Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsDetroit Red WingsGeorge Washington Colonials

    JFK is over crowded but the speakeasy is fun
     
  2. BellottiBold

    Donor
    Oregon Ducks

    I've never been there later than like 7 am, so haven't been able to check it out
     
  3. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    The brand new one in Atlanta. The decor inside is nice
     
  4. LeVar Burton

    LeVar Burton Knee deep in a dynasty, ROLL TIDE!
    Kansas JayhawksAlabama Crimson Tide

    The one in DFW and Denver are nice! Charlotte left a little to be desired.
     
  5. EagleDuck

    EagleDuck Well-Known Member
    Donor TMB OG
    Oregon DucksSeattle MarinersPortland Trail BlazersSeattle Seahawks

    I thought LAX was pretty underwhelming.
     
  6. BellottiBold

    Donor
    Oregon Ducks

    I will say that at this point they all totally miss the mark for "relaxing." That ship has saaaailed.
     
    DuffandMuff likes this.
  7. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Sapphire bonuses end tomorrow just fyi
     
  8. lewis

    lewis Well-Known Member
    Donor
    Georgia BulldogsAtlanta BravesAtlanta United

    Agree, but having a clean, private stall to take an airport shit in at 6am is soooo nice
     
    Lip, bigjrock and Han Solo like this.
  9. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Pooping in a lounge is the near top benefit they provide. But that goes for Delta Lounges or any of em
     
    Han Solo likes this.
  10. GoodForAnother

    GoodForAnother penny a point, ain’t no one keepin score
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    Delta Amex bonuses are increased rn. 95k for reserve and 85k for platinum through 7/17. Dm me for reserve referral if you want
     
  11. $P1

    $P1 Ball State #1
    Staff Donor TMB OG
    Michigan WolverinesChicago CubsLos Angeles LakersChicago BearsChicago BlackhawksBorussia DortmundWest Ham UnitedBall State Cardinals

    I'll piggy back on this for anyone need a Plat referral
     
    GoodForAnother likes this.
  12. GoodForAnother

    GoodForAnother penny a point, ain’t no one keepin score
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    I may actually hit you up myself, considering the personal platinum card to boost myself towards platinum status
     
    $P1 likes this.
  13. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Didn’t realize there was a sub, sub culture to bonus whoring.

     
    GoodForAnother likes this.
  14. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Always wondered about these. Most require direct deposit, but you can modify a $ amt into specific banks. Seems like a decent bit of manual work that is a bit more intensive
     
  15. Whammy

    Whammy Donde es
    Donor
    Alabama Crimson TideVanderbilt CommodoresNew Orleans SaintsChicago BlackhawksAtlanta United

    Delta Business Reserve offer up to 110k miles, lmk if interested
     
  16. GoodForAnother

    GoodForAnother penny a point, ain’t no one keepin score
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    I read up on this checking and savings account churn and it sounds like an unimaginable pain in the ass, no thanks
     
    steamengine likes this.
  17. bigjrock

    bigjrock Pillsbury Geauxboy
    Donor
    LSU TigersNew Orleans PelicansNew Orleans Saints

    Anyone have a referral for a SW personal card? I'm going to apply for this elevated bonus before it runs out.
     
  18. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    No idea of this will work since it’s from my southwest business card

    You've been referred! You can choose any Southwest Rapid Rewards Credit Card. Earn 85,000 bonus points with any Southwest Rapid Rewards personal Credit Card. Business Owners can earn 60,000 points with the Premier Business Credit Card or earn 80,000 points with the Performance Business Credit Card. I can be rewarded if you apply here and are approved for the card.

    https://www.referyourchasecard.com/226j/34L7CY41OB
     
    bigjrock likes this.
  19. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsDetroit Red WingsGeorge Washington Colonials

    I tried and got the 7-10 day message

    I think I’m supposed to call but don’t feel like it
     
  20. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Yea you might get approved even without calling, this thread has some experiences

     
  21. wolfpck

    wolfpck haters gonna hate
    Donor
    North Carolina State Wolfpack

    In case the business one doesn’t work..


    You've been referred! You can choose any Southwest Rapid Rewards Credit Card. Earn 85,000 bonus points with any Southwest Rapid Rewards personal Credit Card. Business owners can earn 60,000 points with the Premier Business Credit Card or earn 80,000 points with the Performance Business Credit Card. I can be awarded if you apply here and are approved for the card.
    https://www.referyourchasecard.com/226j/C8C9JBMXMD
     
  22. wolfpck

    wolfpck haters gonna hate
    Donor
    North Carolina State Wolfpack

    Just realized that’s the exact same referral, so you can disregard.
     
  23. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    Have a large landscaping purchase coming up and struggling to find a good bonus to target. Can’t do Sapphire or Venture. Might do Southwest under my wife since I’m not eligible for that for a few months.
     
  24. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Amex Delta cards are 95k. Lmk and I'll give you either plat or reserve.

    Amex Plat is 125
     
  25. bigjrock

    bigjrock Pillsbury Geauxboy
    Donor
    LSU TigersNew Orleans PelicansNew Orleans Saints

    Used and approved.
     
    Sportfan likes this.
  26. The_Baumer

    The_Baumer Go Mordecai!
    Donor

    I just got the Citi Strata Premier. 70k Thank You points.
     
    Jimmy the Saint likes this.
  27. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Here's Delta Reserve for 95k
    Apply for an American Express Card with this link. With your new Card, you could earn a welcome bonus and your friend could earn a referral bonus. Terms Apply. https://americanexpress.com/en-us/r...erican-express-card?ref=GREgOSP0BS&XLINK=MYCP

    Delta Preferred for 85k
    Apply for an American Express Card with this link. With your new Card, you could earn a welcome bonus and your friend could earn a referral bonus. Terms Apply. https://americanexpress.com/en-us/r...erican-express-card?ref=GREgOST6Ef&XLINK=MYCP
     
  28. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    Have you done a business card at all? I never had until April. Been all Chase Preferred/Reserve, Amex plat, Cap One Venture x etc.

    I opened the Chase Business Unlimited a few months ago when it was a 90k SUB. That is with a $0 AF. I was always hesitant with a business card but it was super easy.

    The referral for chase business cards right now is also massive at 40k. That drops down to 20k on 9/3/24. You could get one then refer your wife?

    NOTE: Do not get the Business Premier- those points can’t be transferred to the travel portal.

    Also- you need to have a Preferred/Reserve card in order to transfer the points to a travel partner.


    Earn 100,000 bonus points with the Ink Business Preferred® card or up to $1,000 bonus cash back with the Ink Business Premier® card, Ink Business Unlimited® card or Ink Business Cash® card. I can be rewarded if you apply here and are approved for the card.

    https://www.referyourchasecard.com/21q/KZSULWW6YO
     
  29. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    I need to start a "business" again and roll in these rewards. The spending limit dropping down from 15k to 8k makes it a little more manageable
     
    DuffandMuff and Sportfan like this.
  30. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    Chase offers has a $20 off YoutubeTV subscription this month for anyone that has it. Saw it on a couple of my cards.
     
  31. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    If you have Amex Platinum you need to make sure you sign up for Walmart+. They’re running free 3-6 month promos of Showtime, Youtube premium and more.
     
    beist likes this.
  32. GoodForAnother

    GoodForAnother penny a point, ain’t no one keepin score
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    You do not need to start a business to do this fwiw
     
    Jimmy the Saint and Sportfan like this.
  33. GoodForAnother

    GoodForAnother penny a point, ain’t no one keepin score
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    I also have an Ink referral if you like me more than DuffandMuff


    Earn 100,000 bonus points with the Ink Business Preferred® card or up to $1,000 bonus cash back with the Ink Business Premier® card, Ink Business Unlimited® card or Ink Business Cash® card. I can be rewarded if you apply here and are approved for the card.

    https://www.referyourchasecard.com/21q/RAYL7QBTOX
     
  34. beist

    beist Hyperbolist
    Donor

    I dismissed the Walmart+ benefit entirely when I first signed up but its actually something I get a ton of use out of.
     
    Sportfan likes this.
  35. COVIDiskilingme79

    COVIDiskilingme79 Well-Known Member
    Donor
    Florida GatorsChicago Cubs

    A lot of times I go with Walmart over Amazon because I know I'm not getting a counterfeit item since it's coming directly from the store.
     
  36. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    That is why I used quotes.

    Do you even run a message board?
     
  37. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsDetroit Red WingsGeorge Washington Colonials

    Yep. I was approved.
     
    Sportfan likes this.
  38. Lip

    Lip Well-Known Member
    Donor
    Michigan State SpartansDetroit LionsDetroit Red WingsGeorge Washington Colonials

    he runs a “message board”
     
    Where Eagles Dare likes this.
  39. GoodForAnother

    GoodForAnother penny a point, ain’t no one keepin score
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    not really no
     
  40. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    It shows. Smh
     
  41. Name P. Redacted

    Name P. Redacted I have no money and I'm also gay
    Donor
    Kansas State WildcatsSeattle Kraken

    Show some respect, you’re talking to the owner of a LLC
     
  42. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    *an
     
  43. Name P. Redacted

    Name P. Redacted I have no money and I'm also gay
    Donor
    Kansas State WildcatsSeattle Kraken

    Ofa llc
     
  44. GoodForAnother

    GoodForAnother penny a point, ain’t no one keepin score
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    GoodForALLC
     
  45. BellottiBold

    Donor
    Oregon Ducks

    But is he a founder
     
  46. Name P. Redacted

    Name P. Redacted I have no money and I'm also gay
    Donor
    Kansas State WildcatsSeattle Kraken

    Only thing he’s found is a bollard up his ass
     
  47. Det. Frank Bullitt

    Det. Frank Bullitt God Bless Texas
    Donor TMB OG
    Texas LonghornsManchester United

    Points and miles cautionary tale:

    Pre marriage I did a lot of travel. We did a moderate amount (including honeymoon in Tahiti at Conrad Bora Bora on pts) after marrying but before kids came along.

    Long story short, I have thousands of dollars worth of points and spartan opportunities to redeem given current work/life/kids balance.

    I now have ~$6k worth of Chase UR points and $2k worth of MR plus which will end up being redeemed on stupid stuff like gifts and Home Depot gift cards while these miles and point types get further devalued.

    in b4 First World Problem.
     
    comrade static likes this.
  48. Jimmy the Saint

    Jimmy the Saint The future is a benevolent black hole
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersPhoenix Rising

    I'm in a similar position but I'm just going to hold onto them/continue to accumulate for when we do travel more. Why waste them on "stupid stuff" if you don't feel like you're getting value out of those redemptions? Even if they devalue travel is still ultimately free when you use them even if it's less than what you think you should be getting out of them.
     
    Lip and Han Solo like this.
  49. Lyrtch

    Lyrtch My second favorite meat is hamburger
    Staff Donor

    That's why you don't have kids