make your CSR the payment method for the subscription. You will get automatic statement credits for 3 months.
aspire card just added a nice offer. spend $20 or more in dining each month and get a $20 statement credit. up to $220 for the year apparently the surpass card has $10/month credit
Tons of cards (Freedom Flex, Freedom Unlimited, United, IHG, Marriott, etc) qualify for 5x on grocery, gas, drugstore spend for Feb or Feb-March. https://www.chase.com/mybonus
Signed up for this with my Freedom and it's only 5% on gas. Was hoping for grocery and drugstore spend as well but the gas is a nice little benefit regardless.
same here - thought it might vary by chase product, but both my freedom and freedom unlimited were 5% cash back for gas I'm at 3/24 right now with all three falling off this year. time to dip my toe back in the water. Have two rapid rewards cards for CP, Currently have CSR, Chase Freedom and Unlimited, Chase Ink Biz, Amex Bonvoy, Chase Bonvoy, Citi AAdvantage. Hilton Aspire the best play?
Yeah the freedom cards have lower bonuses than the co-branded cards. I imagine they're seeing more and more people canceling the hotel/airline cards as the pandemic drags into a other calendar year and they are looking for ways to head that off
The public offer is for 140k so you should definitely sign up for that, but if you don't, here's my referral Earn 125,000 bonus points with IHG® Rewards Club Premier credit card or 75,000 bonus points with IHG® Rewards Club Travel Credit Card. I can be rewarded too, learn more. https://www.referyourchasecard.com/210/BWZ0LQGFCI
oh ok. Yeah I have a targeted offer for 150k. Wasn’t sure what the referral offer points were going for
Just came up on my 48 month anniversary for sapphire product bonus. My wife & I do P1/P2 and we have kept her CSR open the last 4 years (her 48 month is in July). Would it make sense for me to get a CSP instead of a CSR since I do not really need the CSR benefits, the annual fee is higher, and the signup bonus is less on the CSR? Is the 48 months from the date of opening the card or when I got the bonus?
I'm going to be the annoying guy who asks a question when the answer is probably in the thread somewhere. I'm taking a trip July 1st and I need to pay for 3 Delta flights. I'm looking for a solution to minimize or eliminate my out of pocket costs. The Delta card offers like 40,000 miles but it also takes them up to 3 months just to give you the miles. Any suggestions of another way to do this? I'll hook someone up with a referral if there is.
If you do an amex mr or chase ur points-based card you'll get worse value likely (it's tied to cash price) but you'll get it faster which might make them the choice
I have to pay $5k+ in taxes for 2020, and the IRS accepts Paypal. If I link my new Amex card to Paypal and pay taxes through Paypal, my guess is that would count towards the $5k spend?
Also this is weird, but I don't have a credit limit. It says, "This means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history." What is that about?
I was in this exact scenario a few months ago, wife still has the CSR and my 48 month anniversary hit. To me it was a no brainer to go with the CSP since it has the higher bonus and lower annual fee. I transferred the bonus points to my wife's account for the 1.5x redemption on a trip to the PNW we're planning. Just to be safe, I waited until 48 months after I got the original CSR bonus. Not sure on the specifics but I was fine waiting an extra month to not have any risk with it.
So I have both the CSR and the AMEX Platinum and have had them both 4-5 years. Id like to downgrade one or the other or just get rid of it and replace it with something else with a nice bonus. I also have the Chase Freedom Unlimited. Should I just call both and hope one offers a bonus to stay on then cancel the other? My wife only has a capital one venture card. I'm considering signing her up for something as well. I see a Southwest Rapid Rewards card with a 60k bonus that looks nice. I live near Houston and Hobby is the closest airport so we fly Southwest a ton within the states. Or United if we go out of Bush.
If you haven't received a retention offer before on the Plat then you should be able to get a 50,000MR or $500 statement credit relatively easy if you call and complain about lack of travel benefits you were able to use over the past year. With a Plat you can only downgrade to Gold or Green, both of which have AFs and you wouldn't get a sign up bonus, so I don't recommend that.
Anyone use a CC for daycare? Starting in August I'm looking at almost $35k in annual daycare which can be paid with Visa or MC. Looking for something that could possibly be redeemed at Airbnb (preferable) or hotel and a good sign-up bonus. I currently use BOA travel card (delta plat is my #1 card but daycare doesn't take Amex) and looking for one that'll get me 2% back on daycare expenses. Google was pretty helpful but didn't know if anyone here had some advice or experience for daycare costs.
no experience. If their hands aren't tied by a corporate policy, maybe you can make a deal - prepay for the quarter or something and they let you use amex.
If you have no choice, either maximize your points with Chase Freedom United (1.5x UR, if you hold Chase Sapphire Reserve, redemption amounts it up to 2.25x) or a card like Double Cash, if they're still allowing signups. To my knowledge, there are no personal cards on the market that give you more than that in terms of cash back for non-bonus categories. Capital One Spark Business usually has a signup bonus and has 2% cash back.
I just called Amex on my Platinum and they offered me $300 if I spent $2,000 over next 3 months. They also walked me through all the benefits I've been missing (i need to check this thread more) and was so nice I ended up leaving the call like they just gave me a grand.
I’m assuming you know of the spend $100 get $100 credit at both Best Buy and Home Depot? There’s also a monthly $30 PayPal credit for the first six months of 2021 which is essentially cash. They also just announced up to $800 in cell phone protection if you use your Plat to pay the monthly bill https://www.cnn.com/2021/03/01/cnn-...ress-cell-phone-protection-benefit/index.html
Depending on the type of hotel chain you are looking for, most in here suggest the Hyatt card for its value (Hyatt points tend to go farther than other hotel chain points). Personally, I have the Hyatt and the SPG AmEx and use both.
Awesome thanks for the response. When your wife's 48 month hit did you cancel her CSR then apply for the CSR again for her?
Let me know how this works out if you end up doing it. I considered paying taxes with a card last year but was looking at 2% additional fee if I did so, so decided against it.
How can I see when my bonus was posted to my account? Tried to snoop around but can only see like recent point activity.
We haven't hit that date and won't for another year, so hard to say what we'll do. I like having the CSR for some of the benefits and assuming we'll be fully back open for travel by then, I imagine we'll downgrade and reapply for the CSR.
Solid. Planning on getting back in the game (just been doing CSR pay yourself back for a year). Since I cant do a sapphire product for another few months which route should I head? Is this still valid - https://kevlarlover.s3.us-east-2.amazonaws.com/Card+Recommendation+Flowchart+v16.html I have mainly used Chase, Hilton, and United in the past so that's where I have points but wondering if I should follow the chart and go Barclays AA, World of Hyatt, or hit Amex for the Platinum/Gold?
Yeah that's seems to be generally correct. I went with one of the Southwest Chase cards most recently because I was under 5/24 and SW has pretty good coverage out of Columbus. I'm not too familiar with the Amex offerings but others itt thread are. IMO, it ultimately comes down to what hotels/airlines fit with the type of travel you like to do. I've had Hyatt, Hilton, and Marriott cards in the past and still sitting on points to eventually use at all three once travel starts opening back up.
If you decide to go the Hyatt or Marriott AmEx route: - Hyatt Earn up to 60,000 bonus points with the World of Hyatt Credit Card. I can be rewarded too, learn More. https://www.referyourchasecard.com/205/SZ0MXZC3CO - Marriott AmEx Apply for an American Express Card with this link. We can both get rewarded if you're approved! http://refer.amex.us/AaRONGlEMt?XLINK=MYCP
Thanks for your data point. I was in the last ~10 days of grace period after the AF hit on my wifes Amex Plat. She's on her 3rd year as a cardmember I think. We got $500 credit w/ no spend requirement. Not sure why we got that lucky, but yeah - I accepted the offer.