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Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.
makes sense why I got denied about 2 weeks ago or so when I applied for another CIP
Just got an email that the CSP has 3x points on grocery store purchases through June 30
$1,000/mo on groceries seems like an awful lot.
edit: wasn’t thinking of families of 4+ in this instance
Is it 5x or 3x on CSR groceries? And is this targeted? I haven’t gotten an email.
5 on csr, 3 on csp. Should be everyone
don’t forget booze too
Please think about the travel bloggers at times like these. They need us more than ever.
So I guess now that my Chase train is temporarily on hold what is the next recommended non-Chase card? I have only churned Chase cards so anything is on the table for me.
Barclay's is the next most inquiry sensitive bank
AMEX charge cards or business cards might be nice for ya too though. See if you prequalify for the Amex Platinum 100k/125k offers
I feel so sorry.
Narrator: he doesn’t
Do you know more about what is going on with Chase? From what I read most think its temporary through these times and basically that they clamped down on small biz card applications unless you have an biz account with them when significant capital.
I think the CIP5 train is dead. Y'all are not profitable and they have no reason to open that back up
they won't give him free money anymore
Amex (IMO) is the BEST CC issuer overall
In terms of what?
Correct. I'm an A+ borrower and they cut me off after 1 fucking card
Aspire gang, some good news
CSR>Aspire for supermarkets but that resort credit helps...wish they'd do the same with airline incidental
Why not both.jpeg
I mean I guess I can take advantage of the 1000 Hilton points I'll get in July
That's gotta be worth a few snacks
Customer service, spending categories (Gold mainly), App/website
This might be a dumb question, but how soon after a closing on refinance am I good to go on applying for cards again? Closing is Wednesday Afternoon, Is anytime after that open season? been out of the game for months, and have a bunch of wedding expenses coming up the next few weeks I would like to go towards bonuses.
Once you have closed and everything is done then you are good to go. Depending on the card you want and all that just realize that some of companies have changed their application requirements and what not due to everything going on.
Would not suggest this, but as a couple people have talked about cashing out their rewards, maybe this would help:
CSR holders now get 1.2 cpp at Apple
I’ve been looking at getting a Nike Apple Watch so may take advantage of this
Wife has been badgering me about getting some airpod pros so might as well drop 20k points on some. fuck it.
They'll probably make her happier than a slightly nicer hotel so yolo
So Chase just announced some temporary benefits for the sapphire line for what sounds like the remainder of the year.
1.5x cashout (reserve) and 1.25x (preferred) on grocery stores, home improvement stores, and dining. Can apply as a statement credit.
Back to $450 annual fee
$300 travel credit will accept grocery stores and gas stations
I assume for the most part its a no brainer to apply at least some of your stash to the reserve 1.5x cashout right?
Hope nobody bought airpods
I'm going to use all my UR I think
Instead of 1.5 through the portal, you can just cash your points out at the same rate?
Through statement credits only. You can't just send them to your bank
I read the article now. Statement credits for some purchases like dining, groceries, and gas. Would be great if I wasn’t trying to hit spends on other cards.
I'd suggest going to your supermarket and buying a $1000 amazon gift card or something
(what if one also bought an apple watch?)
Enjoy the fact that you got the extended protection from using the card
A 1.5cpp cashout? The Lord is testing me.
Today I learned . . .
This may move up the time that I try to remodel my kitchen and buy appliances.
So what do we think the motivation is here from Chase?
Goodness of their hearts. Banks are always looking out for their customers!
Create a net operating loss that they can carry back to a 35% rate year. I'd bet money on it.
Cut loses from the surge in travel redemptions once people can travel?
I'm not seeing the 1.5 to statement credits as an option in the portal...anyone got a screenshot of where it's at?
Nevermind, I learned to read:
Valid from May 31 through September 30, they’ve added additional categories for a simple statement credit to offset purchases in these categories: