Paid and laid: The gentleman's guide to being over 30

Discussion in 'The Mainboard' started by hogfan6494, Sep 12, 2011.

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TMBers over 30 - How old are you?

  1. 30-34

    49.9%
  2. 35-39

    29.4%
  3. 40-44

    12.0%
  4. 45-49

    3.4%
  5. 50-54

    1.6%
  6. 55 & Above

    3.7%
  1. Blu Tang Clan

    Blu Tang Clan Sorry for partying
    Staff Donor TMB OG

    I also thought you were quite a bit older. As to the subject at hand, it's much more my speed to be fun uncle Blu Tang than father Blu Tang -- not that I have a wife or girlfriend at the moment.
     
    dump and Homo Erectus like this.
  2. Frankie Carbone

    Frankie Carbone eh che se dice
    Florida State SeminolesNew York YankeesNew York KnicksOrlando CityLazioUnited States Men's National Soccer Team

    Minus being married, that’s how it played out for me. I own a home, don’t have any debt except for mortgage, make a solid income, have everything I need, etc. Prior to where I’m at now in life i always thought I’d have kids by 32 at the latest. Whoops
     
  3. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    I used to make fun of Moxin for this so man karma comes back to bite you.

    See I think this is insane and absurd justification for bringing a literal human life in the world.
     
  4. Fuzzy Zoeller

    Fuzzy Zoeller College football > NFL
    Donor

    To someone who doesn't want kids, I can see why. And if your mindset is that you don't want kids, it's probably best you don't. God's greatest gift to humanity is that my wife's aunt never had kids.

    I also think having kids is something that never looks good on a spreadsheet but ends up fulfilling your life in ways you could never imagine.
     
    Hatfield likes this.
  5. THEBLUERAIDER

    THEBLUERAIDER Well-Known Member
    Donor
    St. Louis CardinalsTennessee TitansNashville PredatorsMiddle Tennessee State Blue Raiders

    Got anything in the Nashville area?
     
  6. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    Will pass on digging into this further because people just get upset.
     
    dump, BrickTamland and THEBLUERAIDER like this.
  7. Mix

    Mix I own a Fuddruckers with Scottie Pippen
    Staff Donor TMB OG
    UCF KnightsPittsburgh PenguinsOrlando CityPittsburgh Steelers

    Not as of yet. Probably a good area for it.
     
    THEBLUERAIDER likes this.
  8. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    It’s 2019, TMB is always upset.
     
    THF and Wallcoq like this.
  9. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    Will pass into digging into this further because people just get upset.
     
    JeremyLambsFace likes this.
  10. Homo Erectus

    Homo Erectus The important thing is, you think I'm attractive
    Donor

    My Sister/BIL don't have kids and spoil the shit out of his nephews. She is a big fan of this arrangement.
     
    High Cotton, Blu Tang Clan and dump like this.
  11. Bo Pelinis

    Donor TMB OG
    Nebraska CornhuskersKansas City RoyalsKansas City ChiefsBig 8 Conference

    I can see why people wouldn't want kids. There's legit reasons to not. But I couldn't imagine my life without them. Like, the bond with my son is something you just don't get anywhere else in life. So, both sides dog.
     
    Taffy, Boo MFer! and BrickTamland like this.
  12. THEBLUERAIDER

    THEBLUERAIDER Well-Known Member
    Donor
    St. Louis CardinalsTennessee TitansNashville PredatorsMiddle Tennessee State Blue Raiders

    Let me know.
     
  13. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    That’s us.
     
    Homo Erectus and dump like this.
  14. mc415

    mc415 Well-Known Member
    Donor TMB OG
    California Golden BearsSan Francisco GiantsGolden State WarriorsSan Francisco 49'ersSan Jose SharksEvertonSan Jose EarthquakesSan Jose State SpartansUnited States Men's National Soccer TeamSneakers

    Didn’t think we could have kids im 39 and wife is 36 married for 9 years we even did IVF that didn’t work and all that jazz......totally given up and spoiling nieces and nephews and we travel a shitload.......then on NYE my wife tells me she’s pregnant and we are having a boy in September so kind of a mind fuck in a good way lol
     
  15. jbr

    jbr Well-Hung Member
    Donor TMB OG

    Before having kids, I thought it was just the next step in life.

    After having kids, I think most people shouldn’t have kids.
     
    The Hotch, Baron, THF and 13 others like this.
  16. the Weimar Beer Belly

    the Weimar Beer Belly This joie de vivre is killing me
    Alabama Crimson TideMetalCoors Light

    The name checks out
     
  17. Gaknight

    Gaknight Well-Known Member
    Donor TMB OG
    UCF KnightsAtlanta HawksAtlanta FalconsAtlanta United

    Turned 30 last week. Still act like I’m 24 mostly and apparently told my mom in my early 20s I’d consider kids and settling down at 30. Whoops because she reminded me on my bday.
     
  18. Tug

    Tug Well-Known Member
    Donor
    Detroit LionsDetroit PistonsMichigan State Spartans

    They also provide career services, financial planning, and access to networking events. All of that still, despite me paying off my loan to them 4 years ago. I’m pretty happy I used them. At the time I just wanted to get away from Sallie Mae or whatever it was
     
  19. Hank Scorpio

    Hank Scorpio Globex Corporation, Philanthropist, Supervillain
    Donor
    Florida GatorsTampa Bay BuccaneersTampa Bay Lightning

    I'm in the same boat as you with student loans. I work in education and have 7 years repayed in a qualifying plan (deferred for the 1st yr). We file taxes separately since the wife makes significantly more than I do. Having more dependents on your taxes will lower your monthly payments. Had a couple years where I claimed my wife's mom and sister since they were living with us and had no/limited income. Loan payments were like $15 per month.
     
  20. naganole

    naganole I'm a pretty big deal around here.
    Donor
    Florida State SeminolesAtlanta BravesAtlanta HawksAtlanta FalconsPoker

    Gonna have to make a 40s thread

    Harleys and Fast Cars:The midlife crisis guide to your 40s
     
    Taffy, MODEVIL, dump and 4 others like this.
  21. CaneKnight

    CaneKnight FSU Private Board's Fav Poster
    Donor

    31 trying to buy my first house this year now that I finally have a job with really good pay
     
    dump and Redav like this.
  22. Zack Zedalis

    Zack Zedalis Silver Foxin'
    Florida GatorsTampa Bay Buccaneers

    E2B0A355-3734-4FC7-9982-AAE37AFE65F5.jpeg
    Watching cartoons like this is pretty cool
     
    Baron, Taffy, MODEVIL and 3 others like this.
  23. Boo MFer!

    Boo MFer! No longer a cog in some powerhouse machine
    Donor
    Florida GatorsTampa Bay RaysJacksonville JaguarsTampa Bay Buccaneers

    Your great grandkids are getting big!
     
    High Cotton, dump and JeremyLambsFace like this.
  24. theregionsitter

    theregionsitter Well-Known Member
    TMB OG
    Notre Dame Fighting IrishChicago White SoxIndianapolis ColtsColumbus Blue JacketsColumbus Crew

    31 with a 6 week old boy

    Big fan so far of kids, I’ll miss traveling but our kids should be in college when I’m 50. I look forward to traveling again then not that we won’t travel with kids but the trips are gonna be different for sure

    Plan on taking the boy to ND Navy in Dublin next year with both grandpas.
     
    Ty Webb, dump and BUstang like this.
  25. TC

    TC Peter, 53, from Toxteth
    Donor
    South Carolina GamecocksCarolina PanthersCarolina Hurricanes

    If you don't have kids who's gonna sit on your lap while you read message boards
     
    NST and 941Gator like this.
  26. BayouMafia

    BayouMafia Thought Leader in Posting
    Staff Donor
    LSU TigersTexas RangersNew Orleans SaintsFulhamDulwich Hamlet

    Even though we both went into marriage being adamant against kids, I kind of assumed that at some point she would change her mind (and I'd shrug and go along) or I'd slip one past the goalie and we'd end up with one, but now that we're in our early 40's it seems like we successfully avoided all that. Honestly nothing about what my friends/family have told me about having kids has been appealing to me. Sure they all love their kids more than life but also talk about how hard it is, and most stopped after 1 or 2 and the idea of a 3rd or more was a big hell no for all of them. Really happy with our decision, though I'm sure when I'm 90 and drooling with nobody to take care of me I'll have a change of heart

    your mom swish
     
  27. BIGASSTITTIES

    BIGASSTITTIES Fan of: BIGASSTITTIES
    Donor

    Explain to me what Sofi is
     
  28. TC

    TC Peter, 53, from Toxteth
    Donor
    South Carolina GamecocksCarolina PanthersCarolina Hurricanes

    [​IMG]
     
  29. BayouMafia

    BayouMafia Thought Leader in Posting
    Staff Donor
    LSU TigersTexas RangersNew Orleans SaintsFulhamDulwich Hamlet

    if you keep posting photos of me I'm going to have to ban you
     
  30. Tug

    Tug Well-Known Member
    Donor
    Detroit LionsDetroit PistonsMichigan State Spartans

    It started as a student loan consolidation company at Stanford (playing on Social Finance). They give very competitive rates for loan consolidation and other personal loans. They do a lot of career counseling as well. I even took a call with one of their financial planners a couple of months ago.

    It’s something you should look into if you’re looking for consolidation/loans
     
    dump, DaveGrohl and BIGASSTITTIES like this.
  31. BIGASSTITTIES

    BIGASSTITTIES Fan of: BIGASSTITTIES
    Donor

    I married into a good chuck of student loan debt when MRs. Titties and I got married. Looking for anything to help.
     
    dump, strike, Tug and 1 other person like this.
  32. THEBLUERAIDER

    THEBLUERAIDER Well-Known Member
    Donor
    St. Louis CardinalsTennessee TitansNashville PredatorsMiddle Tennessee State Blue Raiders

    We are refinancing with SoFi today.
     
    High Cotton, dump, Tug and 1 other person like this.
  33. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Congrats on the Titties.
     
    CoastalOrange, dump, Tug and 2 others like this.
  34. BIGASSTITTIES

    BIGASSTITTIES Fan of: BIGASSTITTIES
    Donor

    At least they’re Big Ass
     
  35. jbr

    jbr Well-Hung Member
    Donor TMB OG

    I’ve been married five years. I’ve paid off $40k in her student loans in that time. I’ll be done with the last $5k this time next year.

    I just pretend I’m not paying off her wine consumption and dinners with ex-boyfriends from 12 years ago.
     
  36. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    :awesomeface: kidding, we all have dealt with it
     
    dump and BIGASSTITTIES like this.
  37. jbr

    jbr Well-Hung Member
    Donor TMB OG

    Oh that is implied/known. She didn’t learn those tricks without plenty of practice.
     
  38. BIGASSTITTIES

    BIGASSTITTIES Fan of: BIGASSTITTIES
    Donor

    The best is when you’re trying to really pay down their loans and they pitch a fit with you for asking them to cut back spending so you can payoff debt...
     
  39. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    Refinanced 4 years ago, have like 10 months left worth of payments. So nice having everything refinanced, consolidated and simplified.

    If you haven't started the process yet, use this Sofi referral link. You get some cash and so would I.

    www.sofi.com/share/9662?src=copy
     
  40. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    also first time in this thread. 5 year anniversary 7/12/19

    we still have separate finances. works for us but people look at me crazy when I tell them that.
     
  41. The Blackfish

    The Blackfish The Fish in Black
    Staff Donor TMB OG
    Alabama Crimson TideIndianapolis ColtsBook Club

    You’re crazy
     
  42. The Blackfish

    The Blackfish The Fish in Black
    Staff Donor TMB OG
    Alabama Crimson TideIndianapolis ColtsBook Club

    Turned 30 in January. I don’t mind being 30, that doesn’t bother me too much. What bothers me is how fast I went from 20-30. Feels like I turned 20 yesterday which means I’ll be 40 tomorrow.
     
    PAHokie, dump, Lipp and 1 other person like this.
  43. ono

    ono Well-Known Member
    Donor
    Kansas JayhawksKansas City RoyalsKansas City ChiefsSeattle SupersonicsSporting Kansas City

    My wife and I each contribute to a joint account for mortgage, bills, etc. but everything else we do is separate. No joint CCs or anything. Works for us too. It helps we make roughly the same salary.
     
  44. jrmy

    jrmy For bookings contact Morgan at 702-374-3735
    Donor
    South Carolina GamecocksAtlanta BravesDallas CowboysNational LeagueAvengersBarAndGrill

    Tobias
     
    dump and Boo MFer! like this.
  45. Nug

    Nug MexicanNug
    Donor
    Alabama Crimson TideSeattle MarinersAtlanta BravesNew Orleans Saints

    Not to be a debbie downer, but a "year" is perceived faster relative to how old we are, and only speeds up the older we get.

    When you're 10 years old, one year is, literally, 10% of your life. That's a lot.

    When you're 30 years old, one year is 3.33% (repeating, of course) of your life.

    And so on and on and on.
     
  46. Nug

    Nug MexicanNug
    Donor
    Alabama Crimson TideSeattle MarinersAtlanta BravesNew Orleans Saints

    And I'm not even stoned yet.
     
  47. southside

    southside Well-Known Member
    Donor TMB OG
    Texas LonghornsSouth Carolina GamecocksHouston AstrosDallas CowboysSeattle Kraken

    Time is relative to new experiences and how your brain processes them slower compared to paths that are forged already. Which is what terrifies me about getting married and having kids, given the routines they can bring about
     
    dump and BamaNug like this.
  48. infected donkey

    infected donkey Arkansas Razorbacks
    Donor
    Arkansas RazorbacksChicago CubsAvengersBarAndGrillSoutheastern Conference

    Get the same reaction when I say we have separate accounts.
     
    dump likes this.
  49. LetItSoak

    LetItSoak Well-Known Member
    Donor

    Been married 5 years, together for 12 and we have literally never once fought about money. I reccomend it to everyone. We have a joint account for savings that we use on vacations, big purchases etc but otherwise separate accounts. I pay all the bills and she just transfers her portion, based on our take home pay, each month. You know how much her purse cost? Me neither, don't give a shit because it's her money.
     
  50. infected donkey

    infected donkey Arkansas Razorbacks
    Donor
    Arkansas RazorbacksChicago CubsAvengersBarAndGrillSoutheastern Conference

    We have a joint credit card and she informs me of any large charges she’s going to make (most of the time due to work which will be reimbursed w/in the week). But when you look at the bill and see 20k racked up, all I think of is all the free points.