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Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.
How much world it be to transfer UR to United for biz?
To answer this, I’d need to just look at points travel values on United? (1:1 UR to United points I assume?)
Yeah. Look at all other transfer partners that fly to Greece as well. It’ll almost always be a better deal than the 1.5 redemption thru the portal.
Correct. I find United is usually the best but explore them all
Sitting on enough Hilton points to get 6 nights at pretty much any property they have. Thanks @ everyone in this thread. Anyone got any suggestions?
My suggestion is to pick a location, not a hotel
Unless you're doing the Maldives shit https://conradhotels3.hilton.com/en...ad-maldives-rangali-island-MLEHICI/index.html
You have that free weekend night reward, too. Attach that to your trip.
and a $250 resort credit. Which can be used twice if the deposit happens in one cardmember year and the stay happens in another cardmember year
I want to, gf wants to go to Thailand
Plan to. Looking at close to 1.5 or 1.6 cpp at their better properties
Your gf is smart
Much moreso than I, yes.
Explain this to me again because I am a moron.
Thailand is great but a waste of points to me. I unequivocally recommend going but it's not a hotel country. Bangkok is too busy and the luxury hotels are too far away in chiang mai to be worth it. It's not where you'll burn points, you have a better idea for that
If your cardmember year starts on February 1 and you book a hotel for March that requires a one night reservation holds in January, then the reservation hold of will count as your previous years resort credit and when you actually stay your stay will be on the next year's credit
Not 100% and doesn't work with all codes and fares but worked for me
100,000 Hilton Honors Bonus points for $1,000 spend in first 3 months (no annual fee):
Good advice. I'd rather just get the max value out of things and stay at some ultra-luxurious property and see if I can take advantage of the suite upgrade. Bummed you can do it at the Conrad Tokyo or else that would be a no-brainer to me.
Been to Conrad in Tokyo and it’s amazing
Bangkok St Regis is amazing and you can get standard room for like $250 a night, and if you have Gold SPG (thru a platinum Amex) almost guaranteed to get upgraded (I did).
Kinda stumbled into this, having opened two Chase accounts in the last few months. I assume if Southwest doesn't fly out of my city there’s not a ton of value in that card for me.
Correct unless you're planning a trip for two to Hawaii in the next 25 months, then I can talk you through it
Is it time to apply for the Southwest double dip yet? Where’s your referral?
It is indeed but referrals typically are lower for southwest than the high. For a while you could only get 50,000 offers on the plane though. Business is 60k so the companion pass is in reach
If you can't get the 50,000 offer, here's my referral
UR points do transfer to United at 1:1...
Of note is that Polaris typically runs in the neighborhood of 150k one way from US to Europe. (300k RT)
So bit of a different situation here. Teaching a friend about credit and how to build credit etc. Her credit score is 670-680. Credit history is a buncha student loans and a best buy gift card she opened a few months ago (i know). She has no derogatory remarks, 100% on-time payments, and 2 hard inquiries. So basically what I am looking for is a solid starter card that she can use to build credit and get some modest rewards (also one she will be approved for). Looking at the cap one quicksilver or the amex blue cash everyday. Anyone that can help me here I would greatly appreciate it. I churn sooooo this is kind of out of my expertise.
I think people like the Uber card a lot.
I like freedom so she can build a relationship with chase. Also can change it to CFU, CSP or CSR should she want after a year without another inquiry
Just signed up.
Chase Freedom (either one of the cards - freedom has a 200$ bonus right now I think)
Capital one Quicksilver
Amex Blue Cash or Fidelity card or Discover but they’re not accepted everywhere.
You may want to look at cards with 0 foreign transaction fee
Just got approved for the ink Preferred. I was wanting to use it today but the guy says they can't give it the info over the phone. Any work arounds or is that pretty standard?
I still like the Discover It Cashback match offer. I think she’d squeak by their requirements.
I think you can at the least have them expedite the card and it should get there in about 1-2 days.
LOL .. TPG is such a sellout - he's doing a "travel and credit cards" awards with stuff sponsored by Chase, BoA and Hilton.
Used points for airfare and hotel for my Fiesta Bowl trip. Thanks to all in this thread
I don’t have a hotel card yet, would this be the play?
The Hyatt card is a favorite amongst a lot of people here, myself included. It is limited by 5/24 now I believe so if you’re over, you should go with something else.
https://www.referyourchasecard.com/m/205/6L5/FVXR/1552662143 Earn up to 60,000 Bonus Points with the World of Hyatt Credit Card. I can be rewarded too, learn more.
My credit score is above 800, I'm 4/5 in the last two years (but two of those accounts were opened within the last 60 days (one of those being for a financed cell phone, the other being a new American Airlines card through Citi)). I have no American Express cards. What are my odds of getting approved for an SPG Lux?
Medium to high. The phone doesn't really matter. Your score is good and your amex history is clear. I'd say likely assuming no bad marks
Forgot my referral: tinyurl.com/ohhsspg
Depends. Does status matter to you? How often do you stay in hotels paid? Do you have an aspirational trips ahead of you?
I wouldn't mind him being a sellout if he still gave good advice and just capitalized on it. Once he started lying to direct people to bigger referrals I was out
I love when this thread has posts like this from posters who were originally new to the process. Congrats man, may you never be 0/24 again
As far as credit card and advice goes, I agree with you. I do think the TPG site still has some interesting/valuable information but it has evolved into much more of a travel news conglomerate as opposed to how the site originally started as points focused.
I wasn't around when his site first started getting big, but his advice seems genuinely bad for the most part. (Inflated points valuations, referrals for offers that aren't even the best available, etc.). I get all my info from this thread, r/churning, and doctor of credit.
Have any of you ever got a 1099 from one of these companies for the reward value?
Credit card bonuses aren't taxable (IRS vies them as a discount, not income). Bank account bonus sometimes will send you one though.
If you get a bank account sign up bonus you'll get a 1099-INT.
he never was as clean as the doctor of credit but I bet now you see him push the SPG luxury card even more specifically because the points you get it signed up dropped to 75k and his referral likely went up
This was my understanding. I got a note from American Express saying I could get a 1099 for my referral points, but I’m assuming that’s just to CYA and I won’t be actually getting one.
Crossposting from random thoughts thread, he talks about debit and credit cards about the 43 minute mark. In short, he says debit cards are the worst financial item given to consumers and advocates for strictly credit card use
doctor of credit needs to get a better website
And needs to cut out the "save $9 on lacroix"