Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. The B1G Kucktis

    The B1G Kucktis 2 years, VARSITY!!
    Donor
    Penn State Nittany LionsPhiladelphia PhilliesPhiladelphia 76'ersPhiladelphia EaglesPhiladelphia FlyersTiger WoodsWolverhampton Wanderers

    Does it normally happen when you book last minute which I guess makes sense given your last post?
     
  2. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    Nah. It's happened to me a ton trying to buy international flights when they hit a price drop. It'll show like 2ish tickets left repeatedly across everywhere kayak sources from but when you get to any of those sites and try and confirm a booking it won't allow it
     
  3. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    Ahh. Apparently it's a new card with a global entry credit, an extra 3k annual bonus points, and some free upgrades in flights.
     
  4. LSU90

    LSU90 Well-Known Member

    Nope. Application can be exactly the same and you can refer yourself from CIP1

    Guessing your credit limit with chase to income ratio is near 50%?

    No. Most likely hasnt gone through their system yet. Follow this flowchart:
     
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  5. CF3234

    CF3234 Fan of: Bandwagons
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    Yup
     
  6. LSU90

    LSU90 Well-Known Member

    Lower all of your older cards limits via phone or secure message (i set all mine to 3k). If they are business cards you can cancel them after a year which wipes out the credit line completely for you.
     
    CF3234 likes this.
  7. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    This is exactly what I’m looking for I think. Guessing no one has a referral yet?
     
  8. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    Thanks for the help. For some reason that image won’t load up on my end, but I don’t think it matters now. I got a letter from chase in my acct this morning saying they didn’t approve my request. Either:
    - insufficient business credit info on file
    -business too new
    -insufficient business revenue
    -new chase business card recently opened

    Then they listed some business reporting agency that has my business credit report.

    For reference, I did everything the same as on my first CIP that got auto-approved. I’m at 4/24, but my first CIP is only a little over a year old.

    On to the next I guess
     
  9. ohhaithur

    ohhaithur e-Batman
    Donor

    Are you going for companion pass? Are you going for it now or January?
     
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  10. phunkybuck

    phunkybuck Your pennies have been in my ass
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    Ohio State BuckeyesCleveland BrownsColumbus Blue JacketsCleveland CavaliersCleveland IndiansGrateful Dead

    May be more of a travel thread topic but have a question on booking award flights. Trying to book a Turkish airline flight but not looking like I can use United miles for it even though they're both Star Alliance. Any thoughts on how I can transfer UR points to Turkish Airlines to book with miles? Or are some just blacked out for award travel?
     
  11. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    What do you mean by not looking like you can use United miles for it
     
  12. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
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    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    Are you looking through the Turkish website or United's?
     
  13. phunkybuck

    phunkybuck Your pennies have been in my ass
    Donor TMB OG
    Ohio State BuckeyesCleveland BrownsColumbus Blue JacketsCleveland CavaliersCleveland IndiansGrateful Dead

    It didn't come up as an option when I searched on United's site and I can't transfer UR directly to Turkish Air.
    United's first then Turkish.
     
  14. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    Then there's just no award availability if it's not on either of their sites
     
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  15. phunkybuck

    phunkybuck Your pennies have been in my ass
    Donor TMB OG
    Ohio State BuckeyesCleveland BrownsColumbus Blue JacketsCleveland CavaliersCleveland IndiansGrateful Dead

    That's what I assumed but just making sure I didn't overlook anything.
     
  16. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    I’ve got a stay next week at Arizona Grand Resort and Spa in Phoenix.

    Best I can tell it’s an independent hotel with no affiliation?
     
  17. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Not as much as the WiFi and some upgrades. I’ll get to A list in a couple more months but want some of the perks now. I don’t need companion pass (lol sad) so the timing of the points don’t mean as much as the other perks.
     
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  18. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    "Want to fly free to Hawaii/Cancun/Costa Rica?" is a hell of a pickup line :gfa:
     
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  19. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Lol I have all the points I really need on SWA but they wouldn’t give me A list back after I couldn’t travel much last year. I even wrote them a sob story and got the Heisman.
     
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  20. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    F em
    I still luv u SW
     
    Sportfan likes this.
  21. EMAW FC

    EMAW FC Proud Smucker
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    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    any idea how long this is good for? planning the SWA double dip for companion pass later this year.
     
  22. ohhaithur

    ohhaithur e-Batman
    Donor

    No end date yet
     
  23. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    Fiancée says it’s Classic Hotels so basically. Just a bunch of random hotels. She works in hospitality around here so I’d trust her here.

    It’s also not in the best area fwiw. It’s across the street from a shopping mall. It’s “Phoenix” in name only.
     
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  24. Nelson

    Nelson Can somebody please get Ja Rhule on the phone
    Donor
    Nebraska CornhuskersDenver NuggetsDenver BroncosColorado AvalanceBorussia DortmundManchester UnitedColorado State Rams

    Norwegian bid was successful. Will report back but I’m guessing business class transatlantic for $500 will result in a positive review
     
  25. Lip

    Lip Well-Known Member
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    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    What does this mean
     
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  26. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    I didn't think Norwegian even had business class just premium economy
     
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  27. Uncle Tupelo

    Uncle Tupelo Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCleveland Browns

    I thought Norwegian was on the verge of bankruptcy?
     
  28. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    Correct
     
  29. Nelson

    Nelson Can somebody please get Ja Rhule on the phone
    Donor
    Nebraska CornhuskersDenver NuggetsDenver BroncosColorado AvalanceBorussia DortmundManchester UnitedColorado State Rams

    Whatever you want to call it. Just mean their best seats
     
  30. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    have you flown business class before? There’s quite a difference.
     
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  31. BellottiBold

    Donor
    Oregon Ducks

    Even "business class" refers to a spectrum depending on airline and equipment
     
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  32. Nelson

    Nelson Can somebody please get Ja Rhule on the phone
    Donor
    Nebraska CornhuskersDenver NuggetsDenver BroncosColorado AvalanceBorussia DortmundManchester UnitedColorado State Rams

    Bunch of business classists itt
     
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  33. BellottiBold

    Donor
    Oregon Ducks

    [​IMG]
     
  34. Tiger Tiger Woods Y'all

    Tiger Tiger Woods Y'all Putting big balls in little holes, circa 1995
    Donor
    Clemson TigersGolden State WarriorsPGA

    We just flew MIA to London on their 787 Dreamliner in what they call business which is really a premium economy seat.

    I liken it to a first class seat on an old US airways product. Seat reclines a good bit and there is a foot rest that comes out but not close to lay flat.

    2/3/2 layout in premium economy. Free beverages the whole flight and decent food. Certainly better than coach.

    No WiFi on the majority of their planes fyi.
     
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  35. The B1G Kucktis

    The B1G Kucktis 2 years, VARSITY!!
    Donor
    Penn State Nittany LionsPhiladelphia PhilliesPhiladelphia 76'ersPhiladelphia EaglesPhiladelphia FlyersTiger WoodsWolverhampton Wanderers

    We flew business class on Qantas last year and they did about everything other than suck your dick
     
  36. BellottiBold

    Donor
    Oregon Ducks

    Austrian has a crew member that wears a chef's hat in Business :laugh:
     
  37. ohhaithur

    ohhaithur e-Batman
    Donor

    There's only three classes:

    Lie flat
    A little more leg room
    Cattle

    Change my view
     
  38. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    only caveat i'd create is the little more leg room class has sub groups between true premium economy (domestic first class tier seats) and the Comfort+ style literally the same seats as cattle but 2 inches more pitch
     
  39. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    I find it very inconsiderate Chase takes down their site when I want to book travel at 12:30 AM.
     
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  40. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

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  41. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    Their announcement of this can probably just be copy/pasted directly into the corporate speak thread. I’m sure they are really just doing it to improve value for consumers :airquote:
     
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  42. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    Totally cool with it. Strip the benefits but keep giving away AA points. That's providing value to the smart consumers
     
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  43. ohhaithur

    ohhaithur e-Batman
    Donor

    Can't wait to get an email about this 13 times
     
  44. kentucky_dawg

    kentucky_dawg Fan of: Georgia
    Donor
    Georgia Bulldogs

    Does anyone know if there are any restrictions that would prevent me from downgrading a Sapphire Preferred into an Amazon Rewards Visa Signature Card?
     
  45. ohhaithur

    ohhaithur e-Batman
    Donor

    PAHokie, Buzz, Baseballman86 and 3 others like this.
  46. CoastalOrange

    CoastalOrange Well-Known Member
    Donor
    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    I do love a good balsam fir scented candle.
     
  47. CoastalOrange

    CoastalOrange Well-Known Member
    Donor
    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    I'm still waiting on a new Citi AA Biz mailer so I can go back for #2.
     
  48. Nelson

    Nelson Can somebody please get Ja Rhule on the phone
    Donor
    Nebraska CornhuskersDenver NuggetsDenver BroncosColorado AvalanceBorussia DortmundManchester UnitedColorado State Rams

    Result: very positive

    Slept for five hours out of 6.5. Great recline and roomy width. Makes a huge difference getting turned around on a European redeye. Food was about what you expect, beverage service was a bit lacking (no hard liquor included; only came around asking for beer and wine orders sparingly). 10/10 considering the price
     
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  49. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    I haven't been able to get a AA Biz mailer in a while. Anyone on here with a sureshot method for getting them?