Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. CF3234

    CF3234 Fan of: Bandwagons
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    Most likely an obvious question, but here we go anyway. The fiance wants to get a new card. Should she start off with the CSR like I did so we are both accumulating UR points, or should she start with the Amex Platinum to diversify?
     
  2. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
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    I would go CSR - Chase is the most difficult to get, so prioritize them over anyone else, IMO
     
  3. CoastalOrange

    CoastalOrange Well-Known Member
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    Could she do the double dip with CSR and CSP? If so do that and combine all the UR points.
     
  4. CF3234

    CF3234 Fan of: Bandwagons
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    yea, she can do the double dip assuming she doesn't get shafted like I did.
     
  5. ohhaithur

    ohhaithur e-Batman
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    Just in Hong Kong. For now
     
  6. gordon bombay

    gordon bombay magician's alliance enthusiast
    Georgia Tech Yellow JacketsAtlanta BravesAtlanta HawksAtlanta Falcons

    They announced us cards will stop 8/1/19
     
  7. ohhaithur

    ohhaithur e-Batman
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    Well that was a good hour

    That's a huge loss
     
  8. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    Guess I need to move my priority pass to chase benefit

    How are they even accomplishing this without creating a new priority pass tier. Haven't used it since leaving Oregon but it was great for many locations without lounges.
     
  9. tjosu

    tjosu This is kind of like the breakfast club, huh?
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    Took advantage of some of the Hilton Aspire benefits in Boston this past week. Quick run down:

    Did the advance purchase rate on the standard guest room, 3 nights for $785 total. There was an AmEx promo credit on stays at Hilton properties over an amount so I'll get a $50 statement credit. Used my weekend reward night for a 4th night. There were no suites available but we got upgraded to a superior guest room, quite a bit larger with some nicer features and generally runs about $30 more per night than the standard room. Also got vouchers for a free continental breakfast or $20 daily to the cafe, so another $80 there. Overall, spent $735 for something like $1200 worth of a normal stay. 10/10, will stay again

    Edited to correct the credit
     
    #10559 tjosu, May 28, 2019
    Last edited: May 28, 2019
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  10. marcus

    marcus Sex with old ladies for money aaaand bear traps.
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    There was a $50 offer add-ok available, too.
     
  11. tjosu

    tjosu This is kind of like the breakfast club, huh?
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    Hmm, maybe I'm screwing up what the offer was then
     
  12. laxjoe

    laxjoe Well-Known Member
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    Offer I see is spend $250 get $50 back
     
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  13. tjosu

    tjosu This is kind of like the breakfast club, huh?
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    Yeah, that has to be it. I was doing something stupid where I was remembering that one for stays in Hawaii for $200 back. Corrected my amounts
     
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  14. Baseballman86

    Baseballman86 Well-Known Member

    PP is now mostly worthless to me at the airports I frequent most. That blows
     
  15. ohhaithur

    ohhaithur e-Batman
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    you don't have csr?
     
  16. Lipp

    Lipp Spartan Dawg
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    How can they differentiate between how you got your priority pass?
     
  17. ohhaithur

    ohhaithur e-Batman
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    Chase cards have 16-digit Priority Pass numbers
     
  18. BrickTamland

    BrickTamland You're not Ron...
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    Florida State Seminoles

    The range of quality when it comes to Priority Pass lounges is substantial. I’d like to have access to the Delta lounges by the next time I travel, they seem to be consistently better.
     
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  19. BrickTamland

    BrickTamland You're not Ron...
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    Florida State Seminoles

    Ive got CSR as well as SPG Lux (under which I think I set up Priority Pass,) but my PP card shows an 11 digit number.

    Do I understand correctly that there is another level of membership that I need to switch over to by attaching it to my CSR card?
     
  20. CoastalOrange

    CoastalOrange Well-Known Member
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    I fly out of CLT a lot so I'd love to find a way to have access to the American lounge and/or the upcoming Centurion lounge there. Haven't done any research yet though.
     
  21. theregionsitter

    theregionsitter Well-Known Member
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    I've been in some lol bad Priority Pass lounges (think it was Korean Air's in Hong Kong) but some are really legit like in Toronto
     
  22. ohhaithur

    ohhaithur e-Batman
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    I believe that means you have your pp membership through your Amex
     
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  23. CF3234

    CF3234 Fan of: Bandwagons
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    ohhaithur so should she do the double dip or get Amex go differentiate?
     
  24. ohhaithur

    ohhaithur e-Batman
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    She can try. It's a matter of preference. There are benefits of having one currency with a lot of stuff and there are benefits to having different currencies so you can find the best deal
     
    CF3234 likes this.
  25. SP1

    SP1 Ball State #1
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    Michigan WolverinesChicago CubsLos Angeles LakersChicago BearsWest Ham UnitedBall State CardinalsSneakers

    Signed up for a Venture card last week...got the "we'll let you know" message...figured I had opened too many recently...nope, approved with a 30k credit limit. wtf, I don't need this temptation in my life
     
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  26. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    I find it annoying that I have Chase Points from churning and Delta from flying.

    It would be better, IMO, with all in the same spot
     
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  27. marcus

    marcus Sex with old ladies for money aaaand bear traps.
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    Buzz, laxjoe and i am a bammer like this.
  28. Lipp

    Lipp Spartan Dawg
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    Good. I have 16 numbers.
     
  29. tjsblue

    tjsblue I was right at the time
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    Turkish airline in IAD is legit.
     
  30. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington RedskinsAtlanta United

    I was looking at this and thr points seem to suck dick.

    130k points was only like $700. Seemed pretty weak. I don't get the hype behind this card
     
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  31. marcus

    marcus Sex with old ladies for money aaaand bear traps.
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    Apply first, ask questions later.

    Kidding. It’s definitely not for everyone.

    As ohhaithur’s chart shows, if you value status and prefer one specific family of hotels, it’s a great card. Their point value also is fluid, too. Nights at Waldorf Orlando were 80,000 with a cash value of $600+ at the time. Also, the yearly credits and the free weekend night make the points simply bonus. You get more than your money back from the credits and night alone.
     
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  32. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Maybe it was just the hotel I was looking at in Bali that just had a bad conversion rate
     
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  33. marcus

    marcus Sex with old ladies for money aaaand bear traps.
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    Yeah, it’s not all great. Fuck, the Conrad Bora Bora can range around 200,000 a night for a standard reward night.
     
  34. southside

    southside Well-Known Member
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    I’m in this exact conundrum
     
  35. ohhaithur

    ohhaithur e-Batman
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    That's why I have tens of thousands of points with every company

    Thanks for coming to my TED Talk
     
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  36. ohhaithur

    ohhaithur e-Batman
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    Really though, there's value in diversifying frequently for me, but it only works if you have a lot

    Having 5,000 Delta points is useless

    But if you have a lot of each you can fly one way on one brand and another on the other leg and save yourself a lot
     
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  37. SP1

    SP1 Ball State #1
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  38. ohhaithur

    ohhaithur e-Batman
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  39. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    southwest is more than most airlines imo very airport specific on how useful it is and if you're an international traveler vs all domestic

    my parents in STL who don't fly international get tons of use out of theirs
     
  40. SP1

    SP1 Ball State #1
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    Yeah this is what I'm trying to figure out...mostly flying out of Detroit
     
  41. laxjoe

    laxjoe Well-Known Member
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    have had it the last year and its saved easily thousands at this point. we got it from a promotion so we didn't need to get 110K points, but if you can get it by opening a new card and earning the remaining points, its 100% worth it.
     
  42. EMAW FC

    EMAW FC Proud Smucker
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    used priority pass at Timberline Steaks and Grille at Terminal C in DEN a couple weeks ago. They have the deal where the cardholder and guest get $28 each for food/drink.

    Waiter mentioned that they were the 9th highest grossing restaurant in the country after coming on board w/ Priority Pass.
     
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  43. ohhaithur

    ohhaithur e-Batman
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    Not anymore RIP
     
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  44. tjosu

    tjosu This is kind of like the breakfast club, huh?
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    Isn't that only for AmEx Priority Passes?
     
  45. Det. Frank Bullitt

    Det. Frank Bullitt God Bless Texas
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    Well he just means their volume is going to go down w/o Amex visits. Chase and Citi (iirc) that they aren't changing that perk at this time.
     
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  46. tjosu

    tjosu This is kind of like the breakfast club, huh?
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    Have eaten here many times since DEN is a frequent airport for us. They stay really busy and generally service is pretty quick so you can squeeze it in a short layover if necessary. Awesome breakfast
     
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  47. EMAW FC

    EMAW FC Proud Smucker
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  48. EMAW FC

    EMAW FC Proud Smucker
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    service was great. Was about a 10 minute wait but that's to be expected since it is the only PP option.
     
  49. tjosu

    tjosu This is kind of like the breakfast club, huh?
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    I'm sure there are statistics out there for it but I'd be curious to know out of all Priority Passes issued, what the source is for each person. In other words, how many active cards are from CSR, how many are AmEx, how many are people that just pay PP directly
     
  50. ohhaithur

    ohhaithur e-Batman
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    Timberline almost caused a breakup with how slow their service was once. We were in there for 105 minutes with no alcohol and we did no stalling