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Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.
Finally got my free night cert for the Aspire, took nearly 9 weeks
The amex gold is incredibly striking visually and it makes me feel like a big man when I use it.
Applied for the Citi AA Business card and was rejected for whatever reason. So I applied for that new Barclays card and got approved. Then Saturday I receive the Citi Business card in the mail and yesterday got the Barclays card. Now I have to spend $9k in the next 4 months...fuck me.
Plastiq has a mastercard promo running IIRC.
Plastiq is usually inadvisable bc the cost outweigh the rewards, right??
I guess more on day to day transactions vs quick spending to get the bonus
The latter for sure
You got Citi'd
If you can't hit 9K in 4 months, Plastiq's not bad for insurance .. the spending bonus easily outweighs the cost (2.5% non offer)..
Any suggestions on CCs to use for groceries? That's the one big spend category I have in our budget that we're just getting 1% back on.
Freedom is 5% this quarter.
Blue cash preffered. 6% back
blue cash preferred is 6% at grocery stores
they're also offering $250 credit after you spend $1000 in 3 months
Apply for an American Express Card with this link. We can both get rewarded if you're approved! http://refer.amex.us/JOSEPQx3s8?xl=cp20
A new signup bonus minimum spend is like 30% back
Amex gold is 50k signup bonus and 4x mr points on grocery stores.
So my dog finally got an AA card offer. It’s for 65k miles but I already have this particular card it’s advertising. How should I navigate this?
You can apply for it using the code - no limit to how many AA personal cards you can have open if using mailers because they don’t have the 24 month language in them
Is that a good offer and AA personal cards covers if you have multiple platinum cards?
The trick with Citi is that you’re able to get the same card over and over because on the offer there shouldn’t be any language about being ineligible for the bonus if you’ve gotten it within two years
Should I cancel the other one first? I think it’s like a $99 annual fee.
You might be able to downgrade it to a Double Cash but I’m not positive on the move there, I’ll defer to someone smarter
You can. Or Mileup. Or dividend
What do those last two mean?
Mileup is trash. Dividend is Citi's version of the freedom. 5x categories
I'd pick doublecash or dividend. Also make sure you wait a year before downgrading to either
I might have to text you later. I’m dumb as hell.
If I were getting a grocery card I think I'd go Amex Gold. Does the airline credit work on Southwest gift cards? If it does it's, at worst, value neutral.
I think it only works with delta but supposedly they are trying to crack down on all of it
I can confirm. I just did my delta gift card purchase about 5 days ago as 2 $50 purchases and got both back. May be going away soon, but still active for now.
Amex platinum airline credit worked for SW for me this year (and last).
my amex delta plat bonus is taking forever to post
I’m still waiting on a Hilton bonus that I met the minimum spend on almost 3 months ago. They’re taking every bit of that 8-12 weeks.
Is this your first Amex card? If so, they always take a while and there's no way around it.
how quickly is too quick to apply for my second CIP? parents might have some additional expenses that i could use to satisfy the minimum spend requirement
Can you refer yourself for a CIP using your current CIP?
So getting a second cip is a thing now? Interesting.
Getting as many CIP as they will let you is a thing.
what do you make different about the different applications? my "business name" is my full name with middle initial right now and i used my SSN. when i get my second CIP, what changes should i make with the application?
none. same application again (as far as I know).
Im not some hardcore churner so I dont keep up with the day to day stuff but I have gotten CIP3 for myself and my wife within the last two months with the same exact information.
No, I have many.
I contacted Amex and they're trying to tell me my bonus offer was 150k Hilton points for $3k spend in the first 3 months. The one I signed up for was 125k for $2k spend, the same as it is now. They've opened up a case that will take another 6-8 weeks to resolve. Motherfuckers.
For me at least:
CIP #1: First Name Last Name / SSN
CIP #2: First Name Last Name/ EIN
CIP #3: First Name Middle Name Last Name/ SSN
Applied 3/4 months apart, approved within 24 hrs each time.
Whatcha going to do with all those points?
Still pending for CSR. Got a bunch of purchases waiting for this damn card to be approved.
Switched to a different cash back card. Cutting my sapphire preferred card left me bloodied and with carpal tunnel
Good bonus for JetBlue cards - Personal & business.