Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. ohhaithur

    ohhaithur e-Batman
    Donor

    Hilton has one hotel in Greece...Hilton Athens.

    You can do CIU if you want and transfer the points to Hyatt
     
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  2. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas StarsTexas Tech Red Raiders alt

    Do the Barclays AA biz & Citi AA biz - the Barclays only requires 1 purchase
     
  3. BrickTamland

    BrickTamland You're not Ron...
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    Florida State Seminoles

    Maybe I’m missing something, but AA miles as a reward is only redeemed for AA airfare, correct?
     
  4. ohhaithur

    ohhaithur e-Batman
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    you can actually book hotels but it's horrible. I assume he missed your post about needing a place to stay
     
  5. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
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    Texas Tech Red RaidersTexas RangersChicago CubsDallas StarsTexas Tech Red Raiders alt

    Correct, I missed that
     
  6. BrickTamland

    BrickTamland You're not Ron...
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    Florida State Seminoles

    Oh snap, now I get it.
     
  7. ohhaithur

    ohhaithur e-Batman
    Donor

    Next Monday the Wynn Las Vegas is $339...or 77,600 AA miles.

    .4 cents per mile :rolleyes:

    That 77,600 can get you round trip to Asia or do one leg to South American business class
     
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  8. ohhaithur

    ohhaithur e-Batman
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    I think that's your play tbh

    Not the best, but you can get other cards later
     
  9. BrickTamland

    BrickTamland You're not Ron...
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    Florida State Seminoles

    So refer myself from my CIP for the CIU first, then CIC?
     
  10. ohhaithur

    ohhaithur e-Batman
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    don't believe they're part of the referral system rn
     
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  11. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
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    Texas Tech Red RaidersTexas RangersChicago CubsDallas StarsTexas Tech Red Raiders alt

    Yeah, if you can - I’d probably wait at least 60 days between apps though
     
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  12. MA

    MA Surprisingly normal looking
    Donor TMB OG
    Alabama Crimson TideSan Antonio SpursWashington CapitalsManchester UnitedAtlanta United

    The Athenians aren't gonna like hearing this.
     
  13. pianoman

    pianoman my drinks are free
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    Michigan WolverinesChicago CubsDetroit Red Wings

    I don't have any of the Chase cards but I will be finishing up the Aspire spend this or next month. Which should be my next card, the reserve or the ink business preferred?
     
  14. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    Csr/csp double dip if you can meet spend
     
  15. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    Centurion lounge in Philadelphia has great food but it's small and seating is mostly trash.
     
  16. pianoman

    pianoman my drinks are free
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    Michigan WolverinesChicago CubsDetroit Red Wings

    I thought I read they closed the loophole for that.
     
  17. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    Last I knew if you applied same day you might be able to get it though. Someone in here tried recently iirc
     
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  18. ohhaithur

    ohhaithur e-Batman
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  19. pianoman

    pianoman my drinks are free
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    Michigan WolverinesChicago CubsDetroit Red Wings

    Apply for both in incognito mode?
     
  20. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Apparently, people are reporting success by applying for one card a certain day, then applying for the other on the following day, but within 24 hours of the first. I was going to try it with my girlfriend but she wasn't auto approved for the CSP for some reason.
     
  21. ohhaithur

    ohhaithur e-Batman
    Donor

    Correct. CSR first. No referral for that
     
  22. pianoman

    pianoman my drinks are free
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    Michigan WolverinesChicago CubsDetroit Red Wings

    Great, I'll use your CSP link when I do apply.
     
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  23. ohhaithur

    ohhaithur e-Batman
    Donor

    Good luck friend. If you can, I would recommend evening ET and then morning ET.

    I've seen confirmations of ET and CT but play it safe and make sure you do it on different days in each time zone

    I would also do it early enough that you could get reconsidered for your reserve before service closes should you not get approved right away
     
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  24. blind dog

    blind dog wps
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    Arkansas RazorbacksGreen Bay PackersWu-tangCoors Light

    So I've had a Citi double cash for years. Lost my card whilst drunk in the snow in Wyoming over holidays. I'm kinda lazy and don't want to churn cards. Is there a better cash back or travel rewards card out there that would get me more bang for my buck? I've literally never had a travel rewards card so speak to me like I'm stupid (I am). Don't want anything where the rewards expire. TIA
     
  25. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    The double cash is a great card for someone looking just for cash back with no hassle. Travel rewards cards offer high bonuses but usually have annual fees that you need to manage after a year or so.

    In terms of cash back, other cards could give you better value on certain categories, but then you would be juggling multiple cards. It kinda depends on where most of your spend is.
     
    blind dog likes this.
  26. BellottiBold

    Donor
    Oregon Ducks

    Redeemed avianca's vuela visa signup bonus from a couple of months ago plus about $190 for Austrian in Business from Vienna to Miami.

    :feelsgoodman:
     
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  27. ohhaithur

    ohhaithur e-Batman
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    That's good value friend
     
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  28. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
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    Alabama Crimson TideSan Diego Padres

    Approved for World of Hyatt. What have y'all done to me?
     
  29. ohhaithur

    ohhaithur e-Batman
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    Yes yes embrace the life
     
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  30. DistantFactor

    DistantFactor Sesquipedalian
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    Oregon DucksPortland Trail Blazers

    I was approved 4 months ago maybe, sitting on 100k Hyatt points already. #blessed.
     
  31. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
    Donor TMB OG
    Alabama Crimson TideSan Diego Padres

    Got a big auto repair and a ~15 night paid stay coming up. Seemed like the stars aligned with the end of the offer. We hoarding now
     
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  32. Lip

    Lip Well-Known Member
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    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    I’m ready for this. Which referral do you have? Is it the same as the public offer?

    Both cards on the same day?
     
  33. ohhaithur

    ohhaithur e-Batman
    Donor

    Unfortunately the referral is 20,000 lower

    Not yeah so it the same way as csr csp. Business first
     
  34. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    EMAW FC, i am a bammer, Lipp and 2 others like this.
  35. ohhaithur

    ohhaithur e-Batman
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  36. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

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  37. ohhaithur

    ohhaithur e-Batman
    Donor

    Never. Once for California residents only but otherwise unprecedented
     
  38. BrickTamland

    BrickTamland You're not Ron...
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    Florida State Seminoles

  39. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCincinnati BengalsXavier MusketeersFC CincinnatiTottenham HotspurUnited States Men's National Soccer Team

    Hmm debating if I should sign up for that. I'm getting married this fall so won't be going on a ton of vacations. Was planning on doing the SW double dip early next year so I'd get companion pass for most of 20 and all of 21. Can this card be downgraded to something with no fee?
     
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  40. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    For a lot of people, I agree. But the reduced signup bonus, increased minimum spend and only a single year of the CP may mean it's worth doing the old fashioned way (via 2 cards).
     
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  41. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    SW cards cannot be downgraded to a no fee card
     
  42. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    If you aren't going to use the CP 3 or 4 times this year, I think you would be better ofd waiting until next year. I'm not sure what the signup bonus rules are, but you may have to wait 24 months before earning another signup bonus on one of their personal cards if you do it this year. I know you would if you tried to get the same personal card, but it may be true for any personal card.

    Definitely confirm that before jumping on this offer
     
  43. ohhaithur

    ohhaithur e-Batman
    Donor

    The double dip, if still around, is definitely better for you.

    I'd still double dip this one because you can't do much with 30,000
     
  44. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCincinnati BengalsXavier MusketeersFC CincinnatiTottenham HotspurUnited States Men's National Soccer Team

    Yeah I'm just going to wait until next year to do the double dip since I wouldn't get a ton of use out of it this year. I'm going to do some research and see if any hotel credit card will help on my honeymoon in Thailand. If not then I'll get an AA card and start down that rabbit hole.
     
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  45. Lip

    Lip Well-Known Member
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    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    The business cards make me uneasy so I think I’m just going to do this one even if it’s not the “best” move for me long term.
     
  46. ohhaithur

    ohhaithur e-Batman
    Donor

    You do you. Maybe try the personal double dip?
     
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  47. Lip

    Lip Well-Known Member
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    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    How’s that work
     
  48. ohhaithur

    ohhaithur e-Batman
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    Apply to the one you want tonight at 6pm et and apply to the other one's 60,000 offer at 9am et tomorrow
     
  49. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    Ah. I didn’t realize southwest had two personals.
     
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  50. ohhaithur

    ohhaithur e-Batman
    Donor

    Business isn't as scary as you think but yeah, that's what I'm suggesting here