Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. CF3234

    CF3234 Fan of: Bandwagons
    Donor TMB OG
    Miami HurricanesMiami MarlinsMiami DolphinsFlorida PanthersTiger WoodsGame of ThronesMiami Heat

    I hit the sign up button on my chase account for Priority Pass. What's next?
     
  2. Det. Frank Bullitt

    Det. Frank Bullitt God Bless Texas
    Donor TMB OG
    Texas LonghornsManchester United

    FWIW - PP's from Chase now support e-card access through the app, instead of having to travel w/ physical card.
     
    Where Eagles Dare likes this.
  3. Det. Frank Bullitt

    Det. Frank Bullitt God Bless Texas
    Donor TMB OG
    Texas LonghornsManchester United

    Chase, Citi and US Bank Commit to Keeping Priority Pass Restaurant Access
     
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  4. tjsblue

    tjsblue I was right at the time
    Donor

    have been to the same place in the same airport. I would never do such a thing, but if you happened to be on a company trip, you would get the bill and charge it to the company as part of your travel meals but the card essentially gives you that for free. I could see others doing something like that. I have heard some people that travel frequently by air, do it because of work and not for fun on their own.
     
  5. Jimmy the Saint

    Jimmy the Saint It's like the Weimar Republic in that place
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersUnited States Men's National Soccer TeamPhoenix Rising

    Ended up getting delayed in New Orleans. They cancelled it so early it had pretty much no effect other than having to burn an extra day of PTO.

    Thanks for dinner, breakfast, and hotel, Chase.
     
    phunkybuck, EMAW FC, TAS and 2 others like this.
  6. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    As a Business Travel & Expense Reporting analyst this makes my butt itch
     
  7. tjsblue

    tjsblue I was right at the time
    Donor

    Exactly.
     
  8. Jimmy the Saint

    Jimmy the Saint It's like the Weimar Republic in that place
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersUnited States Men's National Soccer TeamPhoenix Rising

    I guess this is less of a gray area if you do per diems?
     
  9. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    yeah def get your free money if it's a flat per diem.

    we have a daily $ limit on meals but only pay back the card for amounts charged for meals. employees don't get to pocket the difference
     
  10. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    I had a few friends who worked at Deloitte who had a flat per diem. It was definitely a nice perk for them as they weren't into splashing a lot of cash for meals.
     
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  11. Jimmy the Saint

    Jimmy the Saint It's like the Weimar Republic in that place
    Donor
    Penn State Nittany LionsGreen Bay PackersChelseaHartford WhalersUnited States Men's National Soccer TeamPhoenix Rising

    That’s how it was when I worked in Big Four accounting.

    I was on a long-term engagement in upstate NY and they let us “meal average” for the week. Used to eat “modestly,” kill it Thursday night, and have enough left to order some takeout when I got home Friday to last me through the weekend before I had to go back. I didn’t go to the grocery store for 2 months.
     
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  12. BayouMafia

    BayouMafia this that slumdog millionaire Bollywood flow
    Staff Donor
    FulhamLSU TigersNew Orleans SaintsTexas Rangers

    If I'm traveling with someone and guest them in to a lounge I'll expense the $32 PP guest fee. I'm not going to leave them hanging while I go to the lounge, and I figure it's cheaper than the two of us going to an airport restaurant.
     
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  13. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    This makes sense to me too
     
  14. Sportfan

    Sportfan From Six to Dumptime

    Anything special with Southwest cards right now? Essentially lost all my status last year and have a new job and I’ll be flying SW a lot it seems. Need to get to A-list ASAP don’t really care about companion.
     
  15. laxjoe

    laxjoe Well-Known Member
    Donor
    Notre Dame Fighting IrishNational LeagueAvengers

    40K when you spend $1k in 3 months for southwest priority rewards card. here's a referral if you go that route
    Earn 40,000 points with the Southwest Rapid Rewards® Priority Credit Card. I can be rewarded too, learn more.
    https://www.referyourchasecard.com/255/6BQTQPQS75

    but, this one for rapid rewards plus is offering 60K points. says it goes towards companion pass, but not sure about A-list, but I'd imagine it would
    https://creditcards.chase.com/a1/so...V2LbACh3kKQ9PEAAYASAAEgIEu_D_BwE&gclsrc=aw.ds

    edit: all 3 options are available with that second link. just have to spend $2k in 3 months
     
    Sportfan likes this.
  16. Sportfan

    Sportfan From Six to Dumptime

    Yea little concerned they aren’t Tier Qualifying Points and thus you can get companion without being close to A-List.
     
  17. ohhaithur

    ohhaithur e-Batman
    Donor

    No cards but email them. Lots of people get one time passes for returning status they previously had
     
    Sportfan likes this.
  18. Sportfan

    Sportfan From Six to Dumptime

    You mean a one flight A list upgrade or the ability to get back to A list status for the year? Latter seems absurd but would be awesome.
     
  19. ohhaithur

    ohhaithur e-Batman
    Donor

    The latter. Lots of airlines/hotels do it but I don't think SW is one of them. They understand life happens and you might have a kid and miss qualifying for a year so they give you a one-time exemption

    Well they have status matching for sure, so do that before you have three flights coming up
     
  20. LSU90

    LSU90 Well-Known Member

    Been out of town with the wife so catching up reading the last few pages. A lot have had questions regarding CIP's. I have gotten CIP1, CIP2, and CIP3 for myself and for my wife. I plan on applying and getting CIP4 tomorrow. Two things matter for this: 1) Velocity of applications 2) Income to Chase CL ratio (prefered under 50%). You do not need to vary your name or SSN/EIN. Apply with your first and last name for everything including business name and just use your SSN. You should not have any issues.
    As long as you are under 5/24 there is no reason not to just continuously get this card.

    Earn 80,00 bonus points with Chase Ink Business Preferred. I can be rewarded, learn more.
    https://www.referyourchasecard.com/21/HFWNVTCCIC
     
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  21. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
    Donor
    Clemson TigersAtlanta BravesTiger Woods

    AMEX Platinum just came thru in the clutch. We're at a resort and the only nice restaurant here is "booked solid". We didn't make reservations bc of reasons ...walked up to the hostess and the restaurant is maybe 3/4 full. Get turned away. First time ever happening. Literally 5 minutes after I call concierge, we walk back up.
     
  22. ohhaithur

    ohhaithur e-Batman
    Donor

    :laugh:

    Did she remember you?
     
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  23. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
    Donor
    Clemson TigersAtlanta BravesTiger Woods

    Yea. I said this is awkward...im sorry, we really need to eat and this is the only nice restaurant here. Followed by awkward silence. My wife said "were ready now" same time tomorrow night.......if you have it available.... Im sure you do ". Wow. Power move from a 5'2" woman.lol
     
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  24. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington RedskinsAtlanta United

    Good info. I've got #1, I guess I'll hit up #2 this month. It'll be 2 months out
     
  25. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
    Donor
    Clemson TigersAtlanta BravesTiger Woods

    The wine here is absolutely an abomination.


    I just ran back to the room and grabbed a $50 bottle of cab and brought it back.
     
  26. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington RedskinsAtlanta United

    Where are you?
     
  27. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
    Donor
    Clemson TigersAtlanta BravesTiger Woods

    Chateau Elan. You been ?
     
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  28. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    You’re at a :airquote:resort.:airquote:
     
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  29. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
    Donor
    Clemson TigersAtlanta BravesTiger Woods

    Air quotes confirmed. Winery / Vineyard in GA. The rooms are really nicely though. So is the golf course.
     
  30. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington RedskinsAtlanta United

    Oh God no.

    I don't need a shitty winery. Were they selling thier own wine??
     
  31. Tecumseh

    Tecumseh Well-Known Member
    Cleveland BrownsOhio State Buckeyes

    You're five minutes from my house. Wave as you drive by.
     
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  32. PCH

    PCH 2017 & 2019 National Champions - Clemson Tigers
    Donor
    Clemson TigersAtlanta BravesTiger Woods

    Of course. It's a legit Vineyard. I've had better stuff for $3.99 at Kroger. But, the place is very relaxing.
     
  33. EdmondDantes

    EdmondDantes Both winner in league and apparently at life, haha
    Staff Donor TMB OG
    Nebraska CornhuskersDenver Nuggets

    how long does it usually take for your 50,000 bonus points to hit your account once you've met your spend requirements with the sapphire reserve
     
  34. Houndster

    Houndster Ball don't lie
    Staff Donor

    Should be your next statement date
     
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  35. CF3234

    CF3234 Fan of: Bandwagons
    Donor TMB OG
    Miami HurricanesMiami MarlinsMiami DolphinsFlorida PanthersTiger WoodsGame of ThronesMiami Heat

    ohhaithur fiance tried to do the CSR double dip but was denied on the CSP part of it this morning. I think the problem was that opened a new tab in her incognito browser instead of opening up a fresh incognito window. Is there a fix at this point or is it game over for her as well?
     
  36. Russellin4885

    Russellin4885 Well-Known Member
    Donor

    So this is applying at the same time for the CSP and CSR? What's the benefit of doing this?
     
  37. Russellin4885

    Russellin4885 Well-Known Member
    Donor

    Finally got my dad's approval for his first CIP card, just did the business ink with his personal info(Only a $5,000 credit limit which is interesting given his income and credit score) I guess the move now is to start referring himself to the businesses? There's 4 total businesses so I guess if it works out for all of them he could be sitting at about 500,000 points when they all clear. I'd imagine that's plenty for his Hawaii trip. Thanks for the help guys!
     
    TAS likes this.
  38. CF3234

    CF3234 Fan of: Bandwagons
    Donor TMB OG
    Miami HurricanesMiami MarlinsMiami DolphinsFlorida PanthersTiger WoodsGame of ThronesMiami Heat

    double signup bonus
     
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  39. ohhaithur

    ohhaithur e-Batman
    Donor

    Nope, game over
     
  40. Russellin4885

    Russellin4885 Well-Known Member
    Donor

    Makes sense. I was googling it and thought it was saying they would only honor one of the signup bonuses so couldn't think of any other benefit.
     
  41. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    You were smart enough to not call into CHase unlike someone I know who did precisely that - trying to get a recon on the rejected app and getting a review on the rest of your accounts!
     
  42. CF3234

    CF3234 Fan of: Bandwagons
    Donor TMB OG
    Miami HurricanesMiami MarlinsMiami DolphinsFlorida PanthersTiger WoodsGame of ThronesMiami Heat

    did she get denied because she didn't open a new incognito window?
     
  43. ohhaithur

    ohhaithur e-Batman
    Donor

    Probably
     
  44. NC Wolfpack

    NC Wolfpack Go Pack Go
    Donor
    North Carolina State WolfpackGreen Bay Packers

    After reading the first post, I do have a question regarding the Chase CC options. Looking to add a card to my fiancés wallet and I leaning to the Chase Sapphire Preferred compared to the Reserve, but the post on page 1 makes me think I should go Reserve. Is the Reserve really worth the $495 fee?
     
  45. laxjoe

    laxjoe Well-Known Member
    Donor
    Notre Dame Fighting IrishNational LeagueAvengers

    Yes it's worth it. It's effectively $150 annual fee after the $300 credit. Plus the sign up bonus and 3x points in travel, food, etc.
    https://thepointsguy.com/guide/chase-sapphire-reserve-review/

    It's been a while since in looked at CSP so I don't remember the specific benefits on that card, but I think generally speaking, CSR is worth it.
     
  46. BellottiBold

    Donor
    Oregon Ducks

    So we talking the chase arbitration agreement in here or nah?
     
  47. ohhaithur

    ohhaithur e-Batman
    Donor

    We can. They claim we won't get shut down if we opt out
     
  48. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
    Donor
    Chicago CubsLos Angeles ChargersTexas Tech Red Raiders altCoors Light

    Haven’t heard about this - Cliffs, plz
     
    PCH likes this.
  49. TAS

    TAS 20_ _ TMB Poster of the Year
    Donor

    Maybe not right away :ohdear:
     
  50. CoastalOrange

    CoastalOrange Well-Known Member
    Donor
    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    Sent the letter today opting out. Maybe I should have checked in here first.