Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    It's really hit or miss on airports having participating lounges and then whether they're even accessible to you depending on terminal location, etc.. It's nice when it works out but so far the only Priority Pass lounge I've been able to actually use was at MSP.
     
  2. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

    Had free booze at ATL. Can't complain.
     
    LeVar Burton likes this.
  3. One Knight

    One Knight https://www.twitch.tv/thatrescueguy
    Donor
    UCF KnightsTampa Bay LightningBig 12 Conference

    I know this isn't the credit score thread, but had to tell someone.
    Just checked my credit score for the first time in a month or so, score went up 65 points. Back solidly in the 700's for the first time since 2010. :feelsgoodman:
     
  4. Lip

    Lip Well-Known Member
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    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    :blech: Why were you ever under 700?
     
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  5. One Knight

    One Knight https://www.twitch.tv/thatrescueguy
    Donor
    UCF KnightsTampa Bay LightningBig 12 Conference

    divorce and related foreclosure/short sale, various financial issues surrounding all that shit.
     
    Name P. Redacted and Lipp like this.
  6. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    Congrats!
     
    One Knight likes this.
  7. rezy

    rezy Member
    Donor
    Florida State SeminolesNew York YankeesLos Angeles ClippersNew York GiantsManchester United

    If you are traveling before the priority pass comes in, you can call and have them credit your account after you pay to get in to the lounge
     
    Menelaus and Joe Withabee like this.
  8. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

    It's amazing how a divorce can just fuck you royally. Usually it's the guy. I say we start protesting.
     
    FSUtony, Doc Louis and One Knight like this.
  9. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    Looks like the AMEX Blue Cash Preferred annual fee has gone up from $75 to $95. :meh:
     
    One Knight likes this.
  10. Robert Randolph

    Robert Randolph Well-Known Member

    Every priority pass network lounge I've been in has had open bar. Some are just beer/wine, but a lot are open liquor and pour heavy (ATL, you're my boy).
     
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  11. LeVar Burton

    LeVar Burton Knee deep in a dynasty, ROLL TIDE!
    Kansas JayhawksAlabama Crimson Tide

    I haven't used it yet but I have a 48 minute layover in Houston this week....:beerchug::beerchug::beerchug:
     
  12. tjosu

    tjosu This is kind of like the breakfast club, huh?
    Donor
    Oklahoma State CowboysHouston AstrosHouston TexansTiger Woods

    48 minutes might not be enough time to try it out. The Houston lounges are in the international terminal
     
    LeVar Burton likes this.
  13. LeVar Burton

    LeVar Burton Knee deep in a dynasty, ROLL TIDE!
    Kansas JayhawksAlabama Crimson Tide

    Well I'll just check it out Sunday when I have a 3 hour layover.
     
  14. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    I'm currently in Houston and the lounge is at capacity so I'm sitting outside like some pleb. Bullshit.
     
    LeVar Burton likes this.
  15. LeVar Burton

    LeVar Burton Knee deep in a dynasty, ROLL TIDE!
    Kansas JayhawksAlabama Crimson Tide

    Oh well get that super bowl crowd out of town by this weekend please.
     
  16. LeVar Burton

    LeVar Burton Knee deep in a dynasty, ROLL TIDE!
    Kansas JayhawksAlabama Crimson Tide

    Also, how long did it take to get to gate D8 where that lounge is using TerminaLink
     
  17. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    I came in at E5 I think....probably ten, maybe 15 mins. I was in no rush at all. If you walk at a brisk pace you can definitely do it in 10.

    Edit: Update- I'm in here now. The johnnie Walker is gone so I've moved to jack. Running low. Might be red wine or Heineken soon. If I get bumped to the 9pm flight I move to tequila.
     
    #2567 DuffandMuff, Feb 6, 2017
    Last edited: Feb 6, 2017
    LeVar Burton likes this.
  18. Tommy Callahan

    Tommy Callahan Well-Known Member
    Donor TMB OG
    Alabama Crimson TideAtlanta Braves

    According to places like TPG, they will say capacity when it is far from actually being there
     
  19. RJF-GUMP

    RJF-GUMP Daubert Qualified in Cooler Thermodynamics
    Donor TMB OG

    flying to houston in march for a depo. gonna have to try out that lounge life
     
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  20. Robert Randolph

    Robert Randolph Well-Known Member

    Was coming up on the program fee renewal date of my Prestige Card, so cancelling was an option.

    Note: If you cancel, your Thank You Points affiliated with the cancelled account expire 60 days after closing the account. I knew this already, but went ahead and liquidated my account for 2 First Class RT tix for the wife and I and will cancel next month before the renewal. ~$2k in tickets for about 130k points.

    Now running Chase Sapphire Reserve and Amex Hilton Hhonors Surpass, both program fee cards but between my spending level on the Amex to retain Hilton Diamond Status and the lounge access/travel reimbursement/Chase points bonus make the net outflow negligible.
     
    High Cotton and ohhaithur like this.
  21. ohhaithur

    ohhaithur e-Batman
    Donor

    fyi the new Hilton rewards allows you to extend your diamond status.

    if you're ever on the fence about keeping that card
     
    Robert Randolph likes this.
  22. Robert Randolph

    Robert Randolph Well-Known Member

    Define extend?

    My status Honors Diamond status this past and coming year is a result of my spending amount on the Surpass Amex the past two years as opposed to Number of Stays/Nights at Hilton properties.

    I'll never get rid of the Surpass. Simply having the card means you're baseline is Hilton Hhonors Gold.
     
    High Cotton likes this.
  23. ohhaithur

    ohhaithur e-Batman
    Donor

    http://monkeymiles.boardingarea.com...ch-2018/#_ga=1.107467015.445238298.1485889138
     
  24. One Knight

    One Knight https://www.twitch.tv/thatrescueguy
    Donor
    UCF KnightsTampa Bay LightningBig 12 Conference

    well that sucks, i have one of those as well.
    :beerchug: for the heads-up
     
  25. tjsblue

    tjsblue I was right at the time
    Donor

    Had a later flight and went to The Club at Las after a guys super bowl weekend (look at me). Even earliear with my TSA pre quick entry. Sat and ate a dinner of a bunch of random stuff, had a couple beers and a quick shot of Jim Beam before heading over to my flight... to find out it was delayed (about face back to the lounge).
    Thought I was going to struggle with the 4K. At 3K with a month and a half left.

    Spring break with the kids will be on CSR points. Thanks for the advice everyone.
     
    #2575 tjsblue, Feb 8, 2017
    Last edited: Feb 8, 2017
  26. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    The missus' CSR was approved on Dec 31 - just hit the 4K spend today. Looking forward to the sweet 100K bonus to hit in the next statement.
     
    ohhaithur likes this.
  27. beist

    beist Hyperbolist
    Donor

    Advice: don't tell your wife about the points and how they work if you don't have to. My wife and I both opened the card and got the bonus, on top of a bunch of existing chase points we already had. When this month's points come through we'll crack $5,000 in travel credit. She asks me literally every day why I haven't booked a vacation yet.
     
    Lipp and cal2431 like this.
  28. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    Ha! My wife lets me handle the logistics of miles/points + trips so I'm in the safe zone. We're planning a trip for June anyway so along with my 160K odd URs, the 100K should help there. Unfortunately, I'm way above 5/24 to even get the CSR. On the bright side, should have another 100K AA miles in March from Citi & Barclays AA cards

    Edit - I just got a targeted message offering me the Chase Freedom Unlimited with a 150$ bonus when I logged into check my UR balance. Too bad - while it'd have been nice to get a Chase card over 5/24, I value a new account + hard pull to be much more than 150 bucks.
     
  29. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    Why, if you don't mind my asking?

    And the $150 is really 15k points, so ~$225 if it goes towards travel
     
  30. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

    Got my 100k AA miles :smug:
     
    pratyk likes this.
  31. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    That's a fair point. I usually go for new accounts as long as the signup bonus value is around $400-500 at least or 40-50K miles. As far as the Chase FU is concerned, I was going to downgrade my CSP next month to a Freedom Unlimited anyway so that sorta mucks it up for me.
     
    TAS likes this.
  32. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    If you're planning to downgrade the CSP, I agree that you probably shouldn't worry about opening a new account. And I agree that there are better signup bonuses worth chasing.

    I only brought it up because I sometimes see people be a little too cautious about their credit score.
     
  33. Tommy Callahan

    Tommy Callahan Well-Known Member
    Donor TMB OG
    Alabama Crimson TideAtlanta Braves

    Not sure the fee on surpass but a handful of cards have Hilton gold status
     
  34. tjosu

    tjosu This is kind of like the breakfast club, huh?
    Donor
    Oklahoma State CowboysHouston AstrosHouston TexansTiger Woods

    Anyone that has a Discover It card: if you've wanted a travel rewards card but aren't in the CSR game, I just got an email from Discover saying you can now finally switch your Discover It card over to an It Miles card. No annual fee, 1.5 miles per dollar. I didn't read too much into the specifics but it seems like an okay, free travel card for people that don't travel too often
     
  35. ohhaithur

    ohhaithur e-Batman
    Donor

    Tfw someone random uses your referral link :yousoright:
     
  36. Joystick Izzy

    Joystick Izzy Well-Known Member
    Donor
    Georgia BulldogsAtlanta BravesTennessee TitansNashville Predators

    I'm assuming no 5% category though?
     
  37. tjosu

    tjosu This is kind of like the breakfast club, huh?
    Donor
    Oklahoma State CowboysHouston AstrosHouston TexansTiger Woods

    Correct, it appears as though there are no bonus quarters
     
    Joystick Izzy likes this.
  38. colonel_forbin

    colonel_forbin Well-Known Member
    Donor

    I bought a $50 gift card from Delta back in December to finish out my $300 CSR travel credit for the year. I'm now trying to book a flight through Chase Ultimate Rewards, but not seeing where I can use that $50 credit towards a flight. Anyone run into this before? Do I just need to call?
     
  39. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    You can only use it while booking directly with Delta.
     
    colonel_forbin likes this.
  40. RJF-GUMP

    RJF-GUMP Daubert Qualified in Cooler Thermodynamics
    Donor TMB OG

    going strong on that 4k in first 3 months. Already at $1k for February which is my first month and I'll probably spend another $750 this week between vday and mardi gras crap. then i'll only need to spend 1k a month for the last 2 months which is easy. then i'll be flying somewhere cool on chase banks dime.
     
  41. Robert Randolph

    Robert Randolph Well-Known Member

    Just save the gift card for in flight adult beverages. Not sure if you can tip on It, but if the stewardess is heat, tip 100% and you should be good for the rest of the flight, and possibly afterwards if you fit into the 2 rules of Tinder.

     
  42. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    Not a credit card deal, but if you (or someone you know) has AT&T cell service, you can get a code for Buy 1,Get 1 Free movie tickets on Tuesdays. Only applies to certain theaters.

    http://tickettwosdays.att.com
     
  43. ohhaithur

    ohhaithur e-Batman
    Donor

    SPG is a 35,000 bonus starting today

    One of the best bonuses out there with how valuable those points are

    I wouldn't mind a free 5k points for referring someone hint hint
     
    Sportfan, TAS and rv12 like this.
  44. tjosu

    tjosu This is kind of like the breakfast club, huh?
    Donor
    Oklahoma State CowboysHouston AstrosHouston TexansTiger Woods

    Got a mail offer for the Chase United Explorer Plus card with a 70k signup bonus. Strongly considering jumping on that offer and just downgrading that to the no fee United card later on
     
    Det. Frank Bullitt likes this.
  45. Open Carry

    Open Carry TMB Rib Master
    Donor
    Hartford WhalersAuburn TigersConnecticut HuskiesAtlanta United

    Got my csr sign up bonus points today :chatzy:
     
  46. TYdeFan05

    TYdeFan05 gOATS ™
    Donor
    California Golden BearsAlabama Crimson TideAtlanta BravesTampa Bay Buccaneers

    Think I'm gonna apply for a CSR next time I'm anywhere near a physical location. Closest one is 100 miles away in WV. After that, it's a trip to Atlanta.
     
  47. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    You've got until March 12 before it drops to 50k at the branch too
     
    TYdeFan05 likes this.
  48. TYdeFan05

    TYdeFan05 gOATS ™
    Donor
    California Golden BearsAlabama Crimson TideAtlanta BravesTampa Bay Buccaneers

    Well crap.
     
  49. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Just got an Amex hilton offer

    60,000 points for $1k spend

    7x Hilton purchases
    5x restaurants supermarkets gas stations
    3x all other

    Sounds like Hilton points are more like .50 per 100 points. No fees on card.

    Thoughts?
     
  50. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    You never PM'd me