The phase 3 law passed the senate and is off to the house, likely to be passed within days. If your business is teetering, I would suggest sitting tight over the next few days as the ~883 page bill is unpacked. I’ve glanced through it and it’s going to be a very substantial benefit, but people need a bit of time to understand the mechanics. I’m about to sink my teeth into the language of the bill so as to educate my firm and will chime in on occasion, but will be very busy over the next few days. And obviously you should consult your own advisors and anything I say is not legal advice.