Pretty Sure My Identity Was Stolen EDIT: It Wasn't

Discussion in 'The Mainboard' started by Bruce Wayne, Jan 7, 2023.

  1. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Just got a loan statement for an $83,000 loan that I definitely didn't take out from a bank I've never used before.

    What do I do now?
     
    Dump, PAHokie and dblplay1212 like this.
  2. Nole0515

    Nole0515 Well-Known Member
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    So the loans been issued?
     
  3. Name P. Redacted

    Name P. Redacted I have no money and I'm also gay
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    Get your credit locked at the credit bureaus

    reach out to the bank and ask wtf. Don’t use any contact info from the statement, look them up and verify independently.

    call batman
     
  4. wes tegg

    wes tegg I'm a Guy's guy, guys.
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    Shut off your credit immediately.
     
  5. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Closed on 11/25 for $82,733.99
     
  6. Jigga

    Jigga Ty Webb is a mean person
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    Yeah lock credit and start making calls
     
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  7. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    And obviously in regards to the OP, I'm asking for advice on what to do after I run to TMB to make it all your problem
     
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  8. wes tegg

    wes tegg I'm a Guy's guy, guys.
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  9. Nole0515

    Nole0515 Well-Known Member
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    Also you must've had great credit
     
  10. $P1

    $P1 Ball State #1
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    Thanks for cosigning
     
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  11. Shinzon

    Shinzon °°°°°
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    It was 514A.

    Only makes sense if you’ve seen Gotham.
     
  12. devine

    devine hi, i am user devine
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    That is more money than I’ll make in a lifetime
     
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  13. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Member of the 800 club baby
     
  14. Nug

    Nug MexicanNug
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    What happened? Did it cost you anything out of pocket?

    Did it fuck with your credit?
     
  15. bigred77

    bigred77 Well-Known Member
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    Yes
     
  16. racer

    racer Yuma, where I work in software.
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    Well, you were.

    jk sorry this happened.
     
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  17. $P1

    $P1 Ball State #1
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    There was a Chechnyan chap who stole one of my identities...didn't turn out well for him
     
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  18. wes tegg

    wes tegg I'm a Guy's guy, guys.
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    Fortunately, they just opened up two credit cards and not any kind of big loans like Bruce Wayne . I had to shut off my credit and go through the hassle of proving to the credit card companies that I had not done the applications. They fucked up the spelling of my name in applying, so that wasn’t all that hard. It still took like 4-5 months to resolve. I have since paid for credit monitoring.

    It did lower my credit, but not too bad. The hassle was the worst part.
     
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  19. Nug

    Nug MexicanNug
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    Did yall ever figure out how it happened? Some hack that revealed your SSN?
     
    bigred77 likes this.
  20. Nug

    Nug MexicanNug
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    This is a pretty big fear of mine with how much I travel and how many shitty/insecure internet connections I use.
     
  21. wes tegg

    wes tegg I'm a Guy's guy, guys.
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    I’m like 90% sure it was from the experian breach.
     
  22. Nug

    Nug MexicanNug
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    Bruce Wayne was this just an unsecured personal loan? What was the bank?
     
  23. HotMic

    HotMic PopTart Mascot Enthusiast
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    *a few days earlier in a gruff voice*

    “I’D LIKE TO TAKE OUT AN $83,000 LOAN”

    [​IMG]
     
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  24. laxjoe

    laxjoe Well-Known Member
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    Not anymore:awesomeface:

    Just kidding. That sucks and hopefully you can get it taken care of. I’d advise not making all your passwords MurderedParents going forward though
     
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  25. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Lake Michigan Credit Union. I assume it was a personal loan because the interest rate is only 3.85%
     
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  26. dblplay1212

    dblplay1212 Well-Known Member
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    I'd call thr credit union directly, using the number on their site, to see if its legit bc that rate seems low for anything right now. Might just be a scam mailer.
     
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  27. Oranjello

    Oranjello Well-Known Member
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    That seems like a low rate for an unsecured loan
     
    Lip, Dump, prerecordedlive and 13 others like this.
  28. wes tegg

    wes tegg I'm a Guy's guy, guys.
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    I hope they bought a car.
     
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  29. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    The contact info on the statement matches the info on their site unfortunately. They must be a fairly small bank because they don’t have anyone available to talk to and won’t until Monday.

    god bless navy federal though. Got through to someone there within a minute of calling
     
    Dump, oldberg, One Two and 5 others like this.
  30. dblplay1212

    dblplay1212 Well-Known Member
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    Might be a car, idk. Nothing else could be that low.

    https://www.lmcu.org/rates/creditandloan
     
    oldberg likes this.
  31. Taffy

    Taffy Token Brit poster
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    You need to find this con artist, and you need to suck his dick.

    God speed.
     
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  32. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Will I get the car?
     
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  33. racer

    racer Yuma, where I work in software.
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    If you like the car just have them go find it
     
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  34. Tro lo lo

    Tro lo lo You kids must be from the suburbs.
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    I am going through this currently. Had a collection agency pop up on my credit report yesterday for a $3600 unpaid T-mobile bill.

    I would add that you may need to file a police report. I did yesterday.
     
    Lip, Dump, a.tramp and 8 others like this.
  35. wes tegg

    wes tegg I'm a Guy's guy, guys.
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    If they bought a car, they will get caught.
     
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  36. racer

    racer Yuma, where I work in software.
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    Is it possible to fund a car loan and wire funds to an account without a purchase agreement? Like could they have secured funds and cashed it out somehow?
     
  37. Chumbolone

    Chumbolone Wigglin’ my toes on a mink rug…
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    Navy Fed is goated.
     
    Bruce Wayne likes this.
  38. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    They clearly have taken the bag and ran imo. Secured the loan in November. First payment was due 12/6, and now this one.
     
  39. Josey Wales

    Josey Wales Well-Known Member
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    How do we know this is really Bruce and not the fraud?
     
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  40. Dirt Dirt McGirt

    Dirt Dirt McGirt Dirtin for Certain
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  41. Eathan Edwards

    Eathan Edwards Well-Known Member
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    Pretending like you don't remember that weekend in Vegas. SAD!!
     
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  42. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Michigan Wolverines

    If you observe my posting suddenly getting better then that should let you know I've been hacked
     
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  43. TC

    TC Peter, 53, from Toxteth
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    Oh thank goodness, I thought something serious happened like someone stole your TMB account
     
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  44. Clown Baby

    Clown Baby Daddy’s #1 Candy Baby
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    OP’s not wearing hockey pants!
     
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  45. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Oh the huge manatee
     
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  46. Prospector

    Prospector I am not a new member
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    Ask your wife why y'all didn't talk about remodeling the kitchen
     
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  47. CUAngler

    CUAngler Royale with Cheese
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    Had my wallet and a few checkbooks stolen from my truck last week. Waiting on the same thing to happen to me.
     
  48. pnk$krtcrÿnästÿ

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    That's an absurd rate. Something really funky about that. I got approved at 11% on a 100k unsecured renovation loan. Also a member of the 800 club. There is just no fucking way possible to get that rate on any loan anywhere, secured or unsecured right now.

    Did the loan show up on your credit report, BW? I'd beware this loan notice being bogus, and the start of an actual scam. That APR is bullshit. Agree with shutting down credit, and would recommend getting advice from the FBI
     
  49. BuckeyeRiot

    BuckeyeRiot Team Nicki
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    I just ruin my credit myself, take that identification thieves!
     
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  50. Nug

    Nug MexicanNug
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    I'm pretty well-versed in unsecured personal loans and maxing out credit. You're not getting anything below 8-9% for any amount over $20k. Has to be a car or something.

    Unsecured loans fuck your credit while there's a significant balance, but pay it off within 12 months or so and you're fine in no time. It bounces back pretty quickly after you get the principle below $10k or so.
     
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