Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Did you call into recon? Really curious about this this data point.
     
  2. TAS

    TAS 20_ _ TMB Poster of the Year
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  3. ohhaithur

    ohhaithur e-Batman
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    Dude that's dope. Glad you got to have fun
     
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  4. LSU90

    LSU90 Well-Known Member

    Nah. There are much bigger fish for Chase to fry. Also, my business is selling used goods making 3k/year which if on the .00000001% chance this was ever investigated I could prove that I sell 3k worth of shit to friends or on facebook a year. Its their fault if they want to keep giving me cards to do it.

    Have not. I am calling the status line daily to see if it changes from 7-10 days but it hasn't so in that case I am waiting for snail mail from them. Best case is they are just requesting proof that my address changed and then I am approved. Worst case is they are sending me a rejection letter which I am curious what the reason will be for. I will report back when I find out.
     
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  5. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Good deal.

    My fledgling consultanting business has yet to take off. Another card is Def needed
     
  6. CoastalOrange

    CoastalOrange Well-Known Member
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    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    Received a mailer for the Delta Platinum AmEx with a 75k offer. Is this card worth it? I am currently sitting at 4/24 and have about another another 8 months before 1 of those comes off and another 10 months before 2 others come off. Is this worth using my final one?
     
  7. EMAW FC

    EMAW FC Proud Smucker
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    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    biz and personal cards approved. I got the pending notification for both, couple phone calls cleared it up.

    MS time
     
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  8. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    What’d you have to say on your call?
     
  9. EMAW FC

    EMAW FC Proud Smucker
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    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    it was in review because i already have 5 chase cards, I just told them they can move some available credit from the old cards to the new cards.
     
  10. ohhaithur

    ohhaithur e-Batman
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    Not MS time yet. Hold your horses for another two months
     
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  11. ohhaithur

    ohhaithur e-Batman
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    No
     
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  12. EMAW FC

    EMAW FC Proud Smucker
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    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    meant to say, get some spend now, get the last 25% in early Jan.
     
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  13. ohhaithur

    ohhaithur e-Batman
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    Don't mess it up or I'll shame you mercilessly
     
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  14. CoastalOrange

    CoastalOrange Well-Known Member
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    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    Ok, so mailer in the trash. I was excited to finally receive a mailer since it's been a while.

    Still unsure what I should be looking into for the 5th card because I haven't been doing any bonus spends in a long while.
     
  15. EMAW FC

    EMAW FC Proud Smucker
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    not my first rodeo but i will also shame myself if i were to mess it up
     
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  16. ohhaithur

    ohhaithur e-Batman
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    It's not trash, it's just a 7/24 card
     
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  17. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    I'd say it depends. I have this card and can refer you for 75k pts too.

    Do you fly Delta? Do you have status? Do you have to check bags or fly with a chick?

    I fly delta almost exclusively domestic bc Atlanta. I get zone 1 Boarding, I get 75k miles, I get a free checked bags for the wife ($50 per trip), and get a free companion pass a year. Last year used it for a $750 flight ti Wyoming. That's was $500 value alone.

    So to me it is worth it.

    After the new year (your 2nd annual fee) the price goes up $55, but you do get global entry with the card and better multipliers on hotels and other categories.

    So I'd say it depends. I've like the card and get a ton of value out of it
     
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  18. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    If I flew out of Dallas or Charlotte regularly or had to connect, I'd probably just burn the Citi cards.

    I have one now and debating om getting it cause why not
     
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  19. CoastalOrange

    CoastalOrange Well-Known Member
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    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    I have the Citi AA Biz card and I have status with American at the moment, though I am not sold on needing to maintain it. I am right in between CLT and ATL so could do either though my preference is CLT because I hate ATL traffic. So maybe I will go with another Citi AA card. Should I do the Biz card again or go with a personal card?
     
  20. ohhaithur

    ohhaithur e-Batman
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    Biz doesn't hurt 5/24
     
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  21. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Pretty sure AA miles have more value than Delta too
     
  22. CoastalOrange

    CoastalOrange Well-Known Member
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    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    Hmm, so maybe I see if Citi will give me another biz card. Or are there other biz card suggestions (and referrals) I should look into?
     
  23. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    It's not even close.
     
  24. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Benefits of flying an awful airline as your primary
     
    BayouMafia likes this.
  25. wes tegg

    wes tegg I'm a Guy's guy, guys.
    Staff Donor
    Atlanta BravesDenver BroncosChicago BlackhawksBirmingham LegionMississippi Rebels

    This is a dumb question, but can you combine American Express points from multiple cards? If so, how the fuck do you do it?
     
  26. tjsblue

    tjsblue I was right at the time
    Donor

    Slow down their buddy. It is worth it on the companion pass alone if you keep it, and to churn the 75k points which is probably worth $500-$600 minimum. I just got a $100 flight for 6,000 points so you could push that.
     
  27. ohhaithur

    ohhaithur e-Batman
    Donor

    A
     
    #11627 ohhaithur, Oct 16, 2019
    Last edited: Jan 9, 2020
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  28. tjsblue

    tjsblue I was right at the time
    Donor

    Fair
     
  29. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Cross posting here with Travel thread...

    OK. Going to Bali tomorrow night and finally got an upgrade offer...

    How much is 23hrs in Business Class lay flat seats worth vs riding in coach? Back to Back 13hr/9hr flight.

    Caveat: Could possibly sit 2 ppl alone in a 3 row seat bc it inst fully booked yet. Aslo have only spent 300 so far on flights/hotel.

    I'm on the fence
     
    i am a bammer likes this.
  30. wes tegg

    wes tegg I'm a Guy's guy, guys.
    Staff Donor
    Atlanta BravesDenver BroncosChicago BlackhawksBirmingham LegionMississippi Rebels

    You're not a small dude. I'd upgrade. What's the airline?
     
  31. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Qatar

    Airbus 350 then a 777.

    It's 970 each... And that's just there. Coach coming back
     
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  32. wes tegg

    wes tegg I'm a Guy's guy, guys.
    Staff Donor
    Atlanta BravesDenver BroncosChicago BlackhawksBirmingham LegionMississippi Rebels

    I've never flown it, but their business class looks pretty pimp.
     
  33. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Screenshot_20191016-175952_Qatar Airways.jpg
     
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  34. tjsblue

    tjsblue I was right at the time
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  35. wes tegg

    wes tegg I'm a Guy's guy, guys.
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    Atlanta BravesDenver BroncosChicago BlackhawksBirmingham LegionMississippi Rebels

  36. $P1

    $P1 Ball State #1
    Staff Donor TMB OG
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    How much would it be to buy the 3rd seat in your row?
     
  37. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    have a hard time stomaching 970 per person each way
     
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  38. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
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    Alabama Crimson TideSan Diego Padres

    ~40/hr really isn't too bad
     
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  39. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Hour 15 pretty quick, then 2 on the way back.
     
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  40. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
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    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    That's a good question. Idk. Probably 750 (half)
     
  41. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    I'm leaning this right now
     
    Lyrtch likes this.
  42. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    I tend to calculate the total cost of the ticket if it cost that much each way and determine if I'd have bought the ticket at that rate.

    So imagine you'd be looking at 3k+
     
  43. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    Do they all earn membership rewards? If so, they should be combined automatically; just like chase UR
     
  44. LSU90

    LSU90 Well-Known Member

    Update on my CIP5 application. Received snail mail from Chase and all they are requesting is proof of physical address for authorizing officer. For reference, I moved since my last application so I figured this may happen. I assume I should be approved once they receive it.
     
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  45. Uncle Tupelo

    Uncle Tupelo Well-Known Member
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    Ohio State BuckeyesCincinnati RedsCleveland Browns

    Nice. I was just auto approved for CIP4. Didnt happen with my other 3 but I'll take it.
     
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  46. TAS

    TAS 20_ _ TMB Poster of the Year
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  47. ohhaithur

    ohhaithur e-Batman
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    EMAW FC in ruins
     
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  48. TAS

    TAS 20_ _ TMB Poster of the Year
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    This will put a fresh light on what trash the SW CC earning structure is. Going take a ton of spend to earn the extra 15-25k pts needed after the signup bonus
     
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  49. ohhaithur

    ohhaithur e-Batman
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    They're on to us
     
    Lipp, PAHokie, EMAW FC and 5 others like this.
  50. EMAW FC

    EMAW FC Proud Smucker
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    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    just saw the e-mail. damnit
     
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