Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. Sportfan

    Sportfan From Six to Dumptime

    Are these the convoluted 60k via 40k and 20k after spending more or is there a 60k offer after hitting initial spend?
     
  2. ohhaithur

    ohhaithur e-Batman
    Donor

    All of them are convoluted besides the $99 business one
     
    Sportfan likes this.
  3. C A N E

    C A N E Well-Known Member
    Donor
    Miami HurricanesMiami Heat

    ohhaithur

    Question for you sir

    How long are you waiting in between Citi AA mailers to apply for another card? Are you closing any?

    Just hit minimum spend for the 50k (heard I should send a message and say I saw a 60k offer and they’ll match).

    Can I already apply for another card since I got another mailer today with a different invite code?
     
  4. Beanh8er

    Beanh8er Get the cock out of your ear, Dumbfuck.
    Donor
    Florida State SeminolesMiami HeatMiami Dolphins

    Believe it’s no more than one application in 8 days and no more than 2 in 60+
     
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  5. ohhaithur

    ohhaithur e-Batman
    Donor

    Beanh8er is right. From 8-65 days it requires manual review so 8 or 66 days
     
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  6. comrade static

    comrade static i love french fries
    Donor
    Oklahoma SoonersOklahoma City Thunder

    I called on Saturday and got a 30 days message. Called tonight and said I was approved.

    texasraider watch for your points. I’m not sure if you get them now that I’m approved or when I hit the min spend.
     
  7. texasraider

    texasraider thanks
    Donor
    Texas Tech Red RaidersTexas RangersKansas City ChiefsTottenham

    Thanks buddy
     
  8. C A N E

    C A N E Well-Known Member
    Donor
    Miami HurricanesMiami Heat

    Thank you fellas. Was approved for my last one on 10/31 so sent an app through.

    Need points for Tahiti.
     
    marcus likes this.
  9. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    Gonna apply for one tonight as I just hit MSR for the most recent Citi over the weekend.
     
  10. Uncle Tupelo

    Uncle Tupelo Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCleveland Browns

    You can call and get your card expedited if you want as well.
     
  11. comrade static

    comrade static i love french fries
    Donor
    Oklahoma SoonersOklahoma City Thunder

    For free? If so, what number do I call on that? Same one that I checked status?
     
  12. Uncle Tupelo

    Uncle Tupelo Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Yep, for free. I think the number is their general business customer service line: 1-800-242-7338. You can call and ask. I got my CIP expedited and it arrived in 2 days.
     
    comrade static likes this.
  13. Hail Southern

    Hail Southern GATA Eagles!
    Atlanta BravesAtlanta FalconsGeorgia Southern EaglesUnited States Men's National Soccer TeamAtlanta United

    Just got an instant approval for the chase freedom for my little side business, I won't run enough expenses through it to justify the sapphire card (1-1.5K per month) and I like the 0% interest for a few months cause i've got one item that I need to charge that I won't pay off for a few months. First new credit card for me in 10 years.
     
  14. comrade static

    comrade static i love french fries
    Donor
    Oklahoma SoonersOklahoma City Thunder

    Much appreciated. Called and they said it should arrive Wednesday next week at the latest, due to holiday.
     
    Uncle Tupelo likes this.
  15. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

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  16. ohhaithur

    ohhaithur e-Batman
    Donor

    Thanks man :8mm:
     
  17. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    No problem, thanks for your help in this thread!
     
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  18. HuskerInMiami

    HuskerInMiami Well-Known Member
    Donor

    Feel like I’ve been missing out bad. I had sapphire and downgraded after hitting bonus. I already got bonus on reserve. I guess I was scared my credit would get screwed up from opening and closing a ton of credit cards. Is that not the case?
     
  19. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    No
     
  20. C A N E

    C A N E Well-Known Member
    Donor
    Miami HurricanesMiami Heat

    Did the 75k capital one venture offer

    Surprised they approved me. Heard they didn’t like lots of new accounts
     
  21. ohhaithur

    ohhaithur e-Batman
    Donor

    Read the OP; change your life
     
  22. ohhaithur

    ohhaithur e-Batman
    Donor

    That's awesome, I haven't even bothered. Congrats
     
  23. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Roughly speaking, how many nights will 210k SPG points cover for their highest redemption level resorts? We talking part of one night, or 2-3 nights?
     
  24. ohhaithur

    ohhaithur e-Batman
    Donor

    spg points don't exist anymore. Do you mean old spg points or 210k marriott points?

    Either way I believe the top is 85,000 Marriott so either 2 or 7 depending on your answer
     
  25. C A N E

    C A N E Well-Known Member
    Donor
    Miami HurricanesMiami Heat

    Yeah I was pretty surprised. I believe I’m at 14/24
     
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  26. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Marriott points
     
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  27. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Very cool for my fiancée to get to wrap her head around TWO free nights at a 5star resort simply for putting in her SSN and using a card for shit we would have bought anyway.
     
  28. ohhaithur

    ohhaithur e-Batman
    Donor

    And so it begins
     
  29. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    It began a while ago when I wrote down her SSN while she wasn't looking...:in-n-out::in-n-out:
     
  30. ohhaithur

    ohhaithur e-Batman
    Donor

    Oh dear
     
    texasraider likes this.
  31. Red Rover

    Red Rover Neck water faucet, mockingbirds mocking
    Donor TMB OG
    Notre Dame Fighting IrishPhoenix SunsArizona Cardinals

    Finally got my dog’s first AA mailer months later.

    So I just use all of my own info same as my first card, but use the invitation code from the card and all will be good?
     
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  32. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Need more Marriott points. What are my options, fam?
     
  33. ohhaithur

    ohhaithur e-Batman
    Donor

    Yes. Please for the love of Dog don't apply under your pet's name just use his last name and invitation code to access the secret club
     
  34. ohhaithur

    ohhaithur e-Batman
    Donor

    SPG Lux is the favorite. Others are cheaper but fewer points
     
    Red Rover likes this.
  35. HuskerInMiami

    HuskerInMiami Well-Known Member
    Donor

    Just read first page and I’m in.

    As mentioned, I already have reserve and recently(month ago) downgraded out of preferred to the unlimited.

    Should I cancel my reserve and sign back up?
    Get another sapphire?
    Is the Southwest CCs still good? I’m going to be flying to Midwest a lot and would be great.

    Any other suggestions. I’m going to start reading the whole thread, but are the older pages out of date and a waste?

    Shit load of questions so will show appreciation in likes.
     
  36. tjosu

    tjosu This is kind of like the breakfast club, huh?
    Donor
    Oklahoma State CowboysHouston AstrosHouston TexansTiger Woods

    Are the Reserve and Unlimited your only two cards? When did you get them? For the Unlimited, the application date would be when you got the Preferred since you downgraded.
     
    HuskerInMiami likes this.
  37. g8r

    g8r Well-Known Member
    Donor
    Florida GatorsBoston Red Sox

     
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  38. ohhaithur

    ohhaithur e-Batman
    Donor

    You can't get a new CSR yet.

    You're probably going to wait a few days and get a southwest double dip and companion pass for 2019-20 and save yourself thousands
     
    HuskerInMiami and PAHokieinRVA like this.
  39. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    Isn’t the Southwest double dip now the biz card + a personal card? Thought I remembered reading that Chase put in a 1 SW card at a time rule.
     
  40. Red Rover

    Red Rover Neck water faucet, mockingbirds mocking
    Donor TMB OG
    Notre Dame Fighting IrishPhoenix SunsArizona Cardinals

    Gracias

    Do I cancel my current card or do anything different with it?
     
  41. ohhaithur

    ohhaithur e-Batman
    Donor

    You keep it or downgrade it to a free card. You should be clear on the moves before you jump in. Canceling is not an option you ever take if you can get a free card
     
  42. ohhaithur

    ohhaithur e-Batman
    Donor

    Correct. Same day. Red Rover some of us might have referrals when you decide. Don't do anything rash
     
  43. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor
    Clemson Tigers

    think im going to use my second 125k SPG Lux offer to get one in wifes name

    the annual fees this year going to be off the charts
     
  44. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    10-4
     
  45. ohhaithur

    ohhaithur e-Batman
    Donor

    I was telling Red Rover not to be rash. I know you got it down by now :like:
     
  46. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    Yeah I figured it out after I posted that - been a long day!
     
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  47. Red Rover

    Red Rover Neck water faucet, mockingbirds mocking
    Donor TMB OG
    Notre Dame Fighting IrishPhoenix SunsArizona Cardinals

    Oh I’ve gotten several cards before, just never done this move with the AA card.
     
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  48. tjosu

    tjosu This is kind of like the breakfast club, huh?
    Donor
    Oklahoma State CowboysHouston AstrosHouston TexansTiger Woods

    How long have Chase referrals been dead for the Freedom? Been trying to get the gf to get it and she's finally on board yet now I can't generate a link
     
  49. C A N E

    C A N E Well-Known Member
    Donor
    Miami HurricanesMiami Heat

    Still haven’t gotten a decision on Cane’s... er my third AA card. Are they on to me?!
     
  50. ohhaithur

    ohhaithur e-Batman
    Donor

    What are your application dates? Was this under 65 days from your last one?