Definitely a factor in purchasing a house, I know when I was looking at places I wasn't trying to max out leverage for the exact reason you cite. At some point you have to walk the line between being appropriately conservative and living your life in fear of another "one every generation or two" recessions.
I would say now, more than ever, would be the time to really adhere to a 30% rule with housing. If you were planning on 2018-2020 being your time to purchase a home and have set yourself up financially to do so, I wouldn’t back out now just because a lot of us think we’re intentionally being plunged into a recession. But I would be more weary and would start budgeting well before the shit hits the fan if you aren’t already. Everyone should have an emergency fund for something like this.
‘I snookered them’: Illinois Nazi candidate creates GOP dumpster fire Republicans fear blowback from Holocaust denier’s run for Congress. Spoiler By NATASHA KORECKI 06/29/2018 11:57 AM EDT CHICAGO — Illinois Republicans botched four opportunities to stop an avowed Nazi from representing their party in a Chicago-area congressional district. Now they’re paying the price. Arthur Jones, a Holocaust denier who will appear on the November ballot as the GOP candidate against Democratic Rep. Dan Lipinski, has become campaign fodder for Democrats as they seek to defeat Gov. Bruce Rauner. And some Republicans even fear the taint from Jones‘ extremist views poses a threat to the party up and down the ticket. “First, it’s morally wrong and I think it’s really harmful to the party. The guy’s a complete nutcase. He’s a Nazi,” said conservative GOP state Rep. David McSweeney. “This is an absolute political disaster.” McSweeney’s comments come just days after the filing deadline passed for qualifying a third-party candidate for the general election — which could have provided a safe harbor for Illinois Republican votes. Prior to that, the party had also failed to recruit a candidate to challenge Jones in the primary election, failed to knock him off the primary ballot and wasn’t able to field a write-in candidate against him in the primary. Running a third-party candidate against Jones in November was among the options left to Illinois Republicans after Jones clinched the GOP nomination by running unopposed. But the deadline came and went this week and that didn’t happen either. Jones, who told POLITICO he’s running to counter a “two-party, Jew-party, queer-party system,” laughed when he was informed the GOP was unable to put up a candidate against him. “They didn’t put up a third-party candidate?” Jones asked when reached by phone Thursday. “That’s great! That’s fantastic! “I snookered them,” he said of state Republicans. “I played by the rules, what can I say?” Getting on the Illinois ballot as a third-party candidate is no small task. In the 3rd Congressional District, a candidate would have needed 14,600 valid signatures, a laborious and expensive endeavor and even then, there’s a slim chance of success against Lipinski. “There were several individuals interested in running as independent candidates, but unfortunately they made the decision not to run after considering the incredibly large petition signature requirements in a relatively small geographic area and the amount of resources that would be required to mount a campaign in a district heavily favored for Democrats,” Illinois Republican Party spokesman Aaron DeGroot said. On Thursday, DeGroot said the party instead plans to recruit and support a write-in candidate for the general election. Still, Jones’ nomination has been an enormous embarrassment to the party — and to state party Chairman Tim Schneider — for months. When Schneider was faced with a formidable challenge to his chairmanship in May, some Republicans — including state Rep. Jeanne Ives, who ran unsuccessfully against Rauner in the primary — cited Jones’ candidacy as a reason to break from Schneider’s leadership. Schneider ended up surviving his challenge by bringing on his challenger as a co-chairman. Some have questioned why Republicans also failed to oust Jones through the traditional Illinois way of knocking undesirables off the ballot — by challenging his signature petitions. Both parties here commonly employ the tactic to bloody up each other. Democrats through petition challenges have more than once successfully sidelined a would-be Nazi candidate, Richard Mayers, who has attempted to run as a Green Party candidate in various congressional districts. But no one tried it in Jones’ case. His signatures were examined but never challenged, according to the Illinois State Board of Elections. The GOP has said it reviewed the petitions but couldn’t find a legal reason to challenge them. J.B. Pritzker, the Democratic nominee for governor who was instrumental in building the Holocaust Museum in Skokie, has called on Rauner to urge Jones to drop out. Rauner has condemned Jones and said there’s no room for him in American politics. But Pritzker said Rauner, who is the largest contributor to the Illinois GOP, hasn’t done enough. “Bruce Rauner has cowered to the worst elements of our politics on more than one occasion, but I sincerely hope he would agree that a self-proclaimed Nazi and Holocaust denier has no place as a candidate for any office in Illinois,” Pritzker told POLITICO in a statement. “I urge Bruce Rauner to join me in calling on Arthur Jones to drop out.” Republicans have indeed roundly rejected Jones, saying he had no place in their party, denounced his candidacy, ran robocalls against him at one point and even encouraged primary voters in the district to leave ballots blank rather than vote for Jones. Yet the GOP never managed to offer those voters any alternative candidate to Jones. “It’s not enough to denounce Jones … do something about it. They didn’t run a candidate against him in the primary. They’re not running against him in the general. And they’re not endorsing Lipinski. Then what are they doing?” asked Steve Sheffey, a pro-Israel activist who authors a Jewish newsletter in Chicago. “From now on, at every forum, at every endorsement session, Illinois Republicans should be asked point blank: ‘if you live in the 3rd Congressional District, who would you vote for: Dan Lipinski or Arthur Jones?” Underlying the inaction against Jones is a widespread belief that neither he — nor any Republican — has a chance of winning against Lipinski in November in the solidly Democratic district. Other Republicans have pointed to partisan gerrymandering as a barrier to recruiting viable GOP candidates in the 3rd District. Still, the party needed only 603 signatures to run someone against Jones in the first place and U.S. law does not require candidates to live in the congressional district for which they are running. Jones remains a long shot in the fall congressional race — he hasn’t even filed a report with the Federal Election Commission or disclosed any donors, a move he said was intentional. “I’m not filing any reports. I’m not going to give the Jews an opportunity to harass my supporters until after the election,” he said. “Right now, I’m keeping all the names confidential.” Asked how much money he raised, he said: “I’m not going to tell you.” In the meantime, Republicans have one last chance to save face. They can mount a write-in challenge if that candidate notifies three counties in the district of their intent by Sept. 6. “They didn’t run anyone against him in the primary. They didn’t file an objection to him, they didn’t find a write-in candidate and they didn’t run an independent candidate,” McSweeney said. “We’ve missed four opportunities. We better not miss the fifth.” Arthur Jones, a Holocaust denier who will appear on the November ballot as the GOP candidate against Democratic Rep. Dan Lipinski, has become campaign fodder for Democrats. | Marcus DiPaola/Chicago Sun-Times via AP “I’m not filing any reports. I’m not going to give the Jews an opportunity to harass my supporters until after the election,” he said. “Right now, I’m keeping all the names confidential.”
Frustratingly, about three years from now would be the time we're looking to buy our first home. Super pumped to hear the direction this is all headed.
I don’t think anyone can be recession proof, but I would say just continue to plan like you’re 3 years away from it even as that time approaches. Every good decision you make will make that purchase more comfortable when it happens. And hopefully you’ll never have to worry about how the mortgage is going to get paid this month. My goal is to be debt-free asap so if this shit does happen, I have room to maneuver and am not treading water immediately.
Yeah this is the big issue here in the Atlanta metro area. It's a supply problem and it would take a lot to drive the demand down, but I'm getting worried.
God dammit. Hannity is coming to Pensacola to campaign for Matt Gaetz. What a sweltering box of farts. Most of our population will be in a mad rush to go marinate in it.
Thanks for the motivation. Thankfully, our cross country move to Phoenix has my rent at only about 20% of my gross income, with only electricity being outside of the rent package (water, gas, wifi, etc included). That leftover 10% is going towards paying down debt, which I have plenty of thanks to being a perpetual student. About 10k in cc's at a 90% usage vs my credit line (priority number one) and like 103k in student loans (banking on the 25 year forgiveness plan, cause unless I make a lot more money than I am now, I should only pay about 50k on an income based repayment plan). Still have some work to do towards a plan, but yeah, just being persistent will be good.
BEING COMPLICIT IN HUMAN RIGHTS VIOLATIONS ISNT A FUCKING POLITICAL POSITION. Jesus Fucking Christ, the media really needs to stop fucking calling human rights violations a god damn political position.
Even funnier that the bank he works at is the only one to fail a recent Fed stress test due in part to bad loans.
King is not a moderate. Ignore his voting record in step with the GOP agenda. He has no respect for the rule of law. He has attacked Mueller. Called it a Witch Hunt. Etc. When will people learn.
It was secretly a roast and they made fun of him for being a nazi but the lamestream media won't tell you that.
oh shit an original editorial post The 'civility' debate isn't about language, it's about power The media demands for “civility”over the last three days are not just being unfairly applied in a wholly one-sided manner—dirty hippies aren’t allowed to comment on their betters—they are themselves a dangerous and unreasonable demand that is threatening the nation. Spoiler It’s not just that major media sources have settled into a routine where when Donald Trump insults someone, their first instinct is to repeat that insult. Or that they are constantly in search for a comment from the left which, no matter how it is phrased, can be turned into the focus of some serious nose-lifted high dudgeon. It’s not simply that while the right punches, the press plays stenographer, and when the left fights back, they declare fighting out of bounds. It’s not even about the incredible spectacle of journalists who have personally been on the receiving end of both spit and thrown bottles while Trump rants about ending “political correctness,” suddenly chiding the left for refusing to be good little frogs while the water boils. It’s that the demand being made for “civility” isn’t about language at all. It’s about throwing a ring of protection around the powerful. It’s about pretending that people whose actions wreck millions of lives on a whim, are cocooned from the consequences of their actions, not just because they have money, and connections, and resources, but because their power puts them on a different plane. The idea that “politics” represents some kind of insulating blanket, that someone should be able to take any action in the service of a political office, then stroll out into the street and be treated with cheery “civility,” giving no consequence to what they’ve done in their day job, is not just foolish. It’s dangerous. That’s not civility. That’s royalty. This isn’t some theoretical thing. The arguments here are not about angels on pins or the health of unseen cats. There are children being taken away at the border who may never see their parents again. And there are parents out there who will absolutely never see their child again because he was gunned down for simply being black. And there are people out there whose lives are purposely being made worse, simply because those people—those people who feel like they deserve to rule from inside Washington, and still go out to demand a good meal from the peasantry—find them handy objects of ridicule. The idea that political statements take place in some privileged space, and that pushing back outside the beltway is wrong isn’t just sickening, it’s surrender. For many of the journalists engaged in this latest round of finger-waving, a large part of the argument is about who they value. They value those people they see, they meet, they talk with every day. Those people that they interview and quote are real people, worthy of nice things, even when they don’t say nice things. And the people who don’t have power, the people whose only appearance on television is as a literal face in the crowd … are not. Not valued. Not worthy. Not real. It’s why Sarah Sanders can lie directly to their faces every day, and treats them like a class of unruly third graders, and they’ll still moan in sympathy when Sanders is featured in a punch line. Because jokes hurt … not like the policies that Sanders is promoting that only take food and medicine from those who need it, and pump pollution into the air and water to the tune of 80,000 American lives lost. That tendency to place more import on those around you is only human. But the media’s tendency to demand it, is part of protecting the power structure. When senators and congressmen wax lyrical over the magic age of civility past, even that is just another way of saying “when we once went to our country clubs together, free of our lessers, and the press coddled us even more.” The press would be happier if Americans storming the castle would limit their efforts to the occasional neatly proscribed march. With colorful signs! And a permit! The press is going to continue to be disappointed in us. If we’re lucky.
Start a chain email saying that the first 500 people to show up get a coupon or something...could potentially cause a multi fatality wreck or even better, result in dozens or hopefully hundreds of seniors dying of heat stroke
A comedian reportedly prank called Trump, and Jared Kushner patched him through Comedian John Melendez, who hosts "The Stuttering John" podcast, prank called President Donald Trump and got a call back from him on Air Force One. Jonathan Ernst/Reuters Comedian John Melendez, who hosts "The Stuttering John" podcast, prank called President Donald Trump and got a call back from him on Air Force One. When he finally got Trump on the line after interacting with several White House operators, in a call that can be listened to on Melendez's website, he asked the president questions about immigration and Supreme Court Justice Anthony Kennedy's plan to retire. Melendez said this is a sign of how easy it is to "infiltrate" the Trump administration. Spoiler Comedian John Melendez, who hosts "The Stuttering John" podcast, prank called President Donald Trump and got a call back from him on Air Force One. The call reportedly took place Wednesday evening as Trump flew back from a rally in North Dakota. Melendez apparently got through by pretending to be Democratic Sen. Bob Menendez of New Jersey. When he finally got Trump on the line after interacting with several White House operators, in a call that can be listened to on Melendez's website, he asked the president questions about immigration and Supreme Court Justice Anthony Kennedy's plan to retire. White House senior adviser Jared Kushner, Trump's son-in-law, apparently called Melendez back and got the president on the phone for the comedian. On his show, Melendez said this is a sign of how easy it is to "infiltrate" the Trump administration. He also took to Twitter to chastise major media outlets for "not picking up on the fact that I totally duped" Trump. "I find it astounding that the news media's not picking up the fact that I totally duped the President & got in touch within in less than 2 hours while he was on Air Force One," Melendez tweeted. "Shame on, NBC/, CNN & Huffington Post. I gave them a news story on their laps." This raises concerns about how the White House handles security and how easy it apparently is to gain access to the president, who has already been criticized for his use of a private cell phone. this is from http://www.businessinsider.com I really hope this is actually fake wtf
https://www.facebook.com/Priscilladistrict7/ she's getting rightfully dragged. This would set an all time ratio record if it was on Twitter. Human fucking scum.
I didn’t know where to post this, either here or in the other thread on the event, but it seemed more relevant here given the discussion of “context” yesterday. Even if Fox News didn’t deliberately say the journalists “deserved” anything, other people are paying attention to the station’s overarching message and of those they seem to hold in high regard (the president, cronies, right wing social media weirdos). This shit is fucking terrifying.
Really hoping that feckless cunt (who fucking spells Jennifer like that?) is getting all the shit she rightfully deserves.