Home Buyin/Maintenance Thread - Where most of us are 30ish but act 47. Oh, and fuck home inspectors

Discussion in 'The Mainboard' started by Swim Cantore, May 4, 2015.

  1. houtex716

    houtex716 let's have a beach party
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    luckily we basically mirrored a house that was already being built, so we were able to walk through the house ~80% completed and pick out things we liked/didnt like. but we still had to pick out floors, countertops, tile, light fixtures, fans, wall/trim color, and appliances so it was definitely a lot of choices. having reps help you match things helped a ton
     
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  2. Bruce Bowen

    Bruce Bowen Well-Known Member
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    Even easier when your wife knows what she's doing and you don't have to be involved at all :cool: I'll brag on her cause she's got some legit talent. Truly believe she could make a career out of it.
     
  3. bigred77

    bigred77 Well-Known Member
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    Lucky
    My problem is I have worked in new home construction (currently in commercial) and my wife will see something she thinks is pretty that doesn't go with literally anything else and is typically very cheaply made and decide that's what she wants. Then gets offended when I try and tell her it is a cheap/shitty fixture that I don't want or try and explain how it's going to look out of place with literally everything else I our house
     
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  4. Bruce Bowen

    Bruce Bowen Well-Known Member
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    Yeah that was me years ago. I learned to take a back seat and let her cook. Time to time she will bring me a few different options of something for my opinion (usually differing wildly in price) and that's about the extent of my involvement. I do get full reign of the garage and electronics!
     
  5. Tommy Jefferson

    Tommy Jefferson Well-Known Member
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  6. goblue31602

    goblue31602 Well-Known Member
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    Pump it into the neighbor's yard, make it their problem
     
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  7. Dwight Schrute

    Dwight Schrute 7 out of every 10 attacks are from the rear.
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    Anyone used a Home Depot project loan before? I'm kind of confused by what the introductory period actually means for it. I just need to know if it's actually 0% APR offer for the first 6 months or not (I understand it would be deferred interest during that time)
     
  8. Duck70

    Duck70 Let's just do it and be legends, man
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    I did DIY’d it, it was one of my pandemic projects. Before this, I had no downspout drainage and had a bunch of water intrusion in my basement.

    It took me over a month to complete because for some reason I decided to start it at the beginning of summer, when the ground is drying out. I also have clay soil after the topsoil. Lots of digging 10” filling hole with water and coming back the next day.

    61682264953__86BAEF68-4DDE-43A9-991B-7B6A39D848DA.JPG

    Screen Shot 2024-02-08 at 9.50.10 AM.png

    I also found an old dump site from the 1920's in the hole and dug up some cool glassware that I now use for bud vases

    Screen Shot 2024-02-08 at 9.51.45 AM.png

    Screen Shot 2024-02-08 at 9.50.01 AM.png
     
    #39258 Duck70, Feb 8, 2024
    Last edited: Feb 8, 2024
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  9. Funshot Residue

    Funshot Residue Mammoth Stabber
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    We are not marriage counselors.


    Thanks,

    -Contractors
     
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  10. ButchCassidy

    ButchCassidy Well-Known Member
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    Yeah we don't have any drainage issues, it's mostly preventative so nothing happens to the finished basement and egress windows.

    Just going to terminate in an area in the back/side that's just trees, that nobody sees nor walks in. So it doesn't matter if the ground becomes too saturated.

    Not looking forward to all the digging I have to do.
     
    #39260 ButchCassidy, Feb 8, 2024
    Last edited: Feb 8, 2024
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  11. Duck70

    Duck70 Let's just do it and be legends, man
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    The worst/best part on digging that dry well was I am about 5’ deep needing to get the last 6-8”, hole has water in it, and I trying to get what I thought was a rock out. Break the rock… then all the water drains out to the abyss. I hit a sewage line.

    Which is weird because I called utilities to mark stuff beforehand. I have a plumber come out and scope it and it’s an old unused collapsed line from the 1920’s. He said just put a screen on broken part so debris doesn't clog it and let my water drain into there. It has worked flawlessly ever since and I have never had any water back up into my yard.

    But goddamn if I didn't have a mild heart attack.
     
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  12. Duck70

    Duck70 Let's just do it and be legends, man
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    Yeah your best bet is to get all water as far away from your basement as possible. My basement was leaking with every rain, now its bone dry.
     
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  13. texasraider

    texasraider thanks
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    You might kill the trees if it ends up saturating the soil around them too much
     
  14. ButchCassidy

    ButchCassidy Well-Known Member
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    Fuck them trees! They've all already fallen down in my yard.
     
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  15. infected donkey

    infected donkey Arkansas Razorbacks
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    Well looking to replace my water heater since mines 13 years old and just costs so damn much to operate. Priced a new similiar one and a hybrid heat pump one and the tax credit back makes that a more attractive deal. Anyone installed a Hybrid Heat Pump Water Heater recently? Pro's & Cons?
     
  16. PeterGriffin

    PeterGriffin Iced and/or sweet tea is for dirty rednecks.
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    How much airflow suckage is a microwave exhaust (without the vent ducting) supposed to pull through? The current one sucks even with the grease filters off. Cooking with the gas stove top or even the oven is setting off the smoke detector and I’m tired.
     
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  17. DrTomOsbourne

    DrTomOsbourne Fully Husked
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    Ended up telling the saleswoman we were probably going to have to wait about a year until the youngest is out of daycare.

    However.. today she emails saying they had a contract fall through and have one for sale ready in March and they need to sell it.

    Took 13k off the price, offering 18k in closing assistance, and offering 5.25% fixed.

    Our all in on the current home is around 2500 and all in on the new one would be 2901.

    The timing sucks... but the price of that home isn't going down. We are sleeping on it tonight and deciding if being a little house poor for a year will be worth snagging at that cost and rate. I'm leaning towards yes.
     
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  18. fish

    fish Impossible, Germany
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    Sounds like you need to clean your oven if it's setting off the smoke detector.
     
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  19. PeterGriffin

    PeterGriffin Iced and/or sweet tea is for dirty rednecks.
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    Couldn’t hurt, true
     
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  20. ned's head

    ned's head Well-Known Member
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    Those don't really suck in any air, right? I thought they were basically recirculating air
     
  21. Redav

    Redav One big ocean
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    We have a microwave exhaust and it does basically nothing.
     
  22. PeterGriffin

    PeterGriffin Iced and/or sweet tea is for dirty rednecks.
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    Recirculating but not also carbon capturing smoke from any smoky stuff on the range? Maybe I just looked at a fancy fuckin microwave which is claiming a lot. Can I just turn this asshole smoke detector’s sensitivity way down.
     
  23. ned's head

    ned's head Well-Known Member
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    There's nowhere to go without venting...I thought the smoke and whatnot was going up through the filter and then recirculated.
     
  24. PeterGriffin

    PeterGriffin Iced and/or sweet tea is for dirty rednecks.
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    Here's the relevant paragraph: The LG MHEC1737F 1.7 cu. ft. Smart Over-the-Range Convection Microwave recirculates the air internally through a charcoal filter, removing odors and smoke. In a recirculating vent setup, the air is drawn into the microwave's ventilation system through the bottom and/or top, then passed through the charcoal filter to remove odors and smoke, and finally, the clean air is released back into the kitchen.

    That charcoal filter is what I'm thinking helps with the smoke and could help enough. But maybe that's not unique and my old Frigidaire has a charcoal filter I'm unaware of. Right now, the grease filters, even when removed, provide just about not a damn thing.
     
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  25. Russellin4885

    Russellin4885 Well-Known Member
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    You may or may not give a shit but if your setting off a smoke detector your almost certainly creating a bunch of particulate matter. Particulate matter is pretty bad for your health. I’d be looking into ways to properly ventilate your kitchen and a recirculating fan will never be that. Just my:twocents:
     
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  26. DrTomOsbourne

    DrTomOsbourne Fully Husked
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    Realtor gave us the green light based on what she can sell our current place for.

    Will be a tight year until little one finishes daycare, but the deal was too good to pass up.

    Making it official tomorrow

    [​IMG]
     
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  27. kinghill

    kinghill Cool American Flavour
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    learn anything worth sharing?
     
  28. kinghill

    kinghill Cool American Flavour
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    Thanks for the feedback. The idea for a HELOC is for an upcoming large assessment, let's say around $36k. I'm hoping the board allows us to pay it in 3 separate equal payments of $12k each about 6 months apart. For example June 2024, January 2025, June 2025, something like that.

    Yes, planning on staying in the condo for a long time.

    If I understand the HELOC correctly, I'd request it to be approved for the $36k amount, then if the schedule above is accurate I'd withdraw $12k for the June 2024 payment, then $12k for the January 2025 payment, and $12k for the June 2025 payment? What I'm not clear on is when I can start paying it back, I assume I'd be able to start paying it back right away in June 2024? (All questions I'll need to ask the lender, still just researching)
     
  29. milquetoast

    milquetoast Firm Security
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    You can start paying it back the next day. It actually benefits you more because you’re accruing less interest as opposed to waiting for the monthly due date to pay. Knock out as much of the principal as you can.

    And yes, you draw on it at your discretion. It’s simply an available line of credit for you to use. You don’t need to take the entire amount. You could do it a dollar at a time, theoretically.
     
    #39279 milquetoast, Feb 10, 2024
    Last edited: Feb 10, 2024
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  30. milquetoast

    milquetoast Firm Security
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    Daughter and her husband are closing on a house but the insurance company is holding things up because the roof is aged. Am I correct in thinking a more thorough and clean roof inspection would clear the path to them insuring it or is there a better chance of them balking altogether until the roof is replaced by the seller or buyer?

    I know there are no sorcerers on the board here but if anyone has any experience with this shit it’d be helpful.
     
  31. ned's head

    ned's head Well-Known Member
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    I ran into an issue in the last house where the sellers listed the roof as like 20 years old, but 3-4 roofers told me it was less than 10 (prior owners had only been there a couple of years). Our original insurer (Traveler's iirc) gave no fucks and wouldn't fully insure it. Went to state farm and they covered it no questions asked.
     
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  32. Doc Louis

    Doc Louis Well-Known Member
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    Have been looking into this as well, was under the impression I could start paying them back once the initial withdrawal happens.
     
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  33. ramszoolander

    ramszoolander Guess what? Vulcan butt!
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    Check out Cincinnati. We have them, I will stan for the them forever. Always no questions asked for basically everything. Although Travelers is great...so I wonder.
     
  34. Escanor

    Escanor Well-Known Member
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    Depending on builder and state, they can go lower. Lennar, Pulte, and D R can all get you at 4.5 right now.
     
  35. goblue31602

    goblue31602 Well-Known Member
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    Cincinnati is the best
     
  36. Goose

    Goose Hi
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    Hard to disagree, folks!
     
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  37. 49ers169

    49ers169 Administrator
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    So what is some advice on best way to handle where we are currently at in our selling excursion.

    We listed in the fall and had limited activity. Wound up getting under contract for a 3% below asking. We were nearly through inspection and we were going to give a decent amount of credits ($7,500). The buyer’s wife wound up finding a post on Facebook by my wife about taking precautions stripping lead paint (it is a century old home so no idea why they didn’t think about it) and got cold feet and backed out.

    Relisted it shortly after the new year which had a lot better activity and got a full priced offer. We are nearly through inspection and they only had an inspection response of the sewer line. They got it inspected and there is a spot where there are some tree roots.

    Their request was that we have to jetted and rescope and repair any issues. We countered and just added that if it is an issue with the city portion of the sewer line we would submit a request to have it fixed as we can’t legally fix it. They seemed caught off guard by the city part and requested additional time to respond until after the jetting and rescoping as they have heard not great things about working with the city.

    We had it jetted and they didn’t wash away. The line is working fine as of now and it is in the right away so we have to send it to the city as we legally can’t fix it potentially. However really don’t want to have another deal fall through and are pretty healthy above where the other deal was at.

    Any best ways to counter if they are concerned that it is the city’s responsibility or just pray they are fine with it?

    Overall the main part of the line was replaced in 2018 and has a 10 year warranty for labor and parts so this seems like a dumb thing to kill a deal over but sewers obviously big items.
     
    #39287 49ers169, Feb 10, 2024
    Last edited: Feb 10, 2024
  38. Bruce Bowen

    Bruce Bowen Well-Known Member
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    Just posting to say women be crazy. Pretty sure my wife still e-stalks the people who bought our house two houses ago.
     
  39. pperc

    pperc Well-Known Member
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    May be buying a new house and doing a massive renovation. Lord help me.
     
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  40. kinghill

    kinghill Cool American Flavour
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    I adjusted the temp limit stop to the hottest setting. Didn't change anything. I realized it's just a limitation of my water heater. I printed the analysis below for gf and she's satisfied. I know you're going to read this whole post...





    Master bathroom shower/tub water analysis 2/10/2024

    Water heater: Niagara Industries Titan-SCR2 Electronic Digital Tankless Water Heater N-100
    https://tanklesswaterheater.com/titanscr2-electronic-digital-tankless-water-heater.html

    Shower head/tub faucet: Moen 82611BL Brecklyn Matte Black Posi-Temp Tub/Shower
    https://www.moen.com/products/Brecklyn/Brecklyn-Matte-black-Posi-Temp-reg-tub-shower/82611BL

    COMPLAINT
    Water out of the tub faucet is not hot enough. It is just lukewarm. The shower head produces sufficiently hot water.

    TEST RESULTS
    Tub faucet flow: 3.0 gpm
    Tub faucet consistent max temp: 101 F

    Shower big head flow: 2.1 gpm
    Shower big head consistent max temp: 108 F

    Shower small head flow: 1.75 gpm
    Shower small head consistent max temp: 115 F

    Sink flow: 1.3 gpm
    Sink consistent max temp: 124 F

    CONCLUSION
    The flow of water directly correlates with the maximum water temperature achieved. The water heater maxes out at 101 F during the faster 3.0 gpm flow from the tub faucet. The water heater produces much hotter water temperatures with slower flows from the shower small head (1.75gpm) and sink (1.3gpm).

    RECOMMENDATION
    Fill the tub using the shower small head. Set shower head to the powerspray mode to lessen the heat loss that occurs from the height of the shower head to the tub.

    POSSIBLE FUTURE IMPROVEMENT
    Upgrade the water heater
     
  41. fish

    fish Impossible, Germany
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    Glad to hear the GF was finally satisfied. You did it, kinghill !
     
  42. Jorts

    Jorts "Ask about my Mortgage Services"
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    Nope. Not an inspection issue. If it’s Florida, it’ll need to be replaced due to the age of the roof.

    Generally something that gets negotiated with the sellers, as it’s their responsibility & any future potential buyer will demand the same. If they are using a good Real Estate agent, they’d know that. If you want one of my contact in the insurance space shoot me a PM.
     
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  43. kinghill

    kinghill Cool American Flavour
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    It has taken years but I never gave up
     
  44. gilstein21

    gilstein21 Tight Rip 26 Seal Right
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    Put those kids’ stepping stones in the plans!
     
  45. AptosDuck

    AptosDuck Pedantic Hausfrau
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    I can tell you where not to place the TV
     
  46. pperc

    pperc Well-Known Member
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    Go on…. I think I missed something
     
  47. Simon Templar

    Simon Templar Well-Known Member
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    I think it was Rabid that had the MIL pissed some do it yourself stepping stones weren’t incorporated into the landscaping
     
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  48. pperc

    pperc Well-Known Member
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    missed that, thanks
     
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  49. bigred77

    bigred77 Well-Known Member
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    It was homemade stepping stones with her grandkids names or hand prints or something like that, right
     
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  50. gilstein21

    gilstein21 Tight Rip 26 Seal Right
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    Yes, I think it was rabid instead