Home Buyin/Maintenance Thread - Where most of us are 30ish but act 47. Oh, and fuck home inspectors

Discussion in 'The Mainboard' started by Swim Cantore, May 4, 2015.

  1. Wywan Bwowna

    Wywan Bwowna Wywan Bwowna
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    Like everyone else has said. 50% of the total cost is not bad, especially for someone like yourself who was hesitant to push the boundaries. Congrats on the house!
     
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  2. Jax Teller

    Jax Teller Well-Known Member
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    I do and I'm 99% sure we had the inspection first. Maybe it's a VA thing. Or maybe I'm just old and easily confused and forgetful
     
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  3. Jax Teller

    Jax Teller Well-Known Member
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    Guys I said I'm old and forgetful and easily confused. No need to keep piling on damnit.
     
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  4. Jax Teller

    Jax Teller Well-Known Member
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    I wish I could blame forgetting that on being high or something but alas that's not the case.
     
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  5. colonel_forbin

    colonel_forbin Well-Known Member
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    State Farm is without question the worst big-name insurer.
     
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  6. kentucky_dawg

    kentucky_dawg Fan of: Georgia
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    More than Allstate?
     
  7. GoodForAnother

    GoodForAnother I’d rather be down the allotment
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    A decade ago, no, but they have gotten really really bad
     
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  8. EMAW FC

    EMAW FC Proud Smucker
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    wife used to work at State Farm, so we haven't moved our auto and renters but we were planning on doing so once we started home insurance shopping.
     
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  9. High Cotton

    High Cotton Where does this fall in our Christian walk?
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    Going on this weekend, I expect my premiums to drop significantly next week, thank you.
     
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  10. Juan

    Juan All you got for me is Lite Beer...
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    10 years in the industry and Allstate takes that title, at least in the Southeast.

    I am now doing more commercial insurance and personal insurance by referral only, but in my experience most shitty experiences in regards to an insurance claim is most often the agent's fault and their failure to disclose the shit coverages and limits they have given in the policy. Basically when that occurs you have hired a dipshit agent and he/she hid facts and stripped coverages on your policy to give you a competitive offer to lure you in as a customer. It comes back to bite the customer in the ass. I am sure several people have had decent experiences with Allstate but more often than not I am not impressed with the company.
     
  11. Juan

    Juan All you got for me is Lite Beer...
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    :welpseeyalater:
    discount was already applied when you did the construction refi :awesomeface:
     
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  12. GoodForAnother

    GoodForAnother I’d rather be down the allotment
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    I'll send you my agents info. She's emaw af

    Edit: wait I just remembered my agent went to hs with your wife and I think your wife hates her
     
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  13. GoodForAnother

    GoodForAnother I’d rather be down the allotment
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    I agree that Allstate is the worst major insurer fwiw, but State Farm has moved that way. Fwiw I'm speaking primarily about auto claims since that's my area, but I have some homeowners experience and have heard similar stuff
     
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  14. Juan

    Juan All you got for me is Lite Beer...
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    That sucks, I haven't seen or heard of that as much in regards to State Farm on the auto side, at least in the SE. Most of my gripes with Allstate come from the home insurance side. Side note AmFam sucks as well.
     
  15. GoodForAnother

    GoodForAnother I’d rather be down the allotment
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    SF is on a mission to eliminate all their field staff right now and do all claims inside or with IAs. So eventually customers will never be able to meet an actual employee in person. A year or so ago they made all staff reinterview for their own jobs. Morale is shit with 95% of their people I meet
     
  16. Juan

    Juan All you got for me is Lite Beer...
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    I have heard similar stuff. There is a large regional State Farm office next door to my gym and a few of the employees I have talked to have shared similar sentiment The industry is most definitely going through a shift. Claims, sales, and service wise.
     
  17. EMAW FC

    EMAW FC Proud Smucker
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    Even better
     
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  18. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    Nice humblebrag that you belong to a gym.
     
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  19. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    Electrician is coming today to install electric, cable and hang my tv on the pool deck. At least I think he is. He came on Wednesday and both he and the guy he brought with him were too fat to get where they needed in the attic, so we had to reschedule for a day a smaller guy was available.
     
  20. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    He's here and of course something is going wrong. Why is everything so god damn hard with this house?
     
  21. Baron

    Baron Well-Known Member
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    you just need to get your hands dirty and start DIYing imo
     
  22. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    Handiness skips a generation in my family and I got skipped.
     
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  23. Baron

    Baron Well-Known Member
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    Understandable, I did too. You just gotta start learning by taking on small tasks and go from there. I'm doing shit now that I never expected myself to do.
     
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  24. slogan119

    slogan119 Her?
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    Didn't AllState piss on a bunch of agents about 10 years back with commission changes and the inability to sell books of business moving forward? That destroyed their morale.
     
  25. bigred77

    bigred77 Well-Known Member
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    yall will be happy (or maybe disappointed) to learn that after the first inspection, no termites were found or signs of termites in the house/walls/crawlspace
    then a second inspection by a friend in the business (who finally had a job near by) concluded the same

    both agreed the picture I took looked like a termite, but have never seen a hole like the one in my wall caused by a termite

    couple of good heavy doses of preventative treatment and we should be all good to go
     
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  26. Baron

    Baron Well-Known Member
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    :blessed:
     
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  27. arrdub

    arrdub Well-Known Member
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    bigred77
    Best possible outcome
     
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  28. bigred77

    bigred77 Well-Known Member
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    thing was a week or so before I posted that original picture, I had seen some swarming of flying (what I thought was ants) insects around my front bushes, I went after them with both permethrin and bifen, immediately soaking the bushes, the house, and the ground in that area with both pump up sprayers

    then after finding the spot inside and posting here, I did some googling and both those pesticides work on termites as a "repellent" treatment and do my own pest control stays that most people use "non-repellent" treatments these days
    I was scared to death that I had "repelled" the swarms directly INto my house :cryingjordan:
     
  29. GoodForAnother

    GoodForAnother I’d rather be down the allotment
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    Yeah they have hemorrhaged agents for a while. I think was like 8-10 years ago that they did that
     
  30. jaimej

    jaimej Not OZ
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    Has anyone had beetles that look like ladybugs infest their home? I guess infest is probably harsh, though one day there were like 30 of them on our sliding glass doors (on the inside of the house, that was fun). It's been months and we have sprayed the perimeter of windows and doors with bug killer juice (idk which brand we got), but they're still getting in - usually just before dying on the windowsills/floor outside the sliding doors. WTF do we do to get rid of them? I read they hide in shutters and window frames - will we need to remove/update them to get rid of these things? We probably get one 1 or 2 a day, but it's still annoying that we can't rid ourselves of them.
     
  31. Doug

    Doug Skeptical Doug-o
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    Yes. They were terrible this past summer around here. Literally thousands and thousands of them around our hunting camp.

    I heard they don't like lemon to hang a lemon Clorox wipe or something around the doors so they don't get in. I did, didn't really work. Enjoy your beetle swarms
     
  32. Louis Holth

    Louis Holth but we also just might be those motherfuckers
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    They make beetle traps that you can hang in trees around your yard.
     
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  33. MORBO!

    MORBO! Hello, Tiny Man. I WILL DESTROY YOU!!!!
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    "I heard they don't like this, so do it. I did it, and it didn't work lol good luck."

    I laughed at that.
     
  34. a.tramp

    a.tramp Insubordinate and churlish
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  35. Arkadin

    Arkadin inefficiently efficent and unclearly clear
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  36. texasraider

    texasraider thanks
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    If it works as good as a roomba, my yard will look like it has AIDS
     
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  37. Arkadin

    Arkadin inefficiently efficent and unclearly clear
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    Your roomba turned your house into sub saharan Africa?
     
  38. a.tramp

    a.tramp Insubordinate and churlish
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    Pretty sure that fucker would get stolen in the first day anywhere in Dallas
     
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  39. texasraider

    texasraider thanks
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    Yes
     
  40. Arkadin

    Arkadin inefficiently efficent and unclearly clear
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    I expect discounts on safaris
     
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  41. texasraider

    texasraider thanks
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    50% off
     
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  42. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    If someone hired an electrician to install electric and cable on their patio and they mangled up the block so there's a big extra opening. Is that a problem? Asking for a friend.

    image.jpeg
     
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  43. Name P. Redacted

    Name P. Redacted I have no money and I'm also gay
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    More cosmetic than safety IMO. I would find a way to cover it up
     
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  44. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    I figured (hoped?) that was the case. I just wasn't sure about the safety of it being open with an outlet right there.
     
  45. Name P. Redacted

    Name P. Redacted I have no money and I'm also gay
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    Unless he did a very shitty job, all energized parts are isolated, insulated and grounded.

    Technically it should be fine. However I would still cover it up for peace of mind from small fingers going in there.
     
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  46. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    The good news is it's directly behind a tv mounted outside and is probably five feet high.
     
  47. NDfanPSUgrad

    NDfanPSUgrad Well-Known Member
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    I'd buy a bigger box to double the outlets and put this type of faceplate on.
    [​IMG]
     
  48. NDfanPSUgrad

    NDfanPSUgrad Well-Known Member
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    For behind TV mounts, I installed these at my dads and just put them in my new house. With your set up you probably will have to angle your tv so the plugs can plug in.
    [​IMG]
     
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  49. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
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    Electrician is going to come back to patch it up.
     
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  50. NineteenNine

    NineteenNine Divers are, in fact, wankers. It's science.
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    BORING