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Discussion in 'The Mainboard' started by Swim Cantore, May 4, 2015.
Congrats on the new place though!!
nope I bought
I’m assuming this is the house, what the fuck is up with Columbus that this house sells for that much
wasnt that house, they were bidding in a subcity of Columbus called Bexely. It’s like a city within the city- own schools, police, fire.
Columbus is pretty damn wealthy- home prices here are not cheap unless you go 30 mins outside the city
Update. Went with the 2x4. Glad I did.
Well after two months and 6 offers, I’ve finally gone under contract today for my first house.
I'm probably too late but for anyone in the future you can skip this part and save the time and money IMO. I have laid down different weed sheets several times and I swear they attract weeds. Just skip it and then stay on top of spraying them or picking them as they come up. Or if you really want to stop them put down a preemergent in the spring and fall.
Anyone refi recently? I bought a year ago at 3.375 and noticed there are a bunch of 2.25/2.375 rates being advertised. Wasn't sure if that was with a ton of points or what.
Wondering if anyone has any recent experience. I think we have some loan officers here, right?
I read that fucking Springfield is now the 5th hottest home market in the country now, because people who work in Columbus, can't afford housing in Columbus.
I started the refi process 3 weeks ago. As of mid-May, the mortgage company I've worked with was offering 2.24% on a 15 yr refi and 2.99% on a 30 yr. Both without points.
If you keep soil off the sheet, then you shouldn't have an issue.
My neighbors beds that straddle our property line works just fine, which they've finished with rock.
I got 2.875% on my 30 year
Maybe mine are just shit cause I spent time this last weekend weeding my gravel pathway that had tons of weeds that I put sheets down in. Also had the same problem with my fire pit that was gravel.
Anybody have experience with tankless water heaters?
I am a 10-year ish Rinnai owner. Love it.
I’ve used one for the last three years. They’re pretty sweet.
From what I've read, the size is dependent on how many water sources you have -- mine will only have one shower and a sink, so I can go pretty small.
I've also read that it has to be installed by a professional based on ventilation. Hoping to get out the door, installation and all, for under $1,000. Is that a realistic goal?
It was a multiple of that many years ago for bigger household needs but suspect a lot of the hookup (labor to install, run gas lines etc) is household demand agnostic.
Microwave was to be installed today. Never got a window, so I called to find that home depot entered it into someone else's name, who cancelled upon receipt of said window. Another week without a microwave
Buy counter top microwave. Return next week. Problem solved.
PM me some info and I can give you a real quote to kick around.
-estimated home value
-current loan balance
LTV would be about 65%, below jumbo max
Hard to say without specifics to work with but probably not worth it for you right now. Rates are around 3.0-3.125% with no points on a 30yr.
First week at the new place is turning out to be legendary.
$14k in exterior foundation work.
Slight change of foundation plans resulted in garage being inaccessible when we had movers, so I'm just doing most of it manually.
Foundation work resulted in a sewage leak somewhere in the house. Probably will have to rip up the kitchen to find it.
Owners left a fridge, so we sold our relatively new one. Come to find the ice maker is broken.
Backyard is a literal lake and is going to require regrading.
But at least the last owner left me one (1) condom in the medicine cabinet, so I can put that over my head and fucking suffocate myself.
Man, when you start having those kinds of problems with a house it's probably time to move.
It's a Samsung isn't it.
The one we sold was a Samsung and it was likely the only one in existence that worked
This is my nightmare. I offered on this house with the intention of doing some significant renovations before I move in, but if stuff like that pops up I might just off myself. Hopefully my inspector is competent
regrading or a large underground cistern project?
I didn't initially think about doing the latter, but I've also never heard those pretty words strung together. What I really mean is I need to pay a smart water person a bunch of money to make the water go away.
But now you've opened a new research rabbit hole, and for that I thank you.
the prior homeowners of mine had to put in a cistern system underground to manage all the water given the lake effect that occurred during heavy rains. Unfortunately, if you have neighbors you can just send all the water to them it turns out.
Luckily most ice maker repairs are pretty easy, they are just expensive. Congrats!
Ice is bad for enamel so congrats on saving on dental bills
Best smart lock (preferably with a key option) …. Wife can’t seem to lock a fucking door before she leaves
Interested too, as I just had to carry the sleeping 7 year old into the house and unlocking the door with a key sucked
We have a schlage and like it so far. Have only had it 6 months so someone else may have not experience with them.
Got an August that I generally like. Works on double cylinder locks so you can still use a key as well.
Have a Schlage as well. Couple with a Smart Things door sensor and the IFTTT app and I had the lock auto locking after the door was shut for 30 mins. Works real nice.
Second for August, but again I’d probably buy WYZE now. Cheaper with same function for every smart product they make.
Depending on the lock and the smart app you are running, the app may have an auto lock function. Mine locks automatically 10 seconds after having been unlocked.
The code I am running I think will store up to 30 codes. Some can be time and day sensitive as well. So a housekeepers code only works on Wednesday afternoons for example.
Love the things you can do with a smart lock. I am running a Schlage. The keypad is so clutch for not needing to take a key with me for a walk.
Tbh I think it was actually a algorithm in Smart Things, not IFTTT but thats a minor difference. Smart lock with keypad is awesome. My current rental has some smart lock with no keypad and it’s kinda like what’s the point.
USI is much better than Xfinity but it’s mostly because of price. We can’t get USI here so ive had Xfinity for the last 7 years with minimal issues. They just overcharge and make it hard to talk to anybody when there is an issue (which for me has more commonly been on cable).
Seem somewhat knowledgable on how exactly financing a big renovation would work. Background: Bought house for 360k with 20% down @3.875% for 30 years 2 years ago. Put 40k into it immediately and with current market its probably worth about 425k. A year ago I refi'd to 25 years at 2.875% and kept my monthly payment the same. Now the wife and I would like to do the rest of our renovations for the house within the next year. We have 42k set aside for the reno right now and add about 2k-3k per month to that fund. Everything we want to do will probably be in the ballpark of 150k and should get most of that returned in value. Where my confusion comes in is how much the bank will lend me and what kind of financing. Based on the original purchase price of the house we only have about 21% LTV, but since that purchase like I mentioned we put 40k into it and the market is up so is the amount of HELOC they give you based on that original purchase price, the current value of the house, or the future value based on renovations?
Schlage (then make sure you get the one that works with your smart home system). Ex Schlage encode is the one that works with Alexa.
I can not recommend Vivint enough. Takes some money up front (or financing is available) but has an awesome suite of connected devices. Door can be locked/unlocked via phone, voice with Amazon device, keypad, key, and even specific door triggers programmed (we have one set for 9pm just in case we forget before bed).
I have the interior with Google Nest stuff (2 thermostats & 2 smoke/carbon monoxide detectors, Mesh)
The house came with an existing Ring Doorbell, along with a secondary spotlight camera & 3 synced floodlights.
I need simplicity for the wife, so having minimal apps is necessary.
Have you considered installing a human-sized doggy door?
She's supper annoying with any technology & yet also cannot remember to lock the fucking door when she comes back inside.
I guess I could just double down on our content insurance, for the eventual claims.
I need the ability to lock everything remotely, for peace of mind & to save me nightly checks to ensure everything is secure.
Schlage can do that. I’m sure the others can as well. Can even set it to auto lock 5 min after anyone unlocks the door.