And by “aggressivley” I don’t mean cherry-picking stocks, I mean aggressive funds which have high dividends or tech-based like QQQ
This woman and I at work were talking about how much we love living in our neighborhood (near @hoss) yesterday and another lady chimed in saying it took her two hours to get to work. Thought I would cry.
this is what I meant about renters being stigmatized. If renting wasn’t seen as inferior this wouldn’t be a discussion.
Yes it was the stigma of renting not his bullshitting about having to quit his job and move three hours away that made this a discussion.
my “criticism” with the term or with the practice of “starter” homes (when they were a thing) was simply about the privilege that accompanied it. As many have pointed out, it’s really not a thing anymore.
I’m not just talking about you. I’m talking in general. I really didn’t think that saying that there are certain stigmas/ negative stereotypes that come with renting would be such a hot take.
I would happily buy a condo or townhome here, but the HOA fees make it more expensive than a single family home. edit: I’m exaggerating. It’s not more expensive, but it’s still about 1/3 of your mortgage in lost money.
I explained above why we live where we do. This current situation is just now a thing as it’s only been the last few months. Before I took this job I was working from home the last almost 4 years and wife worked a mile away. So we’ve been looking for happy median which is why I mentioned the heights. It would cut off the slug fest coming home on 610 like you mentioned. I just refuse to spend the vast amount of my free time living in my car in a neighborhood that I don’t wanna live in just to own a house.
I am fine with your reasoning. It was the three hour, quit our jobs bs that was the issue. There is affordable housing near you it is just not what you want. That is cool just don’t act like rising home costs are your issue because they are not. Your same combined income 20 years ago would not afford you a house in that zip code at that time.
Our first home in Austin was a condo. Sold in 08. Could not afford to buy it back today. Would hate to see the current hoa dues. They were egregious 16 years ago.
NYT By David Leonhardt We’re covering the reasons that some voters of color no longer support the Democratic Party Peer pressure The political scientists Chryl Laird and Ismail White used a creative strategy several years ago to study the voting patterns of Black Americans. Laird and White took advantage of the fact that some surveys are conducted through in-person interviews — and keep track of the interviewer’s race — while other surveys are done online. In the online surveys that Laird and White examined, about 85 percent of Black respondents identified as Democrats. The share was almost identical during in-person surveys done by non-Black interviewers. But when Black interviewers conducted in-person surveys, more than 95 percent of Black respondents identified as Democrats. It is a fascinating pattern: Something about talking with a person of the same race makes Black Americans more likely to say they are Democrats. As Laird and White concluded, voting for Democrats has been a behavioral norm in Black communities. People feel social pressure from their neighbors, relatives and friends to support the Democratic Party.. Spoiler Similar social pressure exists in other communities, of course. A liberal who attends a white evangelical Southern church — or a conservative who lives in an upscale Brooklyn neighborhood — knows the feeling. And Laird and White emphasized in their 2020 book, “Steadfast Democrats,” that Black Americans have behaved rationally by sticking together. It has allowed them to assert political influence despite being a minority group. Consider that President Biden’s vice president and his only Supreme Court pick are both Black. Still, the political unity of Black Americans is surprising in some ways. “Although committed to the Democratic Party, African Americans are actually one of the most conservative blocs of Democratic supporters,” White and Laird wrote. One important thing about behavioral norms, though, is that they can change. If voting Republican becomes more acceptable in Black communities, the number of moderate and conservative Black Americans who do so could rise quickly. Ideology vs. identity This newsletter is the second in a two-part series on the recent rightward shift of Black, Asian and Hispanic voters. Today, I want to look at possible explanations. The first is the social dynamic that White and Laird described. It also applies to Asian and Hispanic voters. Across minority groups, voting Republican recently seems to have become more acceptable. “Nonwhite Americans who previously may have voted Democrat for identity-based reasons are increasingly likely to vote more sincerely according to their conservative ideology,” Emily West, a political scientist at the University of Pittsburgh, told Thomas Edsall of Times Opinion. By The New York Times | Source: Gallup The second explanation is that today’s Democratic Party is out of step with the views of many voters of color, especially working-class voters. On some issues, the problem fits a simple right-left framing: Democrats are to the left of most voters. Even when elected Democrats are more moderate, the party’s image is shaped by highly educated progressives who have an outsize voice because they dominate higher education, the entertainment industry and parts of the media and nonprofit sectors. It’s worth remembering, as the Pew Research Center has reported, that the most liberal slice of Americans is disproportionately white: By The New York Times | Source: Pew Research Center Voters of color are often more moderate. They are more religious on average than progressive Democrats. Most voters of color favor tighter border security. Many support expansions of charter schools or vouchers. Many favor both police reform and more policing. Many support civil rights for trans Americans — but not allowing all athletes to choose whether they participate in female or male sports. Racial minorities, as Marc Hetherington of the University of North Carolina told Thomas Edsall, “are much more tradition-minded and authority-minded” than white Democrats. Top: Voting forms in Los Angeles. Bottom: A polling site in Austin, Texas. Top, Jenna Schoenefeld for The New York Times; bottom, Ilana Panich-Linsman for The New York Times Other political issues are more nuanced than a right-left framing. Ro Khanna, a Democratic congressman from California, has suggested that voters of color may be frustrated with his party’s lack of a bold economic vision, and that’s plausible. Many working-class voters lean to the right on social issues and to the left on economic issues (but not so far left as to be intrigued by socialism). They favor a higher minimum wage, trade restrictions and expanded government health insurance. Biden favors these policies, too. But Democrats have come to be seen as the party of the establishment, my colleague Nate Cohn notes. Many working-class voters see Democrats as socially liberal defenders of the status quo. Republicans, especially Donald Trump, increasingly seem to represent change, as ill-defined as that change may be. Political diversity My list here isn’t exhaustive. (Here is Nate’s list.) Some voters of color, like white voters, also seem frustrated by recent price increases and worried about Biden’s age. And voters of color are obviously a politically diverse group, who include many liberals and who have a wide array of views. But that’s the point. Many Democrats have imagined people of color to be a uniform, loyal, progressive group, defined by their race. They are not. The party will have a better chance to win their votes if it spends more time listening to what these voters believe. Related: I tell the story of modern U.S. immigration policy in an episode of Freakonomics Radio called “What both parties get wrong about immigration.”
Didn't say they were nice, but you can get a 1br/1ba for about that near me. Which is still an outrageous price tag to most young people.
when I was looking about 15 years ago the one I really wanted was like 700k. Before we found our current place I thought we’d have to move to canoga park because we found one from the same developer for about 300. We got lucky with our current place. It’s a small 4 unit building. Only thing we pay for is the gardener so HOA is really cheap.
Right, if I wanted to buy in the zip code I currently live in it's more like >750k for a reasonable apartment/townhouse. If I absolutely had to buy a place for under 500k I'd be way east.
only thing I don’t like about condo/ apartment type living is not having a full yard. I have a small balcony (big enough for a grill and a chair) but I do wish I had a bigger yard. Having lived in multi-family style housing since I moved out on my own I am used to a lack of privacy so that doesn’t bother me so much. My wife and I often think about moving to a cheaper area to get a single family house I’d love to give my dogs a yard to run around in, although bulldogs don’t need much space.
I lived in a town if 400 in SE ND for a few years recently. There's a big lack of housing, so the small towns usually have community development funds to build townhomes etc. My town sold a lot to a developer to put a home on a lot in the "new" subdivision in town. The house was built off-site during covid, and shipped down 2 years ago. It's a 3 bed 2 bath, unfinished basement. Not incredibly big, all the finishes inside look incredibly cheap. I was curious about the price because the house size and lot were what I was shopping for at the time. 300k price tag for a small, new home in a tiny rural town.
There are some others in neighboring towns that are basically the same house, listed a little cheaper with higher end finishes. Guessing this house was a victim of the supply chain issues and prices during COVID.
Or north. 560k 2bd/1.5ba townhome in Tri City (border of Vista, Oceanside, and Carlsbad). Love it up here though.
Live in a city of 75K not a chance I could buy right now Fuck short-term rental owners Love my studio thankfully
We considered Flag pre-Covid and quickly said nah after some brief research into the market. I can’t imagine it’s gotten any better
Should just move to LaPorte. It’s affordable and close enough to stuff. You get a yard but don’t drink the water.
steamengine I also love the idea of me being able to just move to Cinco Ranch. My boss’ boss lives there but yeah totally could just get a place there and not be mortgage poor.