Official Hurricane Season Thread (Screwing Up Budgets All Over The Place)

Discussion in 'The Mainboard' started by NittanyKnight, Jun 28, 2011.

  1. dblplay1212

    dblplay1212 Well-Known Member
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    Yea it's not complicated.

    Joe - My $400k house got demolished. Insurance gave me $400k for it.
    Codes - Your new house will cost $600k.
    Joe - Welp.
     
  2. pockets

    pockets Lesser-Known Member
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    Most of these houses are older and are 2nd family homes. Good luck getting all of the siblings to agree on throwing in thousands to renovate.
     
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  3. Big Meech

    Big Meech I like turtles
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    That is true of the beach houses. Not the houses more inland.
     
  4. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
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    Another factor is that the houses built 30-50 years ago.........lasted 30-50 years without hurricane building codes.


    At this point in time, the only solution is to implement the tougher building codes.


    People will have to rebuild smaller houses.


    There's really not a good solution here.
     
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  5. dblplay1212

    dblplay1212 Well-Known Member
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    I'm all for true new construction being forced to a certain code. Rebuilds should be grandfathered in though. Or at least somewhere in the middle.
     
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  6. dblplay1212

    dblplay1212 Well-Known Member
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    Everyone looks at the houses 100 feet from the water and focus on those. Yes, those are nice big houses. Go 1000 feet inland and it's shacks and trailers. It's a very poor area overall.
     
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  7. triceratops

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    A lot of those people will not rebuild in the area. My wife’s grandmother lost her house about 6 rows back outside Gulfport during Katrina and then bought a house 30 miles inland in nowhere MS.

    Still nothing on her old lot now.
     
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  8. CF3234

    CF3234 Fan of: Bandwagons
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    yup. because they played Russian roulette for for 30-50 years and kept hitting blanks. Their luck ran out. When it comes to hurricanes in Florida, eventually everyone's luck runs out.
    great idea. Let's let everyone rebuild similar to what they just had. Then we can do this all over again next time a storm hits.

    I get it. Lower income families need affordable housing. So we are lax on the building codes but when a storm hits, all of their homes are destroyed along with anything they had in it. Now they have to start over with nothing, but let's put them right back into substandard houses that they can afford and just start the game of russian roulette all over again. At some point you have to do the right thing and require these homes to be built to withstand a hurricane. Yea, it will be tougher to afford and rent will be higher, but at least these people will be able to ride out a hurricane without worrying they will lose absolutely everything.
     
  9. Arkadin

    Arkadin inefficiently efficent and unclearly clear
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    Most homes are built to codes that will have them withstand a hurricane. But a once a century type hurricane is something different.
     
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  10. dblplay1212

    dblplay1212 Well-Known Member
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    What's your solution? Just have the people that have had homes there for 50 years forced to move out bc they can't pay a 50% increase over what they had their home insured for to rebuild it according a new code?
     
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  11. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
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    I get what you're saying, but in the grand scheme, less than 10bps of Florida had damage they can't afford to pay out of pocket.


    There's just not a really great solution.


    Subsidize the rebuilds? Lol
    Make everyone rebuild to code? Loss in local and state tax as people move and spend their money in other states.
     
  12. CF3234

    CF3234 Fan of: Bandwagons
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    It happened to thousands of people in SFL after Andrew. Guess what, we rebuilt and now we are ready for anything. Yes, some people will had to move, but now our homes are safe and if the big one comes again, you won't see images like the ones you have been seeing for the past week.
     
  13. dblplay1212

    dblplay1212 Well-Known Member
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    South Florida gets storms like this semi-regularly. The panhandle doesn't. Applying codes from one area to another bc they are in the same state is dumb.
     
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  14. CF3234

    CF3234 Fan of: Bandwagons
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    cool. so let's keep playing russian roulette. Nevermind that the gulf of mexico is one of the warmest bodies of water around and a perfect breeding ground for "the big one"
     
  15. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    Counterpoint: you make people build to a certain code after major storms regardless of who's doing it and eventually you won't have homes getting completely leveled.
     
  16. PCH

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    It'll still happen. Because homes last a really really long time. Unless you want to to and knock them down in order to rebuild thwm.
     
  17. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    What now
     
  18. dblplay1212

    dblplay1212 Well-Known Member
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    So let's ignore actual history. Got it.
     
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  19. Muddy Badger

    Muddy Badger Well-Known Member
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    This is dumb. The panhandle is at risk for hurricanes just as much as South Florida. Big ones hit all the time up and down the entire Gulf Coast.
     
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  20. CF3234

    CF3234 Fan of: Bandwagons
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  21. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    It's like saying this part of Southern California is a little less likely to get major earthquakes so let's not worry about building homes to withstand major earthquakes that happen once every 30-50 years instead of once every 10-20 years.
     
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  22. PCH

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    What
     
  23. dblplay1212

    dblplay1212 Well-Known Member
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    I hear you, just know by doing it that the vast majority of the people that live there won't be able to rebuild. They'll be forced out and the land will sit empty for a while.
     
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  24. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    Is that the worst thing? It's terrible for those people, to be sure. But is it worse displacing some people because they can't afford to rebuild or allowing them to rebuild a structure (with maybe people inside) that will possibly to probably be destroyed again in their kids' lifetimes?
     
  25. dblplay1212

    dblplay1212 Well-Known Member
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    There are storms but they are much more spread out. Most storms cross South Florida before they get into the Gulf. From there they can go anywhere. South Florida gets hit way more often than any particular place on the Gulf Coast.
     
  26. dblplay1212

    dblplay1212 Well-Known Member
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    Gentrification of the coast. Neat.
     
  27. Big Meech

    Big Meech I like turtles
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    Force them to be built like that and they cannot afford the house.
     
  28. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    I mean, New Orleans still shouldn't even be a thing. Some places need to have higher standards to even be habitable or you're placing people in danger.
     
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  29. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    And it's not just the coast. We have as much data as we've ever had about natural disaster patterns. We shouldn't really ignore them anywhere.
     
  30. Muddy Badger

    Muddy Badger Well-Known Member
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    Miami hasn't been directly hit by a major hurricane since 1992. Your statement is false. Ivan, Harvey, Camille, Rita, Dennis, Frederic,Opal, Charley all hit the Gulf Coast without crossing South Florida just off the top of my head.
     
  31. dblplay1212

    dblplay1212 Well-Known Member
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    Mexico Beach was habitable for those families for 100+ years but now it's not bc a once in a 100 years storm hit there and now you want them priced out of their land. That just doesn't sit well with me. Should they be built better than they wewre 50 years ago? Sure. Should they be forced to withstand a 250 mph storm? I think that's a bit much.
     
  32. Muddy Badger

    Muddy Badger Well-Known Member
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    Yeah just pass on the cost of insuring their house to everyone else. Seems fair.
     
  33. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    I understand. I'm no builder or engineer. There's probably some reasonable level.
     
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  34. Arkadin

    Arkadin inefficiently efficent and unclearly clear
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    Are we just assuming the new construction homes can't take a reasonable hurricane because homes from 1965 got destroyed? Or do we have actual data on it?
     
  35. Muddy Badger

    Muddy Badger Well-Known Member
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    I've had family live in Vero Beach for 50 years. Vero hadn't been hit by a hurricane until twice in the same summer in '04. Guess what codes are used now to rebuild.
     
  36. dblplay1212

    dblplay1212 Well-Known Member
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    What do you consider major? Just 5s?
     
  37. Arkadin

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    I went to Pablo Escobar's house once and one time someone set off a couple hundred pounds of tnt underneath it and it took it like a champ. We should build them like that
     
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  38. CF3234

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    then unfortunately they will have to live further inland or somewhere they can afford. Long term it is better then having them play russian roulette every summer until inevitably the gun goes boom.

    In my lifetime, Andrew devastated Homestead/Miami, Katrina devastated New Orleans, Harvey devastated Houston, and Matthew devastated the panhandle. I'm sure i'm forgetting others.
     
  39. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    Why are we ignoring the fact that hurricanes are likely to increase in frequency and severity due to global warming?
     
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  40. Big Meech

    Big Meech I like turtles
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    Russian roulette!
     
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  41. CF3234

    CF3234 Fan of: Bandwagons
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    The problem is how those homes are constructed. Wood frame homes with vinyl sidings are't built for hurricanes. Homes in Florida within a certain distance from the coast need to be cement block.
     
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  42. Arkadin

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    You can absolutely build a wood framed house on the coast, that's insane.
     
  43. dblplay1212

    dblplay1212 Well-Known Member
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    Are you in favor of every home in Houston and NOLA being built on stilts to avoid the flooding that may or may not come in 100 years?
     
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  44. Big Meech

    Big Meech I like turtles
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    I don’t think anyone is avoiding that issue.
     
  45. CF3234

    CF3234 Fan of: Bandwagons
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    those are the rules in the keys. If you are in a sure fire flood zone during a storm, stilts are a necessity.
     
  46. Bo Pelinis

    Bo Pelinis WE GO HARD ON EARTH
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    If anyone is only citing recent historical trends they certainly are.
     
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  47. dblplay1212

    dblplay1212 Well-Known Member
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    I didn't ask about the Keys. I asked about Houston and NOLA.

    Now please answer the question.
     
  48. CF3234

    CF3234 Fan of: Bandwagons
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  49. Big Meech

    Big Meech I like turtles
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    So what should they cite?
     
  50. Big Meech

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    A better idea is not rebuilding at all in a flood zone