If chase says no you can appeal. Which you will want to do asap. And they have bankers hours for the most part. 9pm Monday might even be too late
are you talking CC’s only? I was told you can’t combine business checking and personal CC into the same login.
business credit card with personal checking, savings, CC. just called them up and they were able to do it. no idea about business checking and personal CC's though
I have one log in on the app that takes me to three options: personal accounts (checking, saving, personal cards) then business checking, and lastly business cards. It definitely can be done.
Yes - I have seen people approved for multiple SW cards. I haven’t seen much talk in here about the United Explorer card, but if you go with the Hyatt or SW, please use one of our referrals. Free ~$150.
Do you know if three is the limit they’ll issue to one individual? What types of businesses did you use when applying for three separate CIP cards?
My wife and I both have 3 CIP's right now. There is no known hardfast limit. So as long as you keep your velocity low and C/I ratio below 50% you can get as many as you want until they turn you down. I know there are data points with people getting 7+ of them. As for the business just whatever you feel comfortable with. I say I sell used merchandise. Obligatory referral: https://www.referyourchasecard.com/21/EIGT0TVUE5
When you say you sell used merchandise, are you using that for every application, or mixing it up for each application? I have two CIPs. One for my S-Corp business that is my primary source of income, and a second for a sole-prop that is me managing rental properties. Both are very legit, but for someone pushing things further for additional cards, would you add additional sole-props with different lines of business?
Here you, man. https://www.referyourchasecard.com/m/205/6L5/FWY7/1552662143 Earn up to 50,000 Bonus Points with the World of Hyatt Credit Card. I can be rewarded too, learn more.
Applied, got the "we need more time." Doesn't surprise me as I have some AU cards I will need to talk away.
Jesus that was quick. My link is better btw: https://www.referyourchasecard.com/m/205/6L5/FWY7/1554066631 Earn up to 50,000 Bonus Points with the World of Hyatt Credit Card. I can be rewarded too, learn more.
I don't MS and I go back and forth between my wife and I so it works out where it keeps my velocity good. So usually get a new card every 2 months so each person gets a new card approximately every 4 months. When I say I sell used merchandise I put that on every application. I sell my used textbooks, used house items, etc on ebay, facebook, and amazon. I want to say I put that I do 3k in revenue and have been at it for 7 years. It does not have to be complicated or anything. You should not have any issue (as far as I know of) getting a CIP3 especially if they are legitimate businesses.
So AA won't let you pay for a flight in part points/part cash? Instead they make you purchase more airlines points at a ridiculous rate? Fuck them.
Do you know if they will allow you to use CIP2 as a referral when applying for CIP3? I've always used my wife as a referral, which works just as well, but I'm curious if they will allow you to refer yourself.
The Chase reconsideration line hours of operation are usually: 7am to 10pm EST Monday through Friday. 8am to 1 pm EST Saturday. So do it with that in mind
ok. But I'm good to go If I apply now and then again tomorrow morning? It just needs to be within 24 hours.
There aren't enough data points to know exactly how it works but I'd do 8:30pm et and and 8am et. I'd try to go under 12 hours but as always, I'm extra cautious with chase
ok thanks. That's why I'm asking a bunch of times. Want to make sure I do everything as correct as possible. Appreciate the help.
one last question before I hit submit, should I be using a different email then my normal chase account? also, should I be using a different email then the one I used today when I do CSP tomorrow?
Called reconsideration line, they bumped me to a different dept that is closed for the night. I guess this means I'm shit out of luck?
Just to make CF3234 feel better, I give a lot of advice but sometimes I fuck up too. And I made a comedy of errors on my return trip: 1. I didn't know AA doesn't upgrade award seats, even with platinum pro 2. I upgraded my return with points...only to find out I had the wrong airplane layout so my seats weren't layflat 3. I showed up to the admirals club but wasn't let in (first only gets you in on international, not just long-haul anymore) 4. I thought my meal selection was for my redeye not my connection so I was very hungry until I asked for my breakfast to be served five hours early I'm human too
shit happens. Still needed the card because my CC game was weak as fuck. Just won't get to double dip on points.