Moments like this I’m happy to have like 15% of my portfolio in SCHD. Now the other 95% of the time I’m cursing it for lagging so far behind QQQ.
been managing my parents money for 3 years now. finally liquidating their last annuity good time to buy vti
Yea, figured that would be the prevailing response itt. So what you’re saying is sell sell sell got it thanks
I have a managed fund that’s about 50% stocks and the other half bonds. They asked if I’d like to dump X amount of liquid dollars in provided I don’t need a portion over the next 12-24 months. I know you can’t time the market but it sure seems the next 4-6 weeks may be a bad time to buy anything. No?
Yay time to avg down is more of my response because I don’t foresee needing to sell any of my brokerage assets for like 30 years as Lyrtch said
I will have invested 60k into retirement by April 15th. I just invest in ETFs because individual stocks are largely losers comparatively in a retirement time horizon.
I have Apple I bought when I started investing in a Roth almost ten years ago. Otherwise I’ve gotten out of individual entirely other than my 401(k) match that is paid out in company stock.
Just curious what ETFs do you hold? Most of my retirement right now is either in a Target Date from my old job, or an S&P type index fund. With the future or demise of the country I’ve been thinking I should diversify if possible. Or maybe just start spending the money while I can because I might not see it in 30 years lol
SCHG/SCHB/SCHD, ITOT, VTSAX/VIGAX/VDIGX because of retirement account offerings. Largely am ~60% growth ETFs, ~30% broad market, ~10% dividend yield
Noticeable lack of international there. I've been on that train but am in the process of moving to 15% intl
I was in a Schwab international fund for ~5 years maybe 10-15 years ago and it just always lagged behind these others so I divested.
Same experience for me. I've moved all intl over to VT and VXUS. I'm not expecting much, really just trying to hedge my bets to a small degree.
I got a nice commission check Friday and didn’t buy shit so now it’s effectively like 1.5% larger. #lifehack
I enjoy putting some of my money in individual stocks. Makes for a fun hobby. Got about 15% of my invested money in stocks. Totally understand people avoiding that though. It takes more time to manage than ETFs/Funds.
We learned he isn't kicking the can on tariffs again Wall Street positioned itself as if they wouldn't happen so has to unwind that risk
I know they say not to guess the markets but I rolled all my 401k into a 2020 fund last week which should be more heavy in bonds then the market, hopefully it pays off :fingerscrossed:
I also did it about a month before the pandemic but missed some of the bounce back so it was probably a wash. The bad part is I have no idea when to get back in this time either so you’re probably making the right call.