Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    nice of them to change policy for you
     
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  2. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Central America is amazing too. I fly to Costa Rica 3x a year. most recently it was $650, but it's been near a $1000 during post peak covid.

    That's a pretty massive game changer as long as they don't fuck with fare rules and make it absurdly limited
     
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  3. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    This makes me want to get a Reserve card too if they expand it there
     
  4. steamengine

    steamengine I don’t want to press one for English!
    Donor
    Duke Blue DevilsHouston AstrosKansas City ChiefsLiverpool

    Take it to the delta thread, loosers
     
  5. Menelaus

    Menelaus The Red-Haired King
    Donor
    Alabama Crimson TideReal Madrid

    Those sweet sweet diamond choice benefits hit yesterday. I also hadn’t selected my platinum benefits for last 2 years so had a nice little 65k point drop into Skymiles last night.

    Also already hit Silver for 2025 lol. Will have gold by mid March easy.
     
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  6. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    We don't have a thread for the GOAT airline.

    Also it is losers :smug:
     
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  7. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    If you’re flying delta in/out of North America, you’re doing it wrong.
     
    #15757 DuffandMuff, Feb 1, 2024
    Last edited: Feb 1, 2024
  8. Menelaus

    Menelaus The Red-Haired King
    Donor
    Alabama Crimson TideReal Madrid

    LA to NYC in Delta One is pretty nice. Not enough Delta one available though for domestic. I fly to Seattle from ATL 4-5 times a year and it’s just the regular first class seats which is lame AF.

    I will never leave the Delta ecosystem as long as I live in hub city. Service + reliability is unmatched.
     
  9. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    This was my mistake. Used the wrong word. I meant flying in/out of the US. No issues with it transcon tbh.
     
    Menelaus likes this.
  10. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCincinnati BengalsXavier MusketeersFC CincinnatiTottenham HotspurUnited States Men's National Soccer Team

    The Delta companion passes suck for me because I don't fly very much domestically. Wife and I always do a 2 international trips each year so they can't be used there. The few times we fly domestically each year there never seem to be any companion pass seats available. I might drop the card with this price increase since I never get to take advantage of it.

    I still prefer to fly Delta because they are way better then American and United but they devalued points so much I'll just pick the best prices for international now. No point sticking with only Delta when platinum travel two years ago is now only worth gold.
     
  11. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Did you miss that it can now be used internationally?

    Maybe non-hubs are different, but I've never had an issue using a campion pass. Key West, Montana, Norfolk Virginia, San Fran, etc
     
  12. steamengine

    steamengine I don’t want to press one for English!
    Donor
    Duke Blue DevilsHouston AstrosKansas City ChiefsLiverpool

    That was the joke
     
  13. g8r

    g8r Well-Known Member
    Donor
    Florida GatorsBoston Red Sox

    Need some recs. I travel for work and stay in Marriotts I only fly 4-5 times a year. Most of my travel I driving so I spend a good bit on gas but my biggest expenditure is taking folks to eat with most dinners being $1k+. I currently have an Amex Marriott card.
     
  14. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    prob should get into that sapphire life or any card that has 3x for restaurants
     
  15. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    I have now received the Amex plat Uber benefit for 18 straight months since canceling the card. I’m gonna start including it as a source of income when projecting my retirement budget.
     
  16. Bishop

    Bishop Future Member
    Donor
    Auburn TigersBoston Red SoxAtlanta BravesAtlanta FalconsAtlanta UnitedGrateful DeadSneakers

    Just Downgraded. Was wondering how long till my Walmart+ loses its free deliveries.
     
  17. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    Only used that a few times and canceled early on. Can’t speak on that unfortunately.
     
  18. pianoman

    pianoman my drinks are free
    Donor TMB OG
    Michigan WolverinesChicago CubsDetroit Red Wings

    I’m on month 14 now.
     
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  19. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    My buddy said something that kinda makes sense now- the credits will continue until the card on file in the Uber app expires. Which is 2026 for me.
     
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  20. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    Work is going to let me order some hardware stuff straight from Apple, is there any specific CC or portal I should be using for that? I have them all but can't keep track of where to use some of these benefits
     
  21. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    only Hawaii, Caribbean, Canada/Mexico/Central America. No Europe/Asia/South America/Aus/NZ
     
  22. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Those are international, hth
     
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  23. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    just meant it isn't a blanket international thing
     
  24. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    I cancelled my Marriott card in October. I still received a free night award and silver status.

    The spend sign up bonus also posted twice. :loldog:
     
  25. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCincinnati BengalsXavier MusketeersFC CincinnatiTottenham HotspurUnited States Men's National Soccer Team

    The new additions do make it better but our international trips have always been to Europe, Asia, or SA and they're still not included. I definitely think being at a non hub in Cincy hurts because we have less direct flights then somewhere like Atlanta or Detroit.
     
  26. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    You'd have to have a pretty high AF to cover those.
     
  27. BellottiBold

    Donor
    Oregon Ducks

    Can I get any of the venturex folks to chime in on their experience with the $300 portal credit? Easy score? Missing elite benefits? etc
    Tia <3
     
  28. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCincinnati BengalsXavier MusketeersFC CincinnatiTottenham HotspurUnited States Men's National Soccer Team

    O I don't expect them to ever go to other continents with companion pass. The new changes are nice but they just don't do much for my personal travel. It's really the status devaluation that has put me off Delta. I used to only fly them for personal and work to try to get as much status as possible. But since I have zero chance to ever get platinum status again I'll just pick whichever airline is best for my trips. Thus this price increase on my delta amex is making me question if I should keep it.
     
  29. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsGeorge Washington Colonials

    Simple. You buy a flight using their portal, which is powered by hopper, and it immediately takes the $300 off of the purchase price at checkout.

    Portal is similar to chase’s but maybe a little better. I like their predictor tool.
     
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  30. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    Now that’s a come up
     
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  31. GoodForAnother

    GoodForAnother I’d rather be down the allotment
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    thank you for recognizing Hawaii as a sovereign nation under foreign occupation
     
  32. bigjrock

    bigjrock Pillsbury Geauxboy
    Donor
    LSU TigersNew Orleans PelicansNew Orleans Saints

    They changed it this year. It used to be a statement credit now it shows up at checkout. Not a huge deal but you don't get the points on the $300.

    But yes, easy to use. Used it the last couple of years on Airline tickets and the price predictor/watch tool worked like a champ. Just used it for some hotel rooms and it was actually cheaper on the site than it was through the hotel.


    Referral link below.
    https://capital.one/3LZmSyl
     
  33. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    I already have all the big travel/rewards cards, but no access to Cap One. Thinking I'll go Venture instead of Venture X as my airport doesn't have a Cap One lounge and I have to book work travel through another system, not Cap One travel.

    any regular contributors have a referral? Or anybody want to talk me out of a strategic error if my logic is flawed?
     
  34. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    Just got a Venture card over X. Not traveling a lot right now after having kid #2 so just banking points so all of the extras weren't worth it to me.

    https://i.capitalone.com/J9CSNxyjp
     
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  35. bigjrock

    bigjrock Pillsbury Geauxboy
    Donor
    LSU TigersNew Orleans PelicansNew Orleans Saints

    If you can't use the $300 credit, it would be hard to justify the fee.
     
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  36. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    Should have a referral coming your way now.

    also, signed up a CIP a week or two ago and got no decision, so I assumed it was a rejection. Got the Venture yesterday and then just got the CIP in the mail today. Whoops
     
  37. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    Points posted already. Got 20k. Gracias
     
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  38. wolfpck

    wolfpck haters gonna hate
    Donor
    North Carolina State Wolfpack

    Southwest card offering companion pass + 30k points through 2/28/25 for new sign ups after spending $4k. Not as good as the one they did last year, but solid if you have trips coming up between now and then. Just got my fiance sign up. Shameless referral link below if you do sign up.

    https://www.referyourchasecard.com/226f/5KKRR4MOTT
     
  39. Pharm

    Pharm Right Handed
    Donor
    Florida State SeminolesAtlanta HawksAtlanta Falcons

    I have the chase aouthwest and Hilton cards but I feel like is get more use switching over to the big 3 from chase and being able to pool points and use the bonuses. Finding more and more southwest is kinda incomvuent dor most trips and I have have a ton of points for Hilton. But that would make em having 7 credit cards total. Two could be easily done away with Wells Fargo and discover IT
     
  40. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    I think this is my last year with the Amex platinum. Fee vs benefits is just too out of balance for me, especially with the cap on lounge visits. I reached out to cancel this year but they gave me a (very average) retention offer and I have to buy some expensive delta tickets shortly anyways, so that'll mostly cover the fee. But damn, $695 is hard to swallow. Going to make it my mission to squeeze every free dollar out of this thing possible
     
  41. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    My wife is going to Scotland this fall and trying to go premium cabin, needs some delta sky-pesos. Bonus is currently 70,000 for a Delta Gold Amex

    Is there any reason for us to not get a Delta Gold Amex? No AF for the 1st year. $150 at anniversary and I can just cancel once that hits. We both have Delta Platinums. I'm a little worried I'll get a pop-up, have opened two cards with them in the last year (Plat Amex & Gold Amex, non-Delta).

    Platinum Amex is 100k, but not sure it's worth the $650 right out the gate.

    • We'd both hit Auto Silver (but would reup on silver this year w/out the 2nd 2500 boost)
    • I'm not sure we can hit 5k in spend to get to Gold. Maybe? Wife will go to China so it's possible she'll hit it.
    • That would be 4 companion passes. Expansion to Latin America is helpful, It's possible we'd use 3 per year, but not sure about 4 companion passes. Nearly all will be child/wife and myself.
    • Maybe I could roll off Amex Plat for Delta Reserve and swap AFs?
     
  42. wolfpck

    wolfpck haters gonna hate
    Donor
    North Carolina State Wolfpack

    If you think you can hit the $5k, then I think it makes sense given your situation. Below referral link if you do go that route.

    Apply for an American Express Card with this link. With your new Card, you could earn a welcome bonus and your friend could earn a referral bonus. Terms Apply. https://americanexpress.com/en-us/referral/CLIFTFDK70?XLINK=MYCP
     
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  43. beist

    beist Hyperbolist
    Donor

    what was the retention offer?
     
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  44. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    we carry two as a household

    think we're dropping one if not both, makes more sense as delta loyalists to focus on delta branded amexes with all the changes
     
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  45. Whammy

    Whammy Donde es
    Donor
    Alabama Crimson TideVanderbilt CommodoresNew Orleans SaintsChicago BlackhawksAtlanta United

    Dropping mine as well....have the business version and my wife has the personal delta reserve. Just excessive for duplicative benefits. Dropped my gold personal amex as well, saving $1k in renewal fees this year

    Would spring for it again if they do the 150k point offer
     
    #15795 Whammy, Feb 16, 2024
    Last edited: Feb 16, 2024
    Baseballman86 likes this.
  46. COVIDiskilingme79

    COVIDiskilingme79 Well-Known Member
    Donor
    Florida GatorsChicago Cubs

    I was so excited to drop mine last year. A month before I was going to cancel it I cracked a windshield in a rental car on the way to Banff.

    Now I'm so excited to drop it this year.
     
  47. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    What’s the typical retention bonus offer on the platinum?
     
  48. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Seems to vary
     
  49. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    15k points for 3K spend
     
    beist likes this.
  50. Baseballman86

    Baseballman86 Well-Known Member
    Alabama Crimson TideAtlanta BravesAtlanta Falcons

    Sounds similar to us. We have around $2K in total annual fees across all cards, so dropping this one definitely makes a difference