2020 Democratic Candidate Thread - Same Shit, Different Day

Discussion in 'The Mainboard' started by NilesIrish, Mar 4, 2019.

?

Who do you support

  1. Bernie Sanders

    42.1%
  2. Elizabeth Warren

    45.8%
  3. Kamala Harris

    1.5%
  4. Pete Buttigieg

    13.4%
  5. Corey Booker

    0.3%
  6. Beto O'Rourke

    1.0%
  7. Julian Casto

    0.3%
  8. Andrew Yang.

    9.8%
  9. Joe Biden

    8.3%
Multiple votes are allowed.
  1. NCHusker88

    NCHusker88 We named our yam Pam. It rhymed.
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    Catholics lean Democrat because they actually pay attention to what Jesus taught.

    Your extended family sucks unsurprisingly considering they're related to you
     
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  2. NCHusker88

    NCHusker88 We named our yam Pam. It rhymed.
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    Rofl poor guy
     
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  3. NCHusker88

    NCHusker88 We named our yam Pam. It rhymed.
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    I've shared this here before but my great uncle is a retired Catholic priest who is a lifelong Dem that marched with MLK in the 60s

    FOH with Catholicism as an excuse to support bigotry
     
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  4. steamengine

    steamengine I don’t want to press one for English!
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    Oh for sure. I just find it entertaining.
     
    Name P. Redacted and Lenin like this.
  5. AptosDuck

    AptosDuck Pedantic Hausfrau
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    California Golden Bears

    Savings/retirement 25K
    Mortgage 50K+
    Taxes pushing 100K (state, fed, local/property)
    Utilities 10K
    Insurance 5K+
    Food for 5: 15-20K
    Cars/gas, clothes, travel, vacations, dining out, etc. take up the rest. Need a new car or roof, you still have to budget for it

    Comfortable, yes, but tenuous in high-COL zip codes. People making $250K aren't living high off the hog, at least not in my area.
     
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  6. Handcuffed

    Handcuffed TMB OG
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    I wouldn't say they're struggling but someone making $250K could have tight cash flows in certain areas. Certainly super comfortable and living a nice life but closer to someone at $50K than the super rich making millions.

    $100K in taxes
    $26K if you max out your retirement
    $60K on rent/utilities
    $10K car payment/services/repairs

    That leaves about $50K for food, entertainment, travel, other expenses.

    You can sign me up for that for certain but a luxury apartment and a luxury vehicle takes up a lot of that post-tax salary. and the math obviously gets tighter if you're the single income supporting a family/have kids with daycare, a nanny, etc. etc.

    i don't really know how this conversation started and maybe this is a straw man but someone making $250K is very, very far from someone making $1M+.
     
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  7. Lipp the Gay Liberal

    Lipp the Gay Liberal Spartan Dawg
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    250k is about 160k after taxes.

    160k/12 = 13.3k per month.

    Here’s an easy way to easily spend that 13.3k each month while not living a luxurious lifestyle.

    1) Max out 401k at $1625/month for one parent. Double it if two working parents.
    2) Student loan $1000-1500/month.
    3) Day care for 1 kid $2000/month. Day care for two kids $2500/month.
    4) Mortgage + escrow $4-6k/month. I don’t think you can find a house for a family of four in a safe neighborhood in DC for 800k, but that will get you something fairly decent in the suburbs.
    5) Car payment depending on one or two cars - $300-700/month.
    6) Car insurance - $80/month.
    7) Candles - $3600/month.
    8) Internet/tv subscriptions - $100+/month.
    9) Cell Phone Family Plan - $300/month.
    10) Utilities - $150/month.
    11) Groceries - $500/month.


    These are just the basics and don’t include any lavish spending or savings for gifts or vacations. A normal family of four would not be living the high life on $250k in major metro areas.

    I think Biden’s 400k cutoff makes sense.
     
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  8. Lipp the Gay Liberal

    Lipp the Gay Liberal Spartan Dawg
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    Dammit. I took too long typing mine up.
     
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  9. ANTWONE

    ANTWONE Hello
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    Only being able to afford the basics and put food on the table is a lot different than “living comfortably“ to me ¯\_(ツ)_/¯

    Also Lipp the Gay Liberal am I missing something with the candles line item or is it a joke going over my head
     
  10. Lipp the Gay Liberal

    Lipp the Gay Liberal Spartan Dawg
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  11. RSK

    RSK Well-Known Member
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    Spend less on candles
     
  12. ANTWONE

    ANTWONE Hello
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    damnit I thought I had seen it at some point but couldn’t figure it out
     
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  13. Lipp the Gay Liberal

    Lipp the Gay Liberal Spartan Dawg
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  14. ANTWONE

    ANTWONE Hello
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    Anyways I’m aware a family of 4 at $250k/year is not living a jet setting lifestyle in a high COL area, but they definitely aren’t scrapping by on the basics as bertstare insinuated
     
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  15. Lipp the Gay Liberal

    Lipp the Gay Liberal Spartan Dawg
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    Yeah - they’re doing fine and, like someone else said, they can probably afford to do almost anything they want too. They just aren’t the Richie Riches I would target for tax increases right out of the gate.
     
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  16. AptosDuck

    AptosDuck Pedantic Hausfrau
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    California Golden Bears

    And as I said before, it's tenuous. God forbid you have to change jobs or your kid gets sick. I've got two heading off to college this fall, and I KNOW we didn't save enough
     
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  17. bertstare

    bertstare Non-hick Bert
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    Alright cool. And my cousin is currently a Catholic priest and he and my relatives (all poc before you get all racist in here) feel differently. Some people are single issue voters and to them, abortion is a huge issue
     
  18. bertstare

    bertstare Non-hick Bert
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    My whole point is that I don’t think you should target them for higher taxes like all of the far left progressives on this board would like to
     
  19. ashy larry

    ashy larry marcy projects, son
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    which is considerably higher than the median income in the US.
     
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  20. HowdyHorns

    HowdyHorns Well-Known Member

    250k household income is roughly top 5% in the US and top 1% in the world. It is not rich but it definitely not scraping by regardless of zip code. It is closer to poverty than the .1%. The 250k household is not the problem when it comes to wealth inequality. Most likely are paying their fare share of taxes as they are not at a level to take advantage of real tax shelters. This is why the under 400k Biden tax comment is not a real issue. But those acting as if it is not a lot of money are being disingenuous.
     
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  21. Josey Wales

    Josey Wales Well-Known Member
    Donor

    I mean this is pretty much the point. Arguing around the technicality of wealthy/comfortable was pretty stupid.

    Ashy was adamant the floor for raising taxes should be much lower. Literally as people’s 401ks have been wiped.
     
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  22. ashy larry

    ashy larry marcy projects, son
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    so maybe 250k and under is where you set it. there’s whole lotta room between 250k and 400k :idk:

    either way i don’t see the issue critiquing the platform that you don’t plan to raise the taxes
    of the top 5% (until you’re in the 1%)

    that’s 3x what his cutoff for free state tuition is
     
  23. HowdyHorns

    HowdyHorns Well-Known Member

    I was not saying there shouldn’t be a critique just level setting the conversation around income levels. In my estimation the “they are rich” and the “they are not rich” are both incorrect.
     
    ashy larry likes this.
  24. ashy larry

    ashy larry marcy projects, son
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    my frame of reference is that i work at a public school with an enrollment of ~1000 and close to 70% of them receive free or reduced lunch. and even that makes us one of the more affluent schools in the area in one of the more affluent districts in the state. I understand it might be silly to view this through a hyper-local lens but that’s how people are living and those people can’t fathom what 300k even looks like
     
  25. Joe_Pesci

    Joe_Pesci lying dog-faced pony soldier
    Donor
    Wolfsburg

    :laugh: the talk from the last two pages when most people cant afford an unexpected expense of like $500 has been fucking funny
     
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  26. ashy larry

    ashy larry marcy projects, son
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    I’m only left with 50k a year for travel and yeeting!
     
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  27. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    last page and a half is near peak out of touch TMB
     
  28. bertstare

    bertstare Non-hick Bert
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    Lol would you call this post below peak out of touch Lyrtch


     
  29. Joe_Pesci

    Joe_Pesci lying dog-faced pony soldier
    Donor
    Wolfsburg

    Look, you have a nice career and you want a nice life. Cool. But dont bitch about the price of keeping up with the Joneses
     
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  30. ashy larry

    ashy larry marcy projects, son
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    but if we tax the Jones’ FIRST tho maybe I can flex on ‘em if my stonks hit
     
  31. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
    Donor TMB OG
    Alabama Crimson Tide

    Yeah man I'm maxing out my 401k, paying 10k a year to power my palace that also costs 4100 a month. Someone help me budget for two vacations a year.
     
  32. Truman

    Truman Well-Known Member
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    Missouri TigersSt. Louis CardinalsChicago BullsSt. Louis BluesEverton

    Not really germane to the politics of this convo, but we’ll be in a much better place when the conversations around taxation revolve around inflation control and not how we pay for shit. Because that’s not how we pay for shit.
     
  33. ashy larry

    ashy larry marcy projects, son
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    im supposed to afford all of this AND send sarah-kathryn and tiffany-louise to montessori?
     
  34. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
    Donor TMB OG
    Alabama Crimson Tide

    250k is enough to live extremely comfortably and, more to point, you have plenty of money left over after actual basic needs(not private school, a luxury car, big house) to get taxed.
     
  35. Tobias

    Tobias dan “the man qb1” jones fan account
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    there are a lot of odd schticks on here but you thinking this is some smoking gun gotcha is near the top
     
  36. duc15

    duc15 Hey Nong Man
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    Fuck some of you with this whole conversation
     
  37. Tobias

    Tobias dan “the man qb1” jones fan account
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    if it was anyone else i would say the bolded is parody but with you i am not so sure
     
  38. bertstare

    bertstare Non-hick Bert
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    Lyrtch prides himself on calling out “bullshit“ so I like to remind him every once in a while that he made one of the shittiest posts that I have seen on this board

    also, please dispute my response to his out of touch comment
     
  39. Tobias

    Tobias dan “the man qb1” jones fan account
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    i get you probably have no friends outside of the local klan but people can very easily be drunk in a room while others are doing drugs. it’s not a crazy concept and it’s absolutely baffling that you think it’s some gotcha point
     
  40. bertstare

    bertstare Non-hick Bert
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    Have irl friends that post on here tyvm and I don’t think the Klan would like my type. They’d like you though
     
  41. Tobias

    Tobias dan “the man qb1” jones fan account
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    why would they like me
     
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  42. Lipp the Gay Liberal

    Lipp the Gay Liberal Spartan Dawg
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  43. Truman

    Truman Well-Known Member
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  44. Lipp the Gay Liberal

    Lipp the Gay Liberal Spartan Dawg
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    This post just made me vote for Donald Trump.
     
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  45. duc15

    duc15 Hey Nong Man
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    Could you image the horror of only having 50k to spend on vacations and eating out.
     
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  46. Joe_Pesci

    Joe_Pesci lying dog-faced pony soldier
    Donor
    Wolfsburg

    i'm trying to figure out how to spend my money when i only have $1k a week to spend on food, entertainment, and travel

    i'm thinking that i buy lunch every day and then invest $950 in parlays
     
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  47. Tobias

    Tobias dan “the man qb1” jones fan account
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    times are tight when you only have enough to spend on food and travel that is more than 75% of america brings home all year
     
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  48. steamengine

    steamengine I don’t want to press one for English!
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    Divide that over 12 months and it’s not a lot.
     
  49. Name P. Redacted

    Name P. Redacted I have no money and I'm also gay
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    Kansas State Wildcats

    Is your whole family just filled with shitty people? I assume by POC you mean Person of Crap.
     
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  50. Weedlord420

    Weedlord420 Well-Known Member
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    If you’re struggling on $138 a day, even with 4 mouths to feed, for food and vacations you might need to retake 7th grade economics.