"Popping" sound of the framing and stuff isn't going to be a foundation issue. The crack around the window could be an issue, typically I dont recommend doing anything unless interior finishes start showing damage. Exterior patio slab settlement is par for the course.
99/100 times I haven't found anything to be freaked out about, but I will gladly accept people's $$ to help them stop worrying.
Replacing the whole thing. Brother said it would be like $300 to repair. Just smarter to replace it for $600.
Where are you located? If you have brick look for stair step cracks. Look for cracks in drywall where it's buckling inward from drywall being shoved together. Uneven floors if you have a slab. Things like that.
Who fucking knows!? I've been devouring internet reviews for the last couple weeks and I came to the conclusion that every name brand on the market has a ~5% lemon rate. Settled on the Electrolux Spoiler
Anyone ever done a hose bibb? Got two of them that are leaking out of the handle when turned on and tightening the packing nut isn't working. Will replacing the washer work or should I replace the whole thing? How much of a pain in the ass is doing the whole thing?
Has anyone had their PMI removed either through refinancing or an increase in the home value? We closed last April with a 3.75% interest rate and home value of $339,900. The county just reappraised and it jumped to $393,000. Can I now refinance with a loan amount of $314,000 and a new value of $393,000? I do not want to pay any additional closing costs and I am ok paying the same per month, I just want to remove PMI and I do not know where to start.
I replaced one. Hardest part for me was on the other side of the wall was a water heater that made it a tight space. I also was lucky enough to have PEX tubing and just had to buy a couple of elbows and clamps. I was adding a bathroom so I already had most of the supplies. Probably just a few screws to fasten to wall. Just make sure you replace it with a similar size. Good luck
In short, no, you most likely cannot refi with no additional closing costs, and a 3.75 on a 30 yr is going to cost quite a bit. The county assessed value doesn't really mean much either. I'm not 100% sure on this so I'd call whoever is currently servicing your mortgage, but you might be able to have an appraiser come out and appraise the home and have your pmi cancelled, but definitely call your servicer first to see what your options are. Another tool is chase home value estimator to see how accurate the counties assessment is before you do anything else.
See the above posts first but if you do refinance: In short if you refinance, most banks will charge some fees but if you can refinance we'll just use the county appraised value (it likely won't be close to that value if an appraiser goes out): $393,000 value 80% LTV $314,400 loan amount If that loan amount covers your payoff and existing balance of your current mortgage you can get rid of PMI, just have to be <=80% LTV I don't know for sure if banks keep tabs on increased home values and adjust but I doubt they would just going off assessor value possibly sending an appraiser out like Druce said.
Theyd need an appraisal. If he calls them they can get the process started and send an appraiser or he can just go ahead and pay one and see what it comes back at before contacting the bank
Yeah I've been out of secondary market for awhile all our stuff stays in house and we do random shit I never knew a bank would/could do. So I wasn't 100% sure on the typical process of "normal" banks.
I'm just familiar with this because I very recently closed on a house at a decent bit below the appraised value. My lawyer walked me through it a couple weeks ago because it's an option for me relatively soon
oh ok then, just grip it with channel locks and rip it off, the new one will just slide right on and seal
You should probably return it and buy the 3 when it gets discounted IMO - if you bought it full price. Or get the 4.
i havent seen any info on what is gunna be different on the 4, so i have no idea it will have to be pretty significant to make me consider replacing mine
Read something that Amazon Alexa might come installed in them. https://www.cnet.com/news/rumored-next-gen-ecobee-thermostat-has-built-in-alexa-smarts/
If we've got Alexa separately that doesn't change functionality vs ecobee3 right? Just a leveraged entry point for pre-Alexa's I would think -- though I am sure it will have other bells and whistles to make us envious
what do you tell alexa to do with the thermostat? I can't imagine anything other than the novelty of telling her to make it colder or warmer. I have two ecobee 3's and they just stay on my set schedule constantly other than the occasional change I make from my phone
im guessing its a full alexa with a speaker to answer questions ans play music, if not it really is less tempting
...and if so it's going to run into the issue of dueling Alexa's if you already have one in earshot of the thermostat. And likely a smaller speaker unless it's built to be embedded into the wall.
I will probably be selling my house by the end of the year. I think I'll need to upgrade the kitchen but what's the best way of assessing what all should be upgraded where you can get bang for the buck? Just listen to the realtor?
After a stressful first few weeks of house searching, we are under contract. The inspection went well and the seller agreed to fix the few issues that were found. Got my loan approved today. Don't close till end of May.
Answers will vary somewhat by region I imagine. What won't vary is my advice not to listen to a realtor. Quality construction and real upgrades are expensive. It is difficult to get ROI because you don't know what the next owner is going to want. In our area, the best returns come from kitchens, bathrooms, and outdoor spaces. Those are in order of expense, as well. Outdoor spaces are likely your best "bang for buck" bet.
So the remodeler who quoted refinishing our cabinets for $1,500 mentioned that they would install tile at $10 per square foot. We're happy w/ the cabinet quote, but is that a reasonable rate for tiling?
I feel like the OP should have a compilation of these answers. It's a good question that I feel like Connor Norman has answered about 12 times