Pretty Sure My Identity Was Stolen EDIT: It Wasn't

This is Bane's fault.

 

What is the business?

Didn’t know Wayne Enterprises had to take out loans.

 

I’m glad your identity is safe, but man… how anticlimactic

 

This but also

how did that not cross your mind before going straight to identity theft.

 

You could have at least strung us along and maybe tacked on your fiancée dying of cancer or something.

 

I'm going to steal your identity just to make this thread less lame

 

you spring for ultra?

 

I embarrassingly shared my salary for no reason? Ban the OP

 

Well that sucks. I mean, good for you, but this thread had such promise

 

Looks like I don’t need to freeze my credit after all.

 

I do. I think total is probably fine but they do watch my investment accounts.

 

You do not. I have mine frozen and can just add you to my account if you dm me your ssn, full name, and street you lived on in 2005. I’ll let you know if anything comes up on your credit

 

I lived on a lot of streets in 2005.

 

I just put my credit cards in the freezer; am I doing it right?

 

Come on! How was he supposed to know that the statement for a loan of $82,413.79 might be the one he took out for that exact amount and not a scam?

 

I thought it was odd that someone would willingly assume his identity

 

congrats on your tits 3.8% APR unsecured 80k loan

 

I just applied for a new credit card yesterday.
If it shows up in the mail in 5 to 7 days should I call the police?

 

This movie was so bad. I was so disappointed

 

Wealthy people don't use their own money for things.

 

World’s greatest detective, my ass

 

this. This is funny

 

haha Bruce Wayne is a dummy

 

Since OPs identity theft story was a fake and a fraud, allow me to use this thread to explain an actual identity theft situation:

For the last couple of days, my Chase card — which is linked to my virtual wallet and Amazon account — kept getting declined when I tried to pay for things. It asked me to verify the zip code associated with the card, then when I input it I would get the message that the information doesn’t match what’s on file. Then yesterday, my wife got the card declined when attempting some other purchase.

Long story short, after contacting Chase and going through the extensive security screening to make sure I am the a actual account holder, I get asked if I authorized a new person to be on the account recently. Of course I did not. Turns out, someone got my info, went into the Chase online banking system — which I’ve never used because I don’t have any Chase accounts other than my Marriott Bonvoy card — and changed all of my contact information, including the mailing address. They then requested that an additional card be issued to them. The good news is it takes 3-5 business days to get the card and we discovered the fraud within that window before any actual purchases were made. They immediately canceled my existing cards and are sending new ones. This was certainly a new approach to identity theft I hadn’t heard of before.

 

And we've already cleared El Tib Jr?

 

post his name and address

 

Love that they go through all those steps to verify that you are you but they were mailing this new person cards, no questions asked

 

He’s clear.

 

They wouldn’t give me that information. They would only verify that it was different than mine and they were able to see that my information was originally in there before he changed it.

 

That had me confused, too. The good news is there’s a freeze preventing changes to my account online. If any changes need to be made, it has to be done on the phone (or in person at a branch location) and I have a verbal safe word that needs to be given in addition to all of the other security layers.

 

I’ve had this card for like 15 years. My wife likes to get the paper statements and go through them herself so I never really needed one.

 

It kills me that they have all of these "security" measures in place that seem to be fucking worthless

 

How is it worthless...sounds like he is avoiding any false charges

 

I think you’re both kind of right. In the end the system protected me from being liable for fraudulent charges. However, some kind of red flag should have been raised when a wholesale change to my account was made concommitantly with a request for a new card to be added to the account and sent to someone with a different name.

 

Only because he couldn't use the card and investigated it. It's not like something they did internally stopped it from happening

 

...keep going

 

2.6 million people with TIAA had social security numbers accessed by hackers. Aside from having freezes with the three major credit bureaus, anything else I should do to protect myself? Always just kinda assumed my SS# was out there anyway

 

Equifax lost mine years ago. Froze my credit and have never had a problem. Also got like $20 so it’s your lucky day!

 

Equifax basically lost everyone's in that breach