Unless it is a targeted upgrade. However, I have never seen a targeted upgrade be a better deal than the public offer.
My GF got a venture card and got her 50k bonus. What’s the best way to redeem? She wanted to use cash back to help pay off other things, or something like that; our flights are covered for awhile; I was thinking booking a hotel this weekend for the local rock festival in Columbus.
I thought that just earned you 10x points when you book. The redemption value on that card is the same for everything I think
I was super confused by their redemption portal. I’ve only used Chase, and we were looking on her phone.
Does Chase closely watch spend on the Ink? Like I'm not going to get booted for putting a bunch of personal stuff on there right? Of course I plan on paying cable and phones with it.
That place is weird man. That’s where I learned about the transfer hack I’m attempting to use to hit lifetime platinum premier this year. Those people are nuts, but they are less mean than flyertalk
Flyertalk ones can be absolute cunts. I just Google flyertalk threads for specific info I'm looking for. Not worth spending time on the forum per se or the meetups. Although it is deflating and fascinating to find out how much some of them on there MS.
Marriott insiders is like rivals but instead of football teams they’re all fans of the same international hotel conglomerate
In case anyone needs an ink preferred referral and feels like being nice to me: https://www.referyourchasecard.com/21/JCNXPJ8WRA
As if I needed another reason to hate Mike Pence, in his disclosure today it was revealed that he carries a credit card balance
I got another Marriott card referral so hurry up folks there’s only three slots left in this exclusive group https://www.referyourchasecard.com/252/Q48LZFAAEF
Update: exit row seats came available on my flight to Japan but my seats weren't editable at the time so my fish bought himself a fight to Japan in exit row to hold the seat for me I then cancelled his flight and took the seats myself Good fishy.
Isn't your SSN required on applications? I guess you are using your own, but there is no mechanism/review to stop the same SSN from being used for multiple> many instances of exact same card???
Yes but then @ohhaithur_fishy did not buy the ticket himself, ohhaithur bought the ticket for @ohhaithur_fishy under his AA account and then cancelled it. edit: unless @ohhaithu_fishy has enough points on his own for the ticket???? edit edit:
Now that I hit the Freedom 5x UR categories for the quarter, I've started using the SPG Amex for everything but restaurants & travel (CSR) until August 1. Anyone else doing the same?
I use doublecash over SPG but otherwise yes I value SPG points more than 2 cents, but I have so many points that money > more points
I've recently used some of my points to book hotels - figured i'd stock up before the devaluation hits August 1. I can always go back to Citi Double Cash or Freedom U depending on the usecase. SPG's also adding more partners for point transfers (JetBlue esp. is of interest).
May be a weird place for this question but I'm wondering if there's anything I can do: I got Invisalign a couple months ago and intended to pay for it with my HSA for the tax benefit. But I've been at my new company less than a year, so I didn't have enough in the account from last year + the HSA limit this year to cover it all. The dentist office offered 12 months interest free financing through a company called Synchrony so I took them up on it. I'm currently making monthly payments through the end of this year, then in early January 2019 I'll pay the balance and get it reimbursed through my HSA. The issue is that apparently my credit took an enormous hit from taking on this debt. It's down over a hundred points, and the only thing that has changed is this card. I think the algorithm is reading it as carrying a balance on a credit card, even though it's at 0%. I could also just be completely missing something about how the HSA works, but I still don't think I can pay it off this year. To be clear, I have plenty of liquidity to pay off the card whenever I want - it's just a matter of paying for it with pre-tax dollars. Is there anything I can do about it? Or should I just wait to apply for debt until next January? I can probably do that, but I've been monitoring my credit as I'm in the early stages of thinking about buying a house and it's a huge pain in the ass.
Your actual credit or your creditkarma, credit? Not equal. You took a hard inquiry, a new line of credit (which makes overall profile younger) and probably took high utilization on that revolving line of credit (what do you owe vs total you could have taken out). It will recover. Unless it went from 680 to 580, I wouldn't worry about it.
That's probably it. Credit limit on the account is exactly what I paid, so it's still at almost full utilization.
Your question was already answered, but just FYI with those 0% synchrony loans, make absolute sure it is paid off before the 0% interest rate period is over, because if you even owe a dollar, they will back charge you the total interest accumulated at whatever rate they decided (usually teens to 20s) for the entire year. Its a shitty fine print thing with synchrony where people can get screwed big time if they aren't careful.
I was going to ask best use for 100k Amex points, but I googled first - the below blog post has solid options. The 100k Amex pts seem to go much further than 100k Chase UR pts (I have mine from CSR), based on partner point redemption I'm seeing. Anything this post misses? https://thepointsguy.com/guide/redeeming-american-express-membership-rewards-maximum-value/ and here is a link to a specific redemption available - first class suite on A380 on Singapore Airlines > https://thepointsguy.com/2015/06/singapore-a380-suites-review/ With some hoops it looks like you can redeem this for 57k-67k points middle row for 2
everyone is different but my personal long-standing stance is that AMEX is significantly better for higher end redemptions well Chase is better at the lower level
So is korean. There's lots of good shit out there with all the transfer partners. I was mostly pointing out that the value he pointed out for amex is also a transfer partner for his chase points, there is no difference
I didn’t use points (work paid for it) but did round trip on business to Tokyo last year on ANA. Absolutely fantastic experience.
And the United points I accumulated as a result of the trip paid for almost all of a round trip ticket to London in December.