Official Investing Thread

Discussion in 'The Mainboard' started by Joe Louis, Jul 12, 2010.

  1. Aaron Hernandez

    Aaron Hernandez LikeMyPostCampaign: https://bit.ly/2kKJpot
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    Liberty Flames


    upload_2021-2-7_15-43-40.gif
     
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  2. fish

    fish Impossible, Germany
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    Los Angeles DodgersLos Angeles RamsLos Angeles KingsSouthern California Trojans

    Dude, you can't market manipulate! The SEC is watching. :awesomeface:
     
  3. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Hi yes another +4% S&P week would be nice thanks.
     
  4. Joe Louis

    Joe Louis no thank you turkish, i'm sweet enough
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    Michigan WolverinesDetroit Tigers

    about 1 month later after giving Trump the boot, TWTR just busted through it's 52 week high. reloaded around that time and already up 20%ish ...
     
  5. RJF-GUMP

    RJF-GUMP Daubert Qualified in Cooler Thermodynamics
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    I was a little worried a few weeks ago when all the retail investor turbulence occurred. I have a bunch of my savings in VTSAX. It went down for sure. But it has already rebounded and is better than ever. I bought into it in late November and it's already up 7%. Easy money. Seems like hitting a 15% increase over a 12 month span or better is definitely doable.
     
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  6. Ty Webb

    Ty Webb Living rent free in Jigga's head
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    One simple tip is enable dividend reinvestments on mutual funds (and ETFs and stocks). Mutual funds like VTSAX will kick out a mixture of capital gains and dividends on a regular basis. Having these automatically reinvested is another form of dollar cost averaging and you will benefit over time. When the market dips, you're simply buying more of your long-term investment at a discount.
     
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  7. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

  8. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
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    Auburn TigersAtlanta BravesAtlanta FalconsChelseaAtlanta United

    Boglehead=missionary sex with the lights off, and you don't cum until you're 59&1/2
     
  9. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    whats this make day trading

    dead by autoerotic asphyxiation in the closet of a Grand Hyatt in Thailand at 45
     
  10. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    i'm not even sure i'd be able to create the depravity required for what penny stock trading is
     
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  11. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
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    gerbil in bhole
     
  12. Ty Webb

    Ty Webb Living rent free in Jigga's head
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    TheFreak55 or indeed we need a sexual euphemism for this
     
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  13. TheFreak55

    TheFreak55 He should keep his mouth firmly shut
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    Auburn TigersManchester UnitedGame of ThronesGrateful DeadCoors Light

    I’m honored and offended at the same time
    upload_2021-2-9_20-46-23.gif
     
  14. kinghill

    kinghill Cool American Flavour
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    Meh. I went with the equivalent mutual fund options so it would allow me to setup automatic investments.

    Is there a workaround to allow automatic investments with the ETFs?

    Also that tweet doesn't even consider the various options at Fidelity, Schwab which one could argue have better options. Or does "bogglehead" mean Vanguard only.
     
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  15. billdozer

    billdozer Well-Known Member
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    Clemson TigersCarolina Panthers

    Bogleheads just started by following Bogle. The gist of it is regular saving, broad diversification, and sticking with your plan an not market timing. Doesn't have to be Vanguard but many went that way because they were the original index funds, low cost, and Bogle
     
  16. —

    Well-Known Member
    Donor

    I raise you...


    ~Alt coins~

    if they have are currently operating with an erc20 token Oo boy.
     
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  17. skeezy

    skeezy what is this? meowschwitz?
    Donor TMB OG
    AvengersFormula 1

    Forgive me bogle for I have sinned
     
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  18. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    you're on the deep web for alt coins wherever this metaphor goes
     
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  19. Joe Louis

    Joe Louis no thank you turkish, i'm sweet enough
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    Michigan WolverinesDetroit Tigers

    He left out BNDX ...
     
  20. Doc Louis

    Doc Louis Well-Known Member
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    There just aren't enough David Carradine references these days
     
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  21. The Blackfish

    The Blackfish The Fish in Black
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    Alabama Crimson TideIndianapolis ColtsBook Club

    Bogleheads has local chapters and I’ve always wondered what they discuss.

    “what are you guys doing with your investments?”

    “Stay the course!”

    “excellent see you next month”
     
  22. Joe Louis

    Joe Louis no thank you turkish, i'm sweet enough
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    Michigan WolverinesDetroit Tigers

    :dennard::pipelayer::parrot:
     
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  23. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
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    Auburn TigersAtlanta BravesAtlanta FalconsChelseaAtlanta United

    Lol at all the boomers that lost out on Twitter because they thought banning trump was a bad idea.
     
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  24. Joe Louis

    Joe Louis no thank you turkish, i'm sweet enough
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    you really do love to see it!
     
  25. Sub-Zero

    Sub-Zero ALL THE TOSTITOS!!!
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    UCF KnightsMiami MarlinsOrlando MagicMiami DolphinsFlorida PanthersWWEOrlando CityTennisSneakersBig 12 Conference

    totally random but my grandmother bought 50 shares of TWTR for me and a couple of my cousins since we spend so much time on it as a half-joke back at it's IPO. I always just held onto it (even though I hate the company) thinking it would be purchased sooner or later. I think I'm the only cousin who held it.
     
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  26. NothingIsOT

    NothingIsOT Prom pic
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    Miami MarlinsMiami DolphinsFlorida PanthersDetroit TigersMiami Heat

    Another day. Another beating the market bc Jumanji is carrying my portfolio.
     
  27. Ty Webb

    Ty Webb Living rent free in Jigga's head
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    Nebraska CornhuskersChicago CubsChicago BullsDetroit LionsChicago BlackhawksTiger Woods

    Maybe there's a hierarchy based on shareclass? The Admirals look down upon the Investors.

    Also, surprised to learn that Vanguard has a dog shit, high expense ratio long-short fund. VMNFX
     
  28. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    mostly finished doing taxes, just waiting on two brokerage statements

    every time i go through the backdoor roth hurdles on turbotax i feel like i'm breaking the law, its annoyingly convoluted and also gives you a scare with a huge tax bill that evaporates once you finish
     
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  29. billdozer

    billdozer Well-Known Member
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    Clemson TigersCarolina Panthers

    CPA's finished with my return already. Getting just shy of $3000 back. W-2 already at 15 and 12 allowances, guess I've got to go higher.
     
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  30. Open Carry

    Open Carry TMB Rib Master
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    Hartford WhalersAuburn TigersConnecticut HuskiesAtlanta United

    Go on...
     
  31. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    ?
     
  32. construxboy

    construxboy xenForo is the new TMB
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    North Carolina TarheelsPenn State Nittany LionsBuffalo BillsBuffalo SabresArsenalCharlotte FC

    I think he wants to hear more about your backdoor. NTTAWWT.
     
  33. Corky Bucek

    Corky Bucek Placeholder for a Custom Title
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    Auburn TigersLos Angeles LakersLos Angeles RamsAnaheim DucksManchester UnitedLos Angeles Angels of Anaheim

    Anybody get in on the Loan Depot - $LDI IPO?

    Opened at $15 yesterday and now trading at $37 today.
     
  34. kinghill

    kinghill Cool American Flavour
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    I got around $1800 back after a mortgage refi and normally I'd say well I should just throw that amount towards the mortgage principal on the new loan, but, I don't wanna. Mortgage interest rate is 2.75%. Instead I'm going to take the $800 for spending/home upgrades or something, and invest the $1000.

    From what I see, buying a stock or ETF through Vanguard online is $0 fee?
     
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  35. The Blackfish

    The Blackfish The Fish in Black
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    I don’t use Vanguard but I’m sure it has free trades on most. Just check before you invest. For long term id just throw it in VTI and forget about it.
     
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  36. The Milkman

    The Milkman Send lawyers, guns and money, shit has hit the fan
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    Vanguard has free trades on stocks/ETFs, but they charge $1 for each option trade.
     
  37. kinghill

    kinghill Cool American Flavour
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    Miami HurricanesMiami MarlinsMiami DolphinsMiami HeatPoker

    Hmmm yeah I might go the VTI/VTSAX route, but

    ...what are the two best weed stocks for a long-term hold?
     
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  38. burnttatertot

    burnttatertot butt tuck zoomies
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    Washington State CougarsSeattle MarinersNew York MetsSeattle SupersonicsMetal

    PEP & ATVI
     
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  39. Duck Smoker

    Duck Smoker Cheekbones like geometry and eyes like sin.
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    Florida GatorsDetroit Tigers

    I'm in SSPK since 19.50. SPAC for WeedMaps.

    GRWG went through the roof, and just pulled back sharply. Watching that one for an entry point now.
     
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  40. Corky Bucek

    Corky Bucek Placeholder for a Custom Title
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    Auburn TigersLos Angeles LakersLos Angeles RamsAnaheim DucksManchester UnitedLos Angeles Angels of Anaheim

    Tegridy Farms (TGRDY) is my favorite weed stock
     
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  41. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Since this seems to be kind of the general purpose investing and personal finance thread, I have a question for the smart people in here. Fiancé and I are getting married this October. I'm 30, she is 27. She is a teacher w/ roughly 38k in student loans, and I have about 15k left in student loans. Both are federal and are in deferment at 0% right now, so we aren't making any payments, obviously. Interest rate for both is roughly 6%. We have no other debt other than student loans and our mortgage.

    Realistically, what are the odds and timetable for student loan forgiveness? Biden has talked about 10k, but the progressive wing has talked 50k. Do you guys think we are looking at some movement on this issue before the 0% grace period ends in September? I'm wondering if I should just park the money that would have gone toward student loan in my money market account for the time being, or throw it into my brokerage to try to earn more than the .5% I'm getting currently.
     
  42. kentucky_dawg

    kentucky_dawg Fan of: Georgia
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    Georgia Bulldogs

    The time horizon between now and September is not long enough to gain the benefits of putting it in a brokerage, in my opinion. I'd act like the payments were still there but put it in a money market or HYSA until we get closer to September and you have a better idea of what the loan forgiveness is going to look like. My :twocents:
     
  43. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Yeah, that's what I'm leaning toward. I just hate parking a ton of money in something making me nothing, but you're right. 6 or 7 months likely isn't enough to matter all that much.
     
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  44. Ty Webb

    Ty Webb Living rent free in Jigga's head
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    What are the actual monthly payments for each?
     
  45. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Mine is $250 at a little over 6%, hers is $175 at about 5% (Is currently income based, so this will probably go up once we get married)
     
  46. kinghill

    kinghill Cool American Flavour
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    Well I mean, 0.5% isn't nothing. You didn't state how much you have saved to go towards student loans so I'll assume 10k for fun and then you'd be earning about $355 over the next 7 months, which is about 0.7% of your total combined student loan balance.

    Is your plan to just pay off $43k of the $53k student loan balance as quick as possible, with the hope that the 10k loan forgiveness plan is passed? I think that would be my plan.

    https://www.cnn.com/2021/02/16/politics/student-loan-forgiveness-biden/index.html
     
  47. pennstate

    pennstate Well-Known Member
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    Anyone buying any discounts today?
     
  48. letan

    letan Just looking for the gator board
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    Real MadridJacksonville JaguarsFlorida GatorsTampa Bay Rays

    just slowly bleeding out
     
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  49. jac3672

    jac3672 Well-Known Member

    Anyone heavily invested in ARKK?

    Considering throwing a majority of my stuff in there and see what happens. Or is that a bad idea?
     
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  50. Arliden

    Arliden Well-Known Member
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    Just know what you are buying, ARKK is an etf of some of the most overvalued companies so if markets get turbulent I'd expect it to sell off sharply. I wouldn't put a "majority of my stuff" in one single etf but thats just my personal opinion and risk tolerance.
     
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