Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. ohhaithur

    ohhaithur e-Batman
    Donor

    Hilton has one hotel in Greece...Hilton Athens.

    You can do CIU if you want and transfer the points to Hyatt
     
    BrickTamland likes this.
  2. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    Do the Barclays AA biz & Citi AA biz - the Barclays only requires 1 purchase
     
  3. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Maybe I’m missing something, but AA miles as a reward is only redeemed for AA airfare, correct?
     
  4. ohhaithur

    ohhaithur e-Batman
    Donor

    you can actually book hotels but it's horrible. I assume he missed your post about needing a place to stay
     
  5. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    Correct, I missed that
     
  6. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Oh snap, now I get it.
     
  7. ohhaithur

    ohhaithur e-Batman
    Donor

    Next Monday the Wynn Las Vegas is $339...or 77,600 AA miles.

    .4 cents per mile :rolleyes:

    That 77,600 can get you round trip to Asia or do one leg to South American business class
     
    tjsblue likes this.
  8. ohhaithur

    ohhaithur e-Batman
    Donor

    I think that's your play tbh

    Not the best, but you can get other cards later
     
  9. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    So refer myself from my CIP for the CIU first, then CIC?
     
  10. ohhaithur

    ohhaithur e-Batman
    Donor

    don't believe they're part of the referral system rn
     
    BrickTamland likes this.
  11. Zebbie

    Zebbie Master of Nothing
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas MavericksSan Diego ChargersDallas StarsTottenham

    Yeah, if you can - I’d probably wait at least 60 days between apps though
     
    BrickTamland likes this.
  12. MA

    MA Surprisingly normal looking
    Donor TMB OG
    Alabama Crimson TideSan Antonio SpursHouston TexansWashington CapitalsManchester UnitedUnited States Men's National Soccer TeamAtlanta United

    The Athenians aren't gonna like hearing this.
     
  13. pianoman

    pianoman my drinks are free
    Donor TMB OG
    Michigan WolverinesChicago CubsDetroit Red Wings

    I don't have any of the Chase cards but I will be finishing up the Aspire spend this or next month. Which should be my next card, the reserve or the ink business preferred?
     
  14. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor
    Clemson Tigers

    Csr/csp double dip if you can meet spend
     
  15. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor
    Clemson Tigers

    Centurion lounge in Philadelphia has great food but it's small and seating is mostly trash.
     
  16. pianoman

    pianoman my drinks are free
    Donor TMB OG
    Michigan WolverinesChicago CubsDetroit Red Wings

    I thought I read they closed the loophole for that.
     
  17. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor
    Clemson Tigers

    Last I knew if you applied same day you might be able to get it though. Someone in here tried recently iirc
     
    pianoman likes this.
  18. ohhaithur

    ohhaithur e-Batman
    Donor

    Uncle Tupelo, pianoman and Lyrtch like this.
  19. pianoman

    pianoman my drinks are free
    Donor TMB OG
    Michigan WolverinesChicago CubsDetroit Red Wings

    Apply for both in incognito mode?
     
  20. Uncle Tupelo

    Uncle Tupelo Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Apparently, people are reporting success by applying for one card a certain day, then applying for the other on the following day, but within 24 hours of the first. I was going to try it with my girlfriend but she wasn't auto approved for the CSP for some reason.
     
  21. ohhaithur

    ohhaithur e-Batman
    Donor

    Correct. CSR first. No referral for that
     
  22. pianoman

    pianoman my drinks are free
    Donor TMB OG
    Michigan WolverinesChicago CubsDetroit Red Wings

    Great, I'll use your CSP link when I do apply.
     
    ohhaithur likes this.
  23. ohhaithur

    ohhaithur e-Batman
    Donor

    Good luck friend. If you can, I would recommend evening ET and then morning ET.

    I've seen confirmations of ET and CT but play it safe and make sure you do it on different days in each time zone

    I would also do it early enough that you could get reconsidered for your reserve before service closes should you not get approved right away
     
    pianoman likes this.
  24. blind dog

    blind dog Razorbacks
    Donor
    Arkansas RazorbacksSt. Louis CardinalsGreen Bay PackersTiger Woods

    So I've had a Citi double cash for years. Lost my card whilst drunk in the snow in Wyoming over holidays. I'm kinda lazy and don't want to churn cards. Is there a better cash back or travel rewards card out there that would get me more bang for my buck? I've literally never had a travel rewards card so speak to me like I'm stupid (I am). Don't want anything where the rewards expire. TIA
     
  25. Uncle Tupelo

    Uncle Tupelo Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCleveland Browns

    The double cash is a great card for someone looking just for cash back with no hassle. Travel rewards cards offer high bonuses but usually have annual fees that you need to manage after a year or so.

    In terms of cash back, other cards could give you better value on certain categories, but then you would be juggling multiple cards. It kinda depends on where most of your spend is.
     
    blind dog likes this.
  26. BellottiBold

    Donor
    Oregon Ducks

    Redeemed avianca's vuela visa signup bonus from a couple of months ago plus about $190 for Austrian in Business from Vienna to Miami.

    :feelsgoodman:
     
    EMAW FC, PJP3, CoastalOrange and 3 others like this.
  27. ohhaithur

    ohhaithur e-Batman
    Donor

    That's good value friend
     
    BellottiBold likes this.
  28. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
    TMB OG
    Alabama Crimson Tide

    Approved for World of Hyatt. What have y'all done to me?
     
  29. ohhaithur

    ohhaithur e-Batman
    Donor

    Yes yes embrace the life
     
    DistantFactor likes this.
  30. DistantFactor

    DistantFactor Sesquipedalian
    Donor
    Oregon DucksPortland Trail Blazers

    I was approved 4 months ago maybe, sitting on 100k Hyatt points already. #blessed.
     
  31. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
    TMB OG
    Alabama Crimson Tide

    Got a big auto repair and a ~15 night paid stay coming up. Seemed like the stars aligned with the end of the offer. We hoarding now
     
    DistantFactor, ohhaithur and marcus like this.
  32. Lipp

    Lipp Spartan Dawg
    Donor
    Michigan State SpartansDetroit TigersDetroit LionsDetroit Red WingsGeorge Washington Colonials

    I’m ready for this. Which referral do you have? Is it the same as the public offer?

    Both cards on the same day?
     
  33. ohhaithur

    ohhaithur e-Batman
    Donor

    Unfortunately the referral is 20,000 lower

    Not yeah so it the same way as csr csp. Business first
     
  34. Uncle Tupelo

    Uncle Tupelo Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCleveland Browns

    EMAW FC, i am a bammer, Lipp and 2 others like this.
  35. ohhaithur

    ohhaithur e-Batman
    Donor

    TAS and Uncle Tupelo like this.
  36. Baseballman86

    Baseballman86 Well-Known Member

    TAS likes this.
  37. ohhaithur

    ohhaithur e-Batman
    Donor

    Never. Once for California residents only but otherwise unprecedented
     
  38. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

  39. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCincinnati BengalsTottenhamXavier MusketeersUnited States Men's National Soccer Team

    Hmm debating if I should sign up for that. I'm getting married this fall so won't be going on a ton of vacations. Was planning on doing the SW double dip early next year so I'd get companion pass for most of 20 and all of 21. Can this card be downgraded to something with no fee?
     
    TAS likes this.
  40. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    For a lot of people, I agree. But the reduced signup bonus, increased minimum spend and only a single year of the CP may mean it's worth doing the old fashioned way (via 2 cards).
     
    ohhaithur likes this.
  41. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    SW cards cannot be downgraded to a no fee card
     
  42. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    If you aren't going to use the CP 3 or 4 times this year, I think you would be better ofd waiting until next year. I'm not sure what the signup bonus rules are, but you may have to wait 24 months before earning another signup bonus on one of their personal cards if you do it this year. I know you would if you tried to get the same personal card, but it may be true for any personal card.

    Definitely confirm that before jumping on this offer
     
  43. ohhaithur

    ohhaithur e-Batman
    Donor

    The double dip, if still around, is definitely better for you.

    I'd still double dip this one because you can't do much with 30,000
     
  44. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCincinnati BengalsTottenhamXavier MusketeersUnited States Men's National Soccer Team

    Yeah I'm just going to wait until next year to do the double dip since I wouldn't get a ton of use out of it this year. I'm going to do some research and see if any hotel credit card will help on my honeymoon in Thailand. If not then I'll get an AA card and start down that rabbit hole.
     
    TAS and ohhaithur like this.
  45. Lipp

    Lipp Spartan Dawg
    Donor
    Michigan State SpartansDetroit TigersDetroit LionsDetroit Red WingsGeorge Washington Colonials

    The business cards make me uneasy so I think I’m just going to do this one even if it’s not the “best” move for me long term.
     
  46. ohhaithur

    ohhaithur e-Batman
    Donor

    You do you. Maybe try the personal double dip?
     
    TAS likes this.
  47. Lipp

    Lipp Spartan Dawg
    Donor
    Michigan State SpartansDetroit TigersDetroit LionsDetroit Red WingsGeorge Washington Colonials

    How’s that work
     
  48. ohhaithur

    ohhaithur e-Batman
    Donor

    Apply to the one you want tonight at 6pm et and apply to the other one's 60,000 offer at 9am et tomorrow
     
  49. Lipp

    Lipp Spartan Dawg
    Donor
    Michigan State SpartansDetroit TigersDetroit LionsDetroit Red WingsGeorge Washington Colonials

    Ah. I didn’t realize southwest had two personals.
     
    ohhaithur likes this.
  50. ohhaithur

    ohhaithur e-Batman
    Donor

    Business isn't as scary as you think but yeah, that's what I'm suggesting here