Credit Card Thread - Now with a Beginner's Guide to free travel/FAQ

Discussion in 'The Mainboard' started by blind dog, Apr 10, 2015.

  1. TheBabyShrimp

    TheBabyShrimp Well-Known Member
    Clemson Tigers

    I booked a flight thru Chase Rewards earlier today. If I want to make a changes (within 24 hours), do I call Chase or the airline?

    Or do I just cancel and rebook?
     
  2. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    I'd cancel and rebook. But youd call the airline
     
  3. BP

    BP Bout to Regulate.
    Donor
    Atlanta BravesGeorgia BulldogsAtlanta Falcons

    Not sure if this has been talked about already.
     
    #6303 BP, Jul 20, 2018
    Last edited: Jul 20, 2018
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  4. Sportfan

    Sportfan From Six to Dumptime
    San Antonio SpursHouston TexansNew Mexico State AggiesTexas AandM Aggies

    lol damn really should get the Ink and that SW card, those points actually get you tier qualifying status I think that’s different than the previous ones that are companion or bust?
     
  5. ohhaithur

    ohhaithur e-Batman
    Donor

    Increase how much you make on spend on that card please
     
  6. EMAW FC

    EMAW FC Proud Smucker
    Donor
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsFulhamSporting Kansas CitySneakers

    the question is - can you get the bonus on the priority card and on another southwest card to get to companion? companion expiring 12/31/18 for me, don't know how I can live without it
     
  7. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas StarsTexas Tech Red Raiders alt

    So since I’m at 0/24, think I’m gonna go this route for now:

    Citi AA
    Citi AA business
    CSR & CSP on the same day to be able to get both
     
  8. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    You would then be 2/24 edit: incorrect

    Also, definitely do the CSR/CSP first iff you can meet both spends.
     
    #6308 BrickTamland, Jul 20, 2018
    Last edited: Jul 20, 2018
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  9. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    No he wouldn't.

    You should do the csr, csp, chase business ink first
     
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  10. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    Thought I understood 5/24, but clearly I don’t.

    Thought it only pertained to Chase rewards cards?

    I have CSR&CSP, if I open an Ink card, I’d be 3/24?
     
  11. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    It is a chase rule that applies to any cards opened
     
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  12. Spontaneous Cumbustion

    Spontaneous Cumbustion Well-Known Member
    Donor
    Ohio State BuckeyesCincinnati RedsCincinnati BengalsXavier MusketeersFC CincinnatiTottenham HotspurUnited States Men's National Soccer Team

    Do the business cards count toward 5/24?
     
  13. ohhaithur

    ohhaithur e-Batman
    Donor

    No still 2/24

    all cards open regardless of bank as long as they are personal
     
  14. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas StarsTexas Tech Red Raiders alt

    From what I understand, no - didn’t realize that till yesterday
     
  15. BrickTamland

    BrickTamland You're not Ron...
    Donor
    Florida State Seminoles

    So I get 80,000 points just for using a business card for my personal expenses AND that card doesn’t count towards my 5/24?
    :blessed::blessed::blessed::blessed::blessed::blessed:
     
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  16. ohhaithur

    ohhaithur e-Batman
    Donor

    Yes we have fun itt
     
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  17. Dukes

    Dukes flying ain't nothing just fallin' with style
    Donor TMB OG
    Baltimore OriolesWashington CapitalsTiger WoodsJames Madison Dukes

    Rethinking this: my fiancée has no Chase cards and is 1/24. Should I have her apply for CSR and CSP on the same day? Put the 5k car charges on those two which will practically hit both bonuses and then have her transfer the 100k points to me? Thinking that would be better than the Amex platinum offer.
     
  18. Nelson

    Nelson Can somebody please get Ja Rhule on the phone
    Donor
    Nebraska CornhuskersDenver NuggetsDenver BroncosColorado AvalanceBorussia DortmundManchester UnitedColorado State Rams

    Gonna cancel my SWA so I can get that SWA priority later
     
  19. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Why do you have to apply for the two chase cards on the same day?

    My wife has had no cards in a long while. She probably could not spend 8k in 4 months....
     
  20. Nelson

    Nelson Can somebody please get Ja Rhule on the phone
    Donor
    Nebraska CornhuskersDenver NuggetsDenver BroncosColorado AvalanceBorussia DortmundManchester UnitedColorado State Rams

    We have very different wives
     
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  21. texasraider

    texasraider thanks
    Donor
    Texas RangersKansas City ChiefsDallas Mavericks altTexas Tech Red Raiders alt

    hello fellow red raider i have CSR and CIP referrals for you friend <3

    but ohhaithur and Arkadin should be first
     
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  22. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    Because you're not technically allowed to get them both, but in the same day you can slip through
     
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  23. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    **allowed
     
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  24. ohhaithur

    ohhaithur e-Batman
    Donor

  25. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

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  26. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

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  27. CoastalOrange

    CoastalOrange Well-Known Member
    Donor
    Clemson TigersTennessee VolunteersBarcelonaUnited States Men's National Soccer TeamLiverpool

    Hi. Yes I also have CSP and CSR and would be happy to offer a referral link (though if ohhaithur or Ark have the link then you should probably go with them since they tend to offer all the help).
     
  28. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas StarsTexas Tech Red Raiders alt

    K, I’ll use ohhaithur and Arkadin ’s referrals for CSR/CSP - should I wait until a business day (next Monday) to apply since I’m gonna go for both at the same time? I won’t be able to get to my home computer until tonight.
     
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  29. Arkadin

    Arkadin inefficiently efficent and unclearly clear
    Donor

    Yes definitely do that
     
  30. ohhaithur

    ohhaithur e-Batman
    Donor

    Correct. Incognito mode for each, CSR first.

    Thanks man, good luck.
     
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  31. Zebbie

    Zebbie Hey Mike, guess what I have in my underwear?
    Donor
    Texas Tech Red RaidersTexas RangersChicago CubsDallas StarsTexas Tech Red Raiders alt

    Thanks for the help, I’ll keep you guys posted.
     
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  32. ohhaithur

    ohhaithur e-Batman
    Donor

  33. texasraider

    texasraider thanks
    Donor
    Texas RangersKansas City ChiefsDallas Mavericks altTexas Tech Red Raiders alt

    I have 72k SPG and 105k Marriott so approx 325k when they’re combined
     
  34. pratyk

    pratyk Arsenal FC, Rutgers Scarlet Knights
    Rutgers Scarlet KnightsArsenal

    Know of any good Europe redemptions via The Marriott vacation packages?
     
  35. GoodForAnother

    GoodForAnother I’d rather be down the allotment
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    Haven’t decided yet. There is going to be a steal on uber high end hotels for the next few months

    https://onemileatatime.boardingarea...-points-redemption-opportunities-coming-soon/
     
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  36. Todd Bonzales

    Todd Bonzales Sex with old ladies for money aaaand bear traps.
    Donor
    Ohio State BuckeyesCleveland BrownsUSA RugbyTiger WoodsOhio BobcatsCleveland CavaliersCleveland IndiansOlympics

    We spend $6,000+ a month on cards. Haven’t paid a cent in interest since my jerkoff-idiot 20s days, but $6,000+ is still an absuredly stupid number. The points make me erect, though.
     
  37. GoodForAnother

    GoodForAnother I’d rather be down the allotment
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    Btw, hit lifetime platinum with Marriott today. Will merge accts to new program next month and be locked into lifetime platinum premier
     
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  38. texasraider

    texasraider thanks
    Donor
    Texas RangersKansas City ChiefsDallas Mavericks altTexas Tech Red Raiders alt

    Congrats. That’s really cool
     
  39. ohhaithur

    ohhaithur e-Batman
    Donor

    What are your doing with it?
     
  40. Where Eagles Dare

    Where Eagles Dare The Specialist Show On Earth
    Donor
    Auburn TigersAtlanta BravesWashington Football TeamAtlanta United

    Do you put your mortgage/rent on a card?
     
  41. Todd Bonzales

    Todd Bonzales Sex with old ladies for money aaaand bear traps.
    Donor
    Ohio State BuckeyesCleveland BrownsUSA RugbyTiger WoodsOhio BobcatsCleveland CavaliersCleveland IndiansOlympics

    Negative, but all bills, all spending, and I also volunteer any and all extended family/friends spending to go on my card. It helps...a lot.
     
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  42. texasraider

    texasraider thanks
    Donor
    Texas RangersKansas City ChiefsDallas Mavericks altTexas Tech Red Raiders alt

    Been saving up points for a two week trip to Europe next year for our ten year anniversary. I’ll be needing you and Arkadin’s and others help planning
     
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  43. ohhaithur

    ohhaithur e-Batman
    Donor

    Nights and flights or nah?
     
  44. texasraider

    texasraider thanks
    Donor
    Texas RangersKansas City ChiefsDallas Mavericks altTexas Tech Red Raiders alt

    Today was the first I’d heard of nights and flights. But I have enough AA miles for round trip first class tickets for the two of us
     
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  45. GoodForAnother

    GoodForAnother I’d rather be down the allotment
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    325k may not be enough for two weeks depending on how nice you are looking just to get that out of the way early. Marriott does every fifth night free so I try to take advantage of that

    In Europe I have stayed in these marriotts

    Boscola Exedra in Rome — amazing place
    Renaissance Lucerne — good not amazing
    Courtyard Zurich — it’s a courtyard
    Renassaince Paris Le Parc Trocadero — great hotel (amazing staff)

    All depends on where you want to go obviously but they’ve got a lot of properties in the major cities. I usually redeem for higher end hotels with Marriott because that’s where I find the value to be especially with my status. For example the boscola was like 40k a night but we got upgraded to a 700 euro a night room so you’re getting good value. Flyertalk has threads on most major Marriott hotels and I have used them to pick out all of the places we’ve stayed based on their threads/reviews (except the courtyard, that was a unique situation). The format sucks but there’s a lot of information on there

    So if you’re looking at nicer places 325k will get you to around 8-10 nights depending on specific redemptions and how much you are looking to move around and sacrifice the free fifth night. Lower end hotels you can probably stretch further or just pay cash for addtl nights

    Anyway happy to help as it gets closer. I fuck with Marriott a lot so lmk if any questions
     
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  46. GoodForAnother

    GoodForAnother I’d rather be down the allotment
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    I cheated and scammed to do it but thanks
     
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  47. texasraider

    texasraider thanks
    Donor
    Texas RangersKansas City ChiefsDallas Mavericks altTexas Tech Red Raiders alt

    I planned on the wife getting the 100k bonus but didn’t get it in time.

    I also have 350k UR points

    Plan on sitting down this weekend to try and start planning everything
     
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  48. GoodForAnother

    GoodForAnother I’d rather be down the allotment
    Staff Donor TMB OG
    Kansas State WildcatsKansas City RoyalsKansas City ChiefsSporting Kansas CityTottenham HotspurBig 8 ConferenceBig 12 ConferenceCoors LightFormula 1

    Marriott is not a great UR transfer value but it’s worth it if you’re topping off for an award
     
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  49. texasraider

    texasraider thanks
    Donor
    Texas RangersKansas City ChiefsDallas Mavericks altTexas Tech Red Raiders alt

    What’s the story with the nights and flights? I assume it’s not worth it since we are using AA miles?
     
  50. DuffandMuff

    DuffandMuff Well-Known Member
    Tampa Bay LightningSan Diego Padres

    Thinking of downgrading my CSR and I already have a Freedom. Do I go to the Unlimited Freedom?