Official Investing Thread

Discussion in 'The Mainboard' started by Joe Louis, Jul 12, 2010.

  1. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    On regular Uber driver side I've heard from a half dozen drivers that their pay is getting slashed. Guys at the airport coordinate declining rides to cause fare increases.

    Like y'all said it seems like the move to make money from these services is just going to make them not worth it for anyone involved.
     
    Chumbolone likes this.
  2. southside

    southside Well-Known Member
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    Lot of Central Europe like this too (like Hungary)
     
  3. Chumbolone

    Chumbolone Wigglin’ my toes on a mink rug…
    Indiana HoosiersNotre Dame Fighting IrishChicago CubsIndianapolis Colts

    That’s good enough for me, let’s get this organized social engineering ball rolling and start making alt Reddit accounts for WSB.
     
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  4. NothingIsOT

    NothingIsOT Prom pic
    Donor
    Miami MarlinsMiami DolphinsFlorida PanthersDetroit TigersMiami Heat

    It’s super volatile. I say this in the least cocky way, but she’s by far the best looking woman I’ve dated (I’m an average dude that usually dates average females). She’s kind of an outlier and I’m convinced these big tips she gets are horny dudes. But I’d say most people tip little, if anything. But she’ll get one off $20 to $50 tips from dudes.

    Yes Uber and DD also must have weird algos because she refuses jobs with little pay and she’ll randomly just not get any offers from one or the other.
     
    Chumbolone likes this.
  5. southside

    southside Well-Known Member
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    Tough if you live in a city
     
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  6. Bo Pelinis

    Donor TMB OG
    Nebraska CornhuskersKansas City RoyalsKansas City ChiefsBig 8 Conference

    I listened to an Uber driver bitch about rates for an entire half hour ride from the airport to my hotel this spring. But it wasn’t about rates getting slashed. It was about them staying stagnant while fuel costs went up.
     
  7. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    I'll just go back to places that have in house delivery

    Still quite a few spots doing that here
     
    shawnoc likes this.
  8. jcb-r

    jcb-r Well-Known Member
    Donor
    Rutgers Scarlet KnightsNew York MetsBrooklyn NetsTennessee TitansNew Jersey Devils

    We used DD once at my old job when we were working late one night about 5 years ago. We were starving, it was like 9PM, and the the delivery guy never showed up with our food. I haven't touched a food delivery service since then and cringe when I see how much people pay for this shit now.
     
  9. The Milkman

    The Milkman Send lawyers, guns and money, shit has hit the fan
    Donor

    Yes, 401k down 26% this year.
     
    Sportfan likes this.
  10. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    I have DashPass (and apparently whatever Grubhub's is) through a credit card. While it's still obviously marked up it isn't that horrible for the convenience. Basically anywhere I'm going to pick up food from is a 10-20 minute drive and there's nowhere except pizza places (and Jimmy John's, I guess) that deliver in-house locally. Without getting that for free I'd never use it though. Uber Eats sends me 50% off shit all the time. I'll look at ordering something and once you add on all the fees it'll be double the price.
     
    #28810 Jimmy the Saint, Oct 19, 2022
    Last edited: Oct 19, 2022
    Tug likes this.
  11. kinghill

    kinghill Cool American Flavour
    Donor
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    401k moving to a new provider
    Wonder why
    An email and 4 attached docs don’t say
     
  12. beist

    beist Hyperbolist
    Donor

    I’ve spent $2,100 on food delivery apps this year.
     
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  13. momux

    momux AFAM Scholar
    Donor
    North Carolina TarheelsCarolina PanthersChelseaFormula 1

    i'm happy for u tho

    or sorry that happened
     
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  14. beist

    beist Hyperbolist
    Donor

    Same
     
  15. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    Are you a shut-in?
     
    shawnoc likes this.
  16. beist

    beist Hyperbolist
    Donor

    I travel a lot for work. Also, yes.
     
  17. southside

    southside Well-Known Member
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    Damn, this is like a thing of the past. Used to be somewhat common if restaurant was good and did volume.
     
  18. billdozer

    billdozer Well-Known Member
    Donor
    Clemson TigersCarolina Panthers

    $
     
  19. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
    Donor
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    I’ve got news for you buddy
     
    BP, ScFan27, construxboy and 4 others like this.
  20. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

    I must be a cheap ass because I refuse to use food delivery apps.

    Pandemic pretty much trained us to not eat out as much. We eat 90% of our meals at home now. Used to go out 4-5 times a week. We went out for lunch a few days ago at an average place. 10 wings, a small charcuterie board, two beers, and a side of fries was $75.
     
  21. lunchbox

    lunchbox ...
    Donor
    Texas LonghornsHouston AstrosHouston RocketsHouston TexansManchester UnitedAustin FC

    I wish I wasn’t so reliant on doordash lol

    almost everyday…
     
    Tug likes this.
  22. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

    Bezos money over here
     
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  23. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
    Donor
    Auburn TigersAtlanta BravesAtlanta FalconsChelseaAtlanta United

    Once the delivery apps can eliminate humans from delivering they will be golden.
     
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  24. momux

    momux AFAM Scholar
    Donor
    North Carolina TarheelsCarolina PanthersChelseaFormula 1

    I'm personally done with DD/UberEats/Grubhub unless it's on corporate dime.

    Prices/fees are just insane.
     
  25. dukebuckeye

    dukebuckeye I’m OK with your low opinion of me.
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    I might use food delivery services 1-2x per year. I'm surprised people use it so often.
     
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  26. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
    Donor
    Auburn TigersAtlanta BravesAtlanta FalconsChelseaAtlanta United

    I went back and looked at our restaurants Delivery app sales from like 2018ish, they’ve more than 10xed since then.

    I personally only use it if I just don’t want to leave the house and need food like if there’s a football game on I care a lot about or something.
     
  27. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    amex plat uber credit combined with regular 40% off deals makes it worth doing once a month

    i miss uberone being free
     
  28. Tug

    Tug Well-Known Member
    Donor
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    I use delivery apps all the time. It’s actually the leakiest part of my budget. But I live in a city and don’t have a car
     
  29. brolift

    brolift 2sweet
    Donor
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    Master trader strikes again
     
  30. construxboy

    construxboy xenForo is the new TMB
    Donor
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    and have broken legs, right? Right?
     
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  31. Tug

    Tug Well-Known Member
    Donor
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    No. Not at all.
     
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  32. ScFan27

    ScFan27 Well-Known Member
    South Carolina GamecocksNew York YankeesNew York JetsNew York Rangers

    I have Dash pass free from a credit card and I pay $10 a month for Uber One. I make the $10 back on one delivery order easy.

    Between the savings on those memberships and any promos an average all-in meal price is $50-$60 for two people. Probably do this twice a week. Mostly on weekends if I’m not eating out.

    If I eat out at a moderately priced restaurant in NY I’ll spend $150 easy. It actually saves me money because I don’t order as much food and there’s no drinks to pay for. Also, tip is way less than what you would give a server because the total is lower.
     
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  33. Ralph

    Ralph Well-Known Member
    Donor

    I don't get it either. I spend waaay too much of my budget eating out, but I'm either eating at the restaurant or not at all. I can't stand the experience of waiting around on a driver to deliver lukewarm food that you paid as much/more (as described above) for and then have a table full of styrofoam/plastic mess to fill up a trashcan...
     
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  34. brolift

    brolift 2sweet
    Donor
    Kansas State WildcatsDenver NuggetsKansas City ChiefsBarAndGrillBig 8 Conference

    Imagine where you'll be next market cycle if you use your UE/DD money on VOO DCA instead of treats.
     
    Ty Webb, Lyrtch, momux and 3 others like this.
  35. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
    Donor
    Auburn TigersAtlanta BravesAtlanta FalconsChelseaAtlanta United

    That’s not DCA that’s just investing
     
  36. brolift

    brolift 2sweet
    Donor
    Kansas State WildcatsDenver NuggetsKansas City ChiefsBarAndGrillBig 8 Conference

    Big mistake trying to correct me buddy. I'm now going to spend the next several hours posting CFA propaganda.
     
  37. Bo Pelinis

    Donor TMB OG
    Nebraska CornhuskersKansas City RoyalsKansas City ChiefsBig 8 Conference

    Chick-fil-A is sending out investing propaganda?
     
  38. momux

    momux AFAM Scholar
    Donor
    North Carolina TarheelsCarolina PanthersChelseaFormula 1

    we have fun here folks
     
  39. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

    Oh boy here we go
     
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  40. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

  41. rcragg82

    rcragg82 Well-Known Member
    Donor

    I guess I just like people to bring food to me. Saturday night for example, i'd had a few beers, the Alabama - TN game is amazing and I'm hungry. So why not get a bunch of sushi delivered?

    Was it overpriced due to fees? Could I have saved money? Could I have drove 3 minutes to get food? All yes but life is too short to eat homemade turkey sandwiches.
     
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  42. Arrec Bardwin

    Arrec Bardwin La Araña Discoteca
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    You’re making a joke but he’s actually talking about Chick-fil-A.
     
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  43. C A N E

    C A N E Let justice be done though the heavens fall
    Donor
    Miami HurricanesMiami Heat

    most takeout food kinda sucks. It gets cold, soggy, and then sometimes there are multiple stops before it gets to you.
     
    aisle seven likes this.
  44. brolift

    brolift 2sweet
    Donor
    Kansas State WildcatsDenver NuggetsKansas City ChiefsBarAndGrillBig 8 Conference

    Chartered Financial Analyst.
    Chick Fil A
    Due Diligence
    Door Dash

    We really do have fun here
     
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  45. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

  46. The Hebrew Husker

    Donor
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    My girlfriend will give me crap because anytime I say I’m going to use DoorDash I get to the end and see the price and change my mind and either make something at home or go grab it myself. I got a free trial of GrubHub+ for a year and even with the free delivery and stuff the price is still a joke.

    Mostly just say forget it out of principle.
     
    shawnoc likes this.
  47. kinghill

    kinghill Cool American Flavour
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  48. skeezy

    skeezy what is this? meowschwitz?
    Donor TMB OG
    AvengersFormula 1

    I rolled my old HSA over to a fidelity account recently. Any suggestions on where to put it? It’s only 2.5k
     
  49. The Blackfish

    The Blackfish The Fish in Black
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    I would DCA it into door dash puts
     
    shawnoc, NothingIsOT, letan and 8 others like this.
  50. Arliden

    Arliden Well-Known Member
    Donor

    Watching the bond market get smoked every day this week is something.