I also thought you were quite a bit older. As to the subject at hand, it's much more my speed to be fun uncle Blu Tang than father Blu Tang -- not that I have a wife or girlfriend at the moment.
Minus being married, that’s how it played out for me. I own a home, don’t have any debt except for mortgage, make a solid income, have everything I need, etc. Prior to where I’m at now in life i always thought I’d have kids by 32 at the latest. Whoops
I used to make fun of Moxin for this so man karma comes back to bite you. See I think this is insane and absurd justification for bringing a literal human life in the world.
To someone who doesn't want kids, I can see why. And if your mindset is that you don't want kids, it's probably best you don't. God's greatest gift to humanity is that my wife's aunt never had kids. I also think having kids is something that never looks good on a spreadsheet but ends up fulfilling your life in ways you could never imagine.
My Sister/BIL don't have kids and spoil the shit out of his nephews. She is a big fan of this arrangement.
I can see why people wouldn't want kids. There's legit reasons to not. But I couldn't imagine my life without them. Like, the bond with my son is something you just don't get anywhere else in life. So, both sides dog.
Didn’t think we could have kids im 39 and wife is 36 married for 9 years we even did IVF that didn’t work and all that jazz......totally given up and spoiling nieces and nephews and we travel a shitload.......then on NYE my wife tells me she’s pregnant and we are having a boy in September so kind of a mind fuck in a good way lol
Before having kids, I thought it was just the next step in life. After having kids, I think most people shouldn’t have kids.
Turned 30 last week. Still act like I’m 24 mostly and apparently told my mom in my early 20s I’d consider kids and settling down at 30. Whoops because she reminded me on my bday.
They also provide career services, financial planning, and access to networking events. All of that still, despite me paying off my loan to them 4 years ago. I’m pretty happy I used them. At the time I just wanted to get away from Sallie Mae or whatever it was
I'm in the same boat as you with student loans. I work in education and have 7 years repayed in a qualifying plan (deferred for the 1st yr). We file taxes separately since the wife makes significantly more than I do. Having more dependents on your taxes will lower your monthly payments. Had a couple years where I claimed my wife's mom and sister since they were living with us and had no/limited income. Loan payments were like $15 per month.
31 with a 6 week old boy Big fan so far of kids, I’ll miss traveling but our kids should be in college when I’m 50. I look forward to traveling again then not that we won’t travel with kids but the trips are gonna be different for sure Plan on taking the boy to ND Navy in Dublin next year with both grandpas.
Even though we both went into marriage being adamant against kids, I kind of assumed that at some point she would change her mind (and I'd shrug and go along) or I'd slip one past the goalie and we'd end up with one, but now that we're in our early 40's it seems like we successfully avoided all that. Honestly nothing about what my friends/family have told me about having kids has been appealing to me. Sure they all love their kids more than life but also talk about how hard it is, and most stopped after 1 or 2 and the idea of a 3rd or more was a big hell no for all of them. Really happy with our decision, though I'm sure when I'm 90 and drooling with nobody to take care of me I'll have a change of heart your mom swish
It started as a student loan consolidation company at Stanford (playing on Social Finance). They give very competitive rates for loan consolidation and other personal loans. They do a lot of career counseling as well. I even took a call with one of their financial planners a couple of months ago. It’s something you should look into if you’re looking for consolidation/loans
I married into a good chuck of student loan debt when MRs. Titties and I got married. Looking for anything to help.
I’ve been married five years. I’ve paid off $40k in her student loans in that time. I’ll be done with the last $5k this time next year. I just pretend I’m not paying off her wine consumption and dinners with ex-boyfriends from 12 years ago.
The best is when you’re trying to really pay down their loans and they pitch a fit with you for asking them to cut back spending so you can payoff debt...
Refinanced 4 years ago, have like 10 months left worth of payments. So nice having everything refinanced, consolidated and simplified. If you haven't started the process yet, use this Sofi referral link. You get some cash and so would I. www.sofi.com/share/9662?src=copy
also first time in this thread. 5 year anniversary 7/12/19 we still have separate finances. works for us but people look at me crazy when I tell them that.
Turned 30 in January. I don’t mind being 30, that doesn’t bother me too much. What bothers me is how fast I went from 20-30. Feels like I turned 20 yesterday which means I’ll be 40 tomorrow.
My wife and I each contribute to a joint account for mortgage, bills, etc. but everything else we do is separate. No joint CCs or anything. Works for us too. It helps we make roughly the same salary.
Not to be a debbie downer, but a "year" is perceived faster relative to how old we are, and only speeds up the older we get. When you're 10 years old, one year is, literally, 10% of your life. That's a lot. When you're 30 years old, one year is 3.33% (repeating, of course) of your life. And so on and on and on.
Time is relative to new experiences and how your brain processes them slower compared to paths that are forged already. Which is what terrifies me about getting married and having kids, given the routines they can bring about
Been married 5 years, together for 12 and we have literally never once fought about money. I reccomend it to everyone. We have a joint account for savings that we use on vacations, big purchases etc but otherwise separate accounts. I pay all the bills and she just transfers her portion, based on our take home pay, each month. You know how much her purse cost? Me neither, don't give a shit because it's her money.
We have a joint credit card and she informs me of any large charges she’s going to make (most of the time due to work which will be reimbursed w/in the week). But when you look at the bill and see 20k racked up, all I think of is all the free points.