Do/Did You Have Student Loans?

Discussion in 'The Mainboard' started by Truman, Nov 17, 2020.

?

Student Loans?

  1. No

  2. Yes - 100% Paid off

  3. Yes - I'll be able to pay them off in 2-4 years

  4. Yes - I doubt I will be able to pay them off before Texas is actually back

Results are only viewable after voting.
  1. Truman

    Truman Well-Known Member
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    See Poll
     
  2. Nelson

    Nelson Can somebody please get Ja Rhule on the phone
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    Will Texas be back by the time I die
     
  3. Doc Louis

    Doc Louis Well-Known Member
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    Undergrad, no. Grad school, yes.
     
  4. ashy larry

    ashy larry from ashy to classy
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  5. steamengine

    steamengine I don’t want to press one for English!
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    Yes, paid them off. And that is why I don’t think others should get a free pass.
     
    Kylebw1, og, 2 and 27 others like this.
  6. ashy larry

    ashy larry from ashy to classy
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    undergrad 20k
    graduate school 50k

    attended my state’s flagship uni and work for said state. graduate school made me minimally qualified for my field.

    shit is crippling. pls hlp
     
  7. Constant

    Constant Meh
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    I do not have student loans. But I do have children who have student loans. And I work in an industry (housing) that has been significantly artificially depressed by the inability of an entire generation to form households at the rate they would be if that capital was freed up.
     
  8. fsugrad99

    fsugrad99 I'm the victim here
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    Forgive loans

    But never forget
     
  9. $P1

    $P1 Ball State #1
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    about 175k worth...on track for 10 more years of payments About 75k would be eligible for government forgiveness (if personally eligible) That would be ~$500/month right back into the economy
     
  10. ashy larry

    ashy larry from ashy to classy
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    STOP THE COUNT!!!

    -me when i see that interest feasting
     
  11. NP13

    NP13 MC OG
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    Finished them off in June
     
  12. BuckeyeRiot

    BuckeyeRiot Team Nicki
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    Gonna have a whole mouth full of gold teeth to bite into those PB & mayo sandies.
     
  13. Futureman

    Futureman Check you later kemosabe
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    I paid off $78,000 literally this year. I’m absolutely for cancellation of student loan debt. It’s not some right of passage, it’s predatory lending shrouded in the guise of “well if you didn’t want it you should have never signed for it.”
     
  14. bro

    bro Hey Hermano
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    please don't remind me about my loans. thanks
     
    MODEVIL, Jax Teller, Marbles and 2 others like this.
  15. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Michigan Wolverines

    Wife had $200k+ that she paid off a few years ago
     
    Big Meech and Bo Pelinis like this.
  16. BuckeyeRiot

    BuckeyeRiot Team Nicki
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    I had minimal loans when I graduated after working full time and taking 6.5 years to get my degree. My tuition doubled over the course of those 6.5 years so I can only imagine what tuition would be at now for my shitty MAC school.
     
    dukebuckeye and Hatfield like this.
  17. fsugrad99

    fsugrad99 I'm the victim here
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    I had 67K from FSU undergrad, Texas grad school.

    Worked a six-month full-time project on top of my full-time job for the express intent of knocking the 36K left on it and closed it out in April.

    Others not having to do that would be fucking awesome.
     
  18. tylerdolphin

    tylerdolphin My spoon is too big
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    Yes.

    Which especially sucked since I didn't even get a degree. Only like 20k-ish though so I knocked them out pretty quick.
     
    Marbles and Futureman like this.
  19. rv12

    rv12 Cowabunga
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    Finished paying mine off right before COVID hit. The argument that "I had to pay mine back so others should as well" just reeks of privilege and ignorance to the systems that have marginalized and overburdened way too many.
     
  20. bigred77

    bigred77 Well-Known Member
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    Nice humble brag about marrying a doctor
     
    Baron likes this.
  21. ohhaithur

    ohhaithur e-Batman
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    Paid back, still want the rest of you to get your debt cancelled
     
  22. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Michigan Wolverines

    Law school drop out.

    Thank god I'm a billionaire so she could pay off her loans entirely with her salary
     
  23. Emma

    Emma Now for wrath, now for ruin, and the red dawn.
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    Yes, shit sucks, but then I remember that I didn't take college all too seriously until I realized its consequence
     
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  24. killerwvu

    killerwvu Restoring WVU's E-Rep 1 Post At A Time
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    Yes. 30k for me and 60k for wife. Paid off about 18k of hers that weren't part of the government suspension so hope that continues if it's not forgiven

    That 60k will be eligible for forgiveness in 5 years so that's nice
     
    sam shakusky likes this.
  25. blind dog

    blind dog wps
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    I was on full scholarship, had a job & my parents paid my rent. Still got student loans bc I'm a fucking moron that wanted to live my best life. Finally paid off a few years ago.
     
  26. Fusiontegra

    Fusiontegra My life is dope and I do dope shit.#SparedByThanos
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    No. Joined the military straight out of high school and they paid for it.
     
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  27. Bo Pelinis

    Bo Pelinis I've seen shit that'll turn you white!
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    I paid 3k/mo for 3 years right out of school when I was making nothing just to get them done. Was basically every extra dollar I had. Lived super super super poor. People not having to do that would be great because it sucked bigly.
     
  28. HotMic

    HotMic Insider
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    Your loans are never paid off when you graduated from the school of hard knocks like I did!
     
  29. steamengine

    steamengine I don’t want to press one for English!
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    The loans for people who didn’t actually get anything out of their degree or those who didn’t finish but are still tied to high rate paybacks from predatory practices is something the freedom crowd typically doesn’t consider.
     
    Aurelius, RegimentML, and 7 others like this.
  30. BrickTamland

    BrickTamland You're not Ron...
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    She accrued $200,000 in debt towards a degree she didn’t complete?
     
  31. The Banks

    The Banks TMB's Alaskan
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  32. fucktx

    fucktx ruthkanda forever
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    i paid mine off in about 5 years

    started my career and worked a side job on nights and weekends

    shit was awful
     
  33. Bruce Wayne

    Bruce Wayne Billionaire Playboy
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    Michigan Wolverines

    :shrug:
     
  34. dblplay1212

    dblplay1212 Well-Known Member
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    You realize I'm in favor of them being forgiven, right?
     
  35. Redav

    Redav One big ocean
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    I do not have any student loan debts and am all for it being cancelled for those that do.
     
    BWC and ashy larry like this.
  36. Festus McBadass

    Festus McBadass Cool ass dog and 5 star recruit
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    No. GI bill paid for my degrees.
     
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  37. BrickTamland

    BrickTamland You're not Ron...
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    Florida State Seminoles

    upload_2020-11-17_11-18-2.jpeg
     
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  38. tylerdolphin

    tylerdolphin My spoon is too big
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    I was lucky to get out as cheap as I did. But I do wonder all the time how much further ahead I could be if I didn't spent a few years dicking around in college accumulating debt instead of making money.

    Then again I'd have probably not done anything smart with debt free money I would have made in my late teens and early 20s anyway.
     
    steamengine likes this.
  39. Snakes

    Snakes stubbornly litigious
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    Married into about $30K of grad school debt so I checked yes.
     
    Bruce Bowen likes this.
  40. FadeMe

    FadeMe Well-Known Member
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    I have student loads that I'm paying on. I don't think they should be forgiven. But if there is a convincing and compelling argument for why it should be done, then I'd consider changing my stance. I think the educational system failed a bunch of kids by pushing them into this situation, but I don't know that is enough to justify erasing trillions of dollars of debt.
     
    Big Meech and steamengine like this.
  41. Iron Mickey

    Iron Mickey a guy who posted here like five years ago hates me
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    same same
     
  42. rv12

    rv12 Cowabunga
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    Similarly, I'd like to hear why you think they shouldn't be forgiven.
     
    Jax Teller, Iron Mickey, ARCO and 4 others like this.
  43. tylerdolphin

    tylerdolphin My spoon is too big
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    Think of it as a giant stimulus that directly targets some of the people who could use a stimulus and energize the economy the most.

    Beats the hell out of giving a trillion dollars to rich people.
     
  44. fucktx

    fucktx ruthkanda forever
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    just give everyone 50k to do what they please

    who gives a fuck money is meaningless
     
    Hatfield, , Iron Mickey and 4 others like this.
  45. The Banks

    The Banks TMB's Alaskan
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    Not til 2022 for some odd reason.
     
    #45 The Banks, Nov 17, 2020
    Last edited: Nov 17, 2020
  46. Taques

    Taques please dont put in the newspaper that i got mad
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    yes because dental school is a scam lmao

    but at least they are federal loans
     
  47. Skiddly

    Skiddly Well-Known Member
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    My parents loaned me the money for my degree, which obviously wouldn't be forgiven by the gubment. Whoops.
     
    Daniel Ocean likes this.
  48. The Banks

    The Banks TMB's Alaskan
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    And it’s something that could get done on day 1 of Biden’s presidency without having to rely on the senate and Mitch McConnell.
     
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  49. i am a bammer

    i am a bammer Ben Eblen>Jamychal Green
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    First 4 years of undergrad I only had to take out loans for living (no money from parents). Grad school I got paid to do. The 5th year of undergrad cost as much as the first 4 combined.
     
    Iron Mickey likes this.
  50. PJP3

    PJP3 Well-Known Member
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    Borrowed $360k for dental school, was 420 by the time I graduated with interest. Only about 170k left which I plan to pay off in next two years. By the time I pay them off I will have paid around $750k. If there is a forgiveness, even the day after I pay them off, I'm 100% for it. Fuck how student loans and the ridiculous interest put people in the hole for decades.