Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

This is good news, assuming you applied with her name as the business name, as a sole proprietor. They just want documents confirming her info. Utility Bill, Drivers Liscense etc. Call them and ask them what documents in particular they would like to see.

 

Doubt they'll speak to me. It'll have to be her I'm sure. I'll try and get her to do it on her drive this morning. I did everything just as y'all told me to.

I told wife I put her business down as "children's clothing", in business for a year and makes $1,500. I don't know what else to tell her. Hopefully they just want to verify some information over the phone. I want this card but damn this has been an annoying process ha.

 

I doubt hey will grill you about the business. Just be direct and ask if a Utility Bill/ driver's license/SS Card will work for verification. You might be able to SM them too if your wife already has a relationship with Chase. I know its frustrating, but think of that sweet, sweet bonus. $1200 with the CSR.

 

You're fine Buzz. Just try not to commit felony fraud this time

 

Lol thanks. This is all on the wife today so .

Wife just talked to them. They couldn't do anything over the phone. They said just to fax over or send the information they asked for documentation. She made it sound pretty simple and not a big deal. Guess we'll see.

 

already approved for another Citi AA

This company is all sorts of stupid

 

Manufacture spending and getting mailers for miles for dogs, cats, fish OK though right? Just checking. I fucked up the other week and I'm trying to learn in here. I didn't know what I was doing with this card clearly.

 

MS: legal, not against any terms of service, might get a bonus clawed back, might get a talking to from USPS if you're an idiot

Fish mailers: legal if you don't open a card under their names, against airlines terms of service but nobody has ever gotten in tribute to my knowledge

Lying on a business app: illegal

 

OK thanks. Sorry for being ignorant on the business card app. There's a shit ton of details to know with this stuff as a whole. Your post yesterday/today on the Chase stuff is something I wish I knew the other week and it's very helpful. This thread has always made it sound simple for getting the Ink Business Preferred card. Unfortunately I haven't had that simple experience. Again, live and learn.

 

I've never even had to talk to a human about my biz cards. Different for every person

 

I especially liked when I emailed Citi and asked for more miles on my Biz Plat. One day later I had 5K miles in my account, no questions asked.

 

Not only was I approved, but it’s a near 20k limit. I already have one card with Citi at 18k and another with 13.

 

So is the consensus in this thread to wait 3 months before applying for another Chase card?

 

Depends on your numbers. 3 months is pretty conservative for someone who is new and has low amount of applications.

 

Is this dog/cat/fish mailer thing real? I can't tell what this lingo is.

 

Yes.

 

It can even be a make believe pet, they don't have to be alive

 

Or a make believe person. The options are endless

 

Can it be a real person? What about a lamp

 

Lamp people work too

 

I’m gonna do it with the name DeeMayne Bored next

 

I like having my last name attached but that will still work surely

 

Where’d you get the mailer, sent to one of your pets?

 

Cane the Corgi is a valued AA member now

 

I'm going to crack up when I get my first mailer addressed to my chocolate lab. Citi is so incompetent.

 

I got the first one addressed to my cat last week - couldn’t help but laugh

 

The trick to getting the mailers to show up is to login with the pet’s account, click around on some offers, and wait for it to show up, right?

 

Yup

 

By clicking on offers, does that just mean searching for a few flights, or clicking on some of the vacation packages/today’s specials?

 

Either

 

Ok, thanks!

 

That's what I do but nobody has done a double blind longitudinal study yet

 

I think I just found my dissertation topic!

 

I never clicked around after signing the other account up and got a ton of offers. But that's not any evidence of any thing

 

I got my first one last week just by signing up one of the cats a couple of months ago & haven’t logged in to that account since I created it - was just curious if I should every now & then to keep the mailers coming

 

Makes me a little nervous about applying for ink preferred, since I did the double dip a few months ago before it got shut down. Perhaps I should wait until 5-6 months.

 

I did the double dip in late July & applied for the CIP in early September & got approved, but I didn’t open any other accounts for quite a while before I did the double dip.

 

HiLtOn PoInTs aRe WoRtHleSs

 

Fuck yes. Wow, that changes things and now I’m tempted. $400+ to sudden $1,000 at Amazon is awesome.

 

My buddy just cashed out $7000

 

Seriously considering getting that Hilton Biz 125K plus $100 with that news.

 

ohhaithur , you still have referals to give?

 

So is this a good deal? What is the typical redemption through hilton?

 

Yep, Hilton Points are typically valued at 0.5 cpp

 

I do but 2 things:

1. doesn't have the $100
2. No saying whether this will be here in a month+

But if you're interested: http://tinyurl.com/ohhsaspire

 

It's about what they're worth but instead of being limited to Hilton you get money that you can exchange for goods and services

 

I don't want to burn a 5/24 slot right now, so I was looking at the business card offer. I'll keep this in mind when I do want to apply to the aspire though.

 

When you go to the bottom it lets you use my referral for all cards in the hilton family

AMEX switched all their cards to this

 

Gotcha. I need to check to see if can hit the MSR on this simultaneously with my CSP, but I'll use your referral if I do apply