The TMB Insurance Thread

Discussion in 'The Mainboard' started by GoodForAnother, May 30, 2023.

  1. Detlef Schrempf

    Detlef Schrempf Back to Back to Back AAU National Champs
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    Not familiar with Mass, if you were in a historically higher risk market they might use it as an excuse to quiet quit you for lack of a better term I just don’t know about Ma tbh.
     
  2. goheels10

    goheels10 Well-Known Member
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    Yea this worked. Lol
     
  3. GoodForAnother

    GoodForAnother the antithesis of everything Paddington stands for
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    Let’s not get any funny ideas guys
     
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  4. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    Having a standing policy of denying claims as aggressive as possible even wrongfully might have come back around on him
     
  5. Dildo Dawgins

    Dildo Dawgins Well-Known Member
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    Its time for billionaires and CEOs to fear for their lives in public.
     
  6. tylerdolphin

    tylerdolphin My spoon is too big
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    I'm not saying it's ok to gun people down in the street. But if people are gonna get gunned down in the street it may as well be health insurance executives IMO

    This would make a good thread actually
     
  7. dump bueckers

    dump bueckers paige bueckers stan account
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    insurance people better be on the lookout now :warn:
     
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  8. ashy larry

    ashy larry the egg bar is coveted as fuck
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    was wondering where this story would pop up on here. figured the FAFO thread
     
    double RL and dump like this.
  9. GoodForAnother

    GoodForAnother the antithesis of everything Paddington stands for
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    hey man property and casualty guys are cool. we just want to protect your home
     
  10. ashy larry

    ashy larry the egg bar is coveted as fuck
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    ACAB includes property and casualty sorry GFA I don’t make the rules
     
  11. dump bueckers

    dump bueckers paige bueckers stan account
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    how many claims have you denied lately
     
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  12. GoodForAnother

    GoodForAnother the antithesis of everything Paddington stands for
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    none since June when I stopped working in claims
     
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  13. Chumbolone

    Chumbolone Wigglin’ my toes on a mink rug…
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  14. Chumbolone

    Chumbolone Wigglin’ my toes on a mink rug…
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  15. hood b. goode

    hood b. goode shytposter
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    Honestly. Im there as well. Corporate greed is unconscionable.

    And the political class isnt far behind.
     
  16. dump bueckers

    dump bueckers paige bueckers stan account
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    Never been prouder to be an American until today tbh
     
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  17. dump bueckers

    dump bueckers paige bueckers stan account
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    And on the same day this guy gets his comeuppance, BCBS in Missouri, Connecticut, and New York will start denying full coverage on anesthesia for all procedures
     
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  18. Rick

    Rick You da man
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    When it comes out the shooter lost a family member due to some sort of denial of coverage, I think we will see the shooter walk.
     
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  19. Tommy Jefferson

    Tommy Jefferson Well-Known Member
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    I’ve been reading comments on this event here, Reddit, and Bluesky. I don’t know if it’s necessarily surprising, but just interesting, that there hasn’t been a single “what about his family” or “murder is bad” white knights. Just unanimous LOL and “sorry, coverage denied” everywhere. Haven’t seen this for a death since Osama
     
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  20. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    medicare for all needs to get a come back

    americans are ready now
     
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  21. Lyrtch

    Lyrtch My second favorite meat is hamburger
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  22. Name P. Redacted

    Name P. Redacted I have no money and I'm also a robot
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    That’s not what they announced they’re doing dump.
     
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  23. Name P. Redacted

    Name P. Redacted I have no money and I'm also a robot
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    Shinzo Abe had a lot of good content but yeah good point
     
  24. DrTomOsbourne

    DrTomOsbourne Fully Husked
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    Viva la revolution
     
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  25. hood b. goode

    hood b. goode shytposter
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    US healthcare and the NCAA might be the only non partisan issues out there

    Hated by all sides
     
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  26. lomcevak

    lomcevak The suck zone
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  27. Deep dirt

    Deep dirt Well-Known Member
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    Can we get a “super-like” or allow multiple likes of posts please?
     
    dump likes this.
  28. dump bueckers

    dump bueckers paige bueckers stan account
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    Bootlicker

    Blue Cross Blue Shield in Connecticut, New York and Missouri has declared it will no longer pay for anesthesia for the full length of some surgeries.

    It the procedure goes over a certain time, anesthesia will not be covered for the duration.
     
  29. Name P. Redacted

    Name P. Redacted I have no money and I'm also a robot
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    You're such a dumbass sometimes.
    is it for all procedures or for the "overage" time of some procedures?

    outrage is fine just be factual
     
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  30. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    im too lazy to look but I imagine this is similar to hospitals getting umbrella payments for procedures where they don't get extra pay if people stay in the hospital longer, etc

    they've calculated the procedure time and they don't want to incentivize anesthesiologists to make procedures take longer
     
  31. Name P. Redacted

    Name P. Redacted I have no money and I'm also a robot
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    careful dump gonna call you a bootlicker
     
  32. Lyrtch

    Lyrtch My second favorite meat is hamburger
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    wouldn't be the first time
     
  33. GoodForAnother

    GoodForAnother the antithesis of everything Paddington stands for
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    A lot of the world pays in blocks based on the injury / procedure whereas we itemize everything, it’s a factor in how expensive our healthcare is
     
  34. Rick

    Rick You da man
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    The billed anesthesia time is almost entirely up to the surgeon.
     
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  35. dump bueckers

    dump bueckers paige bueckers stan account
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    He’s not called Matty Yglesias for nothing
     
  36. kinghill

    kinghill Cool American Flavour
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    It could be a button with text "dump this page" and it would like all posts on that page
     
  37. DuffandMuff

    DuffandMuff Well-Known Member
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    I like to think the shooter was an employee pissed off with a mandatory return to work mandate.
     
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  38. hood b. goode

    hood b. goode shytposter
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    #441 hood b. goode, Dec 4, 2024
    Last edited: Dec 4, 2024
  39. aisle seven

    aisle seven aka B.J. Wineglass
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    I’m guessing I’m missing a thread but I’m shocked this isn’t getting more traction here. Fascinating case.
     
    hood b. goode likes this.
  40. ned's head

    ned's head Well-Known Member
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    Life insurance question: is coverage influenced by income/net worth/liquid net worth, or is it purely limited by the premiums a person can afford? If the latter, is there anything in a policy/contract/statute/etc that I could reference for that?
     
  41. Troy Barnes

    Troy Barnes Constable to Inspector Spacetime
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    When I sold it for a few years, they would pretty much give you whatever you could pay for up to $500k coverage. You could get up to $1M with underwriters just asking a couple more questions, but over $1M required an actual financial audit for the company I worked at. Different companies’ UW departments would have their own guidelines for that. I was never made aware of any legal statutes regarding the value of the policy, just the period of contestability. I believe it’s on the company to make sure what they’re selling makes sense
     
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  42. CF3234

    CF3234 Fan of: Bandwagons
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  43. GoodForAnother

    GoodForAnother the antithesis of everything Paddington stands for
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    no one is going to take on Florida level risk uncertainty at a cap of 4.5% so the fact that domestics found quasi legal ways around that is very unsurprising
     
  44. CF3234

    CF3234 Fan of: Bandwagons
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    not at all, but the profits they have been shifting are massive while they still cry poor, raise rates, then blame insurer fraud and litigation.
     
  45. Fran Tarkenton

    Fran Tarkenton Old Enough to not know whats Chappell Roan
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    lets give them federal tax breaks and eliminate regulatory oversight
     
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  46. CF3234

    CF3234 Fan of: Bandwagons
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    you mean saying that the profits shifted to affiliates must be "fair and reasonable" is not enough?