Home Buyin/Maintenance Thread - Where most of us are 30ish but act 47. Oh, and fuck home inspectors

Discussion in 'The Mainboard' started by Swim Cantore, May 4, 2015.

  1. southlick

    southlick Better Than You
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    DriveByBBQ
     
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  2. CF3234

    CF3234 Fan of: Bandwagons
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    Agreed but full steam ahead on Monday. Contractor is a family friend of hers and we can’t make him and his crew wait so...
     
  3. DriveByBBQ

    DriveByBBQ Well-Known Member
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    My bad, didn’t realize the photo wouldn’t upload.

     
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  4. texasraider

    texasraider thanks
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    That’s what us in the biz call a retaining wall
     
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  5. Wallcoq

    Wallcoq Miles of D.
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    Clean up the top of that, get a white screen and projector. Movie theater or sports viewing venue.
     
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  6. lechnerd

    lechnerd low energy lech
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    Man what a mess. I'd excavate that whole area and put a pool in.
     
  7. Tiger Tiger Woods Y'all

    Tiger Tiger Woods Y'all Putting big balls in little holes, circa 1995
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    Sell the house and move on
     
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  8. DriveByBBQ

    DriveByBBQ Well-Known Member
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    I’m thinking brick outdoor gas fireplace/living area with a retaining wall
     
  9. bigred77

    bigred77 Well-Known Member
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    Its definitely a retaining wall
    It looks like it could be a good seating or cooking area

    The way they did the slope around it is gunna make maintaining any landscape around it tough

    Maybe you could come off the ends straight out and build new walls that incorporate seating and/ or planting beds
     
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  10. Doc Louis

    Doc Louis Well-Known Member
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    Or just put the trash cans there in that convenient space and call it done
     
  11. Doc Louis

    Doc Louis Well-Known Member
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    Why not move the barrel to someplace better? Could even pressure wash whatever crap is under the barrel
     
  12. houtex716

    houtex716 let's have a beach party
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    Yeah that’s definitely an option, we just wanted to see how it looked with flowers in it
     
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  13. MoJo

    MoJo It bees that way sometimes...
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    Hot Tub Grotto
     
  14. bigred77

    bigred77 Well-Known Member
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    Or just throw away th
    That sounds like a Roscoe idea
     
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  15. Duck70

    Duck70 Let's just do it and be legends, man
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    Hot tub or fire pit
     
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  16. bigred77

    bigred77 Well-Known Member
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    Combo?
     
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  17. Duck70

    Duck70 Let's just do it and be legends, man
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    [​IMG]
     
  18. buffs

    buffs Well-Known Member
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    Accepted 15k over asking with appraisal guaranteed. :chatzy:
     
  19. One Two

    One Two Send it!
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    Please do not post personal pics without my consent
     
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  20. Toast

    Toast Doowutchyalike
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    Congrats dude.
     
  21. With Stupid

    With Stupid Member

    Paint it up to look like the entrance of the Bat Cave.
     
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  22. Boo MFer!

    Boo MFer! Creator of the 'Official Dads of TMB' thread.
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    I have almost 15 years of professional experience and W2s, but quit my job last September to make my side hustle my main job. Is there any chance I can get a mortgage?
     
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  23. a.tramp

    a.tramp Insubordinate and churlish
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    Jorts
     
  24. Boo MFer!

    Boo MFer! Creator of the 'Official Dads of TMB' thread.
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    Jorts has a weird hatred for me.
     
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  25. a.tramp

    a.tramp Insubordinate and churlish
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    Then he might not be much help :roll:
     
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  26. Jorts

    Jorts "Ask about my Mortgage Services"
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    I will help you, if you leave this site forever.
     
  27. Boo MFer!

    Boo MFer! Creator of the 'Official Dads of TMB' thread.
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    Imagine holding this kind of anger toward someone on the internet. It’s truly baffling.
     
  28. Baron

    Baron gold chain gang
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    Hey Jorts I have almost 15 years of professional experience and W2s, but quit my job last September to make my side hustle my main job. Is there any chance I can get a mortgage?
     
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  29. Wallcoq

    Wallcoq Miles of D.
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    This is pretty consistently one of the funniest threads on the site.
     
  30. Jorts

    Jorts "Ask about my Mortgage Services"
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    Boo MFer! I’m certain your wife is the breadwinner, so just PM me her number
     
  31. Boo MFer!

    Boo MFer! Creator of the 'Official Dads of TMB' thread.
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    She’s not. Can’t we be friends again?
     
  32. One Two

    One Two Send it!
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    What kind of cosmetics are you selling on Facebook?
     
  33. Boo MFer!

    Boo MFer! Creator of the 'Official Dads of TMB' thread.
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    It’s Advocare, and it does a body good!
     
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  34. Barves2125

    Barves2125 "Ready to drive the Ferarri" - Reuben Foster
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    Probably not. If your new business is closely related to what you used to do then maybe but probably not.
     
  35. Boo MFer!

    Boo MFer! Creator of the 'Official Dads of TMB' thread.
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    It’s exactly what I did before.
     
  36. Barves2125

    Barves2125 "Ready to drive the Ferarri" - Reuben Foster
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    You might be able to find a bank or another lender that has some portfolio loans they could finance you on but Conventional probably isn't going to work until you've got a couple years of tax returns that prove you're profitable.
     
  37. blind dog

    blind dog Razorbacks
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    I fortunately get to buy all my yard stuff from a wholesaler so prices should be a little cheaper (also these are 10ft compared to the 8ft you get at Home Depot/Lowe's), but I just bought some for my FIL (I think we are talking about the same thing). My guy highly suggested the 14 gauge over the 12 bc of how hard it is to bend. My FIL is pushing 80 and was able to do it himself.

    Here is what he ordered:

    [​IMG]

    Next time I'm over there I'll try to remember to take a picture
     
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  38. THF

    THF Banned From Hogville for Being an Ass
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    So I picked up a couple 4 foot sections and used a hacksaw to cut a divot in one side, and then bent it.

    They also have a 90 degree stake which i used at the corner joint and hammered it down.

    lechnerd
     
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  39. arrdub

    arrdub Well-Known Member
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    Going through refinance and reviewing various pieces including escrow, and think I’ve been getting milked on homeowners policy.

    Do I wait for process to play out before switching policies or have I already locked myself into another annual contract at that point?

    Generally, am I stupid not to pull this out of escrow and pay it on CC to get points of some sort, regardless? Can I change that up at any point in time or is that decision to escrow only available annually?

    Who/what is thread’s go-to home insurance provider?

    Also have car insurance with different provider so probably missing out on some bundled savings there as well.
     
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  40. Jorts

    Jorts "Ask about my Mortgage Services"
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    Just get another quote from another HOI company. I’m in Jax, but all my HOI people write across the state & can help
     
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  41. arrdub

    arrdub Well-Known Member
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    Cool. Full disclosure - reading your exchange w Oops earlier reminded me you’re in the biz. I almost tagged you on this but then realized I didn’t even give you a chance to do my refi so felt guilty for being a bad TMB bro. If this is good for you, def willing to feed you.

    Is there any issue with doing this midstream in refi process? For reference, I am through initial underwriting and just saw updated closing disclosure which brought this issue to light.

    Generally what would you say a competitive rate is for a $300k home in inland FL?
     
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  42. MoJo

    MoJo It bees that way sometimes...
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    [​IMG]
     
    #18542 MoJo, May 13, 2019
    Last edited: May 13, 2019
  43. ned's head

    ned's head Well-Known Member

    Got word that the house we bought was appraised for like $15k over our purchase price. Feelsdecentman
     
  44. Toast

    Toast Doowutchyalike
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    Making a dry well: hire out or DIY?
     
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  45. bigred77

    bigred77 Well-Known Member
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    Um, do what now?
     
  46. texasraider

    texasraider thanks
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    A dry well
     
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  47. bigred77

    bigred77 Well-Known Member
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    Googled it
    I totally think he should DIY that shit
    With lots of pictures and stories in this thread
     
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  48. a.tramp

    a.tramp Insubordinate and churlish
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    I think it is a well that is dry
     
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  49. ned's head

    ned's head Well-Known Member

    What is that? A fucking hole?
     
  50. goblue31602

    goblue31602 Well-Known Member
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    Holes are pretty easy iyam, hth
     
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